Bandhan Financial Services Fund
Bandhan Financial Services Fund is a sectoral / thematic fund of Bandhan AMC Limited with ₹1,063 cr under management. It is ahead of its benchmark (Nifty Financial Services TRI) in 2 of 2 periods. Its direct plan charges 1.03% a year. Ritu Modi has managed it for 1.9 years.
Has Bandhan Financial Services Fund beaten its benchmark?
Ahead of its benchmark, Nifty Financial Services TRI, in 2 of 2 periods in AMFI's figures; −1.06% over the last year against −5.31%.
Period returns
Direct Plan, growth · 3y and longer a year| Period | Fund | Nifty 500 TRI | Ahead |
|---|---|---|---|
| 1 month | −4.05% | −3.60% | — |
| 3 months | −5.95% | −5.03% | — |
| 6 months | −0.01% | −1.83% | — |
| 1 year | −2.09% | −4.06% | +1.97 pts |
| 3 years | +13.45% | +9.27% | +4.18 pts |
| 5 years | — | +8.00% | — |
| 10 years | — | +12.69% | — |
| Since start from 31 Jul 2023 | +13.56% | — | — |
Official figures
AMFI performance feed, 13 Oct 2026| Period | Direct | Regular | Benchmark | Ahead | Rank |
|---|---|---|---|---|---|
| 1y | −1.06% | −2.58% | −5.31% | +4.25 | 🔒 |
| 3y | +13.91% | +12.10% | +9.40% | +4.51 | 🔒 |
| 5y | — | — | — | — | — |
| 10y | — | — | — | — | — |
Value of 100, month-end
Jul 2023 to 14 Oct 2026₹100 put in at the start of Jul 2023 would be ₹150 on 14 Oct 2026, against ₹133 in the Nifty 500 TRI.
What does Bandhan Financial Services Fund cost?
1.03% a year on the direct plan, 2.49% on the regular plan; 6 of 21 funds in its category charge less.
Who manages Bandhan Financial Services Fund?
Ritu Modi, since 2 Dec 2024; Harshvardhan Agrawal, since None; Harshal Joshi, since 2 Dec 2024.
What does Bandhan Financial Services Fund hold?
64 holdings as of 30 Sep 2026; the ten largest are 54.8% of the fund, the largest ICICI Bank Limited at 14.3%.
Mix
Holdings as of 30 Sep 2026Five largest industries
% of fundBy company size
% of equity · SEBI size listsHow does Bandhan Financial Services Fund score against its category?
Seven scores against funds of its kind, and the warning signs it trips.
Are the companies inside any good?
The holdings by valuation, forensic risk, business quality and balance sheet, weighted by their share of the fund.
How is Bandhan Financial Services Fund run?
Turnover, what it bought and sold, its cash and its record in new listings, from its monthly holdings files.
Which funds hold much the same?
The index it is nearest and the funds whose holdings overlap most.
Funds that hold much the same
% of holdings in commonHow much is in its sponsor's own group?
Holdings in companies of the fund house's sponsor group, beside the index.
Questions people ask
Who manages Bandhan Financial Services Fund?
Ritu Modi (equity portfolio) since 2 Dec 2024; Harshvardhan Agrawal (equity portfolio) since None; Harshal Joshi (debt portfolio) since 2 Dec 2024.
What is the expense ratio of Bandhan Financial Services Fund?
1.03% a year on the direct plan and 2.49% on the regular plan (expense report, Oct 2026).
How has Bandhan Financial Services Fund done?
Its direct plan returned +13.91% a year over 3 years against +9.40% for its benchmark, Nifty Financial Services TRI, as of 13 Oct 2026.
See Bandhan Financial Services Fund beside your own funds in Valarth
