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Large & Mid Cap · Equity

Bank of India Large & Mid Cap Fund

Bank of India Investment Managers Private Limited
Benchmark
BSE 250 Large MidCap TRI
Riskometer
Very High
Size
₹508 cr
Allotted
21 Oct 2008
Holdings as of
30 Sep 2026

Bank of India Large & Mid Cap Fund is a large & mid cap fund of Bank of India Investment Managers Private Limited with ₹508 cr under management. It is ahead of its benchmark (BSE 250 Large MidCap TRI) in 4 of 4 periods. Its direct plan charges 1.42% a year. Nitin Gosar has managed it for 4.0 years.

Has Bank of India Large & Mid Cap Fund beaten its benchmark?

Ahead of its benchmark, BSE 250 Large MidCap TRI, in 4 of 4 periods in AMFI's figures; +2.32% over the last year against −5.57%.

Period returns

Direct Plan, growth · 3y and longer a year
PeriodFundNifty LargeMidcap 250 TRIAhead
1 month−4.06% −3.99% —
3 months−3.95% −5.53% —
6 months+0.14% −1.71% —
1 year+2.05% −2.77% +4.82 pts
3 years+11.63% +10.63% +1.00 pts
5 years+9.46% +9.76% −0.30 pts
10 years+12.17% +14.03% −1.86 pts
Since start
from 29 Oct 2008
+13.85%——
Valarth price history to 14 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026
Ahead of its benchmark (BSE 250 Large MidCap TRI) in 4 of 4 periods.
PeriodDirectRegularBenchmarkAheadRank
1y +2.32%+0.99%−5.57% +7.89 🔒
3y +12.25%+10.92%+8.64% +3.61 🔒
5y +10.26%+9.03%+7.64% +2.62 🔒
10y +12.73%+11.45%+12.59% +0.14 🔒
Ahead in points a year · its rank among Large & Mid Cap funds, and how steady the lead is, in the app

Value of 100, month-end

Oct 2016 to 14 Oct 2026
50100150200250300350400 20172019202120232025
Fund 318Nifty LargeMidcap 250 TRI 368

₹100 put in at the start of Oct 2016 would be ₹318 on 14 Oct 2026, against ₹368 in the Nifty LargeMidcap 250 TRI.

Risk, falls and every year

🔒 Pro
Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.
See them in the app →

What does Bank of India Large & Mid Cap Fund cost?

1.42% a year on the direct plan, 2.79% on the regular plan; 28 of 36 funds in its category charge less.

Direct plan
1.42% a year
Category median 1.07%
Regular plan
2.79% a year
Category median 2.29%
Gap
1.37 points
for the same holdings
28 of 36 funds in its category charge less on the direct plan.
Expense report, Oct 2026 · Equity Scheme - Large & Mid Cap Fund

What the regular plan costs you over time

🔒 Pro
The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages Bank of India Large & Mid Cap Fund?

Nitin Gosar, since 27 Sep 2022.

Nitin Gosar
w.e.f September 27, 2022
4.0 years
since 27 Sep 2022
Benchmark as filedBSE 250 LargeMidCap (TRI)
Exit load
• If redeemed/ switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1% • If redeemed/ switched-out after 3 months from the date of allotment: Nil
From 19 Scheme Summary Documents filed with NSE, first on 17 Apr 2026; as on 6 Oct 2026

What does Bank of India Large & Mid Cap Fund hold?

51 holdings as of 30 Sep 2026; the ten largest are 39.2% of the fund, the largest HDFC Bank Limited at 8.1%.

Mix

Holdings as of 30 Sep 2026
Equity93.2%Debt0.0%Cash6.8%Other0.0%
Holdings
51
48 shares
Top ten
39.2%
of the fund
Effective holdings
31.8
spread, as if equal-weighted
Matched to our table
100%
of the equity

Five largest

% of fund
HDFC Bank Limited8.10%
Reliance Industries Limited6.12%
Kotak Mahindra Bank Limited3.84%
Larsen & Toubro Limited3.37%
State Bank of India3.17%

Five largest industries

% of fund
Banks22.3%
Pharmaceuticals & Biotechnology13.1%
Retailing7.60%
Petroleum Products6.60%
Consumer Durables4.60%

By company size

% of equity · SEBI size lists
Large Cap45.8%Mid Cap38.0%Small Cap16.1%

How does Bank of India Large & Mid Cap Fund score against its category?

Seven scores against funds of its kind, and the warning signs it trips.

Scorecard

🔒 Pro
Seven scores, each out of 5, against funds in its category, with the reasons, and the warning signs it trips: in the app.
Open scorecard in the app →

Are the companies inside any good?

The holdings by valuation, forensic risk, business quality and balance sheet, weighted by their share of the fund.

The companies inside

🔒 Pro
The holdings weighted by their share of the fund: P/E and ROE, forensic risk levels, Valarth's valuation view, quality, moats, balance sheets and who owns them: in the app.

How is Bank of India Large & Mid Cap Fund run?

Turnover, what it bought and sold, its cash and its record in new listings, from its monthly holdings files.

How it is run

🔒 Pro
Turnover, what it bought and sold and when, how long it holds, size drift, cash and its record in new listings, from up to two years of monthly holdings files: in the app.

Which funds hold much the same?

The index it is nearest and the funds whose holdings overlap most.

not an index tracker
Nearest to the Nifty 50: 62% of it differs from the index (an active fund is usually above 60%).
Active share 61.6%60%

Funds that hold much the same

% of holdings in common
Bank Of India Multi Cap Fund80.9% the same
47 shared holdings
Bank Of India Manufacturing and Infrastructure Fund51.2% the same
29 shared holdings
Mirae Asset Large Cap Fund40.0% the same
20 shared holdings

How much is in its sponsor's own group?

Holdings in companies of the fund house's sponsor group, beside the index.

Related-party exposure

🔒 Pro
How much of the fund is in companies of its sponsor's own group, beside what the index holds of them: in the app.

Questions people ask

Who manages Bank of India Large & Mid Cap Fund?

Nitin Gosar (w.e.f September 27, 2022) since 27 Sep 2022.

What is the expense ratio of Bank of India Large & Mid Cap Fund?

1.42% a year on the direct plan and 2.79% on the regular plan (expense report, Oct 2026).

How has Bank of India Large & Mid Cap Fund done?

Its direct plan returned +12.25% a year over 3 years against +8.64% for its benchmark, BSE 250 Large MidCap TRI, as of 13 Oct 2026.

Inside the app

See Bank of India Large & Mid Cap Fund beside your own funds in Valarth

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Business modelHow a company makes money and what can hurt it, each statement checked against its annual report.
Valarth's Before the Bell edition, with the day's headline, regulator notes and sector moves.
Before the BellA morning edition before the market opens: what moved, which rule changed, and what it means for your holdings.

Bank of India Large & Mid Cap Fund in the app: beside your own funds, with what you own through them

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