Retirement · Solution Oriented

Baroda BNP Paribas Retirement Fund

Baroda BNP Paribas Asset Management India Private Limited

Benchmark

CRISIL Hybrid 35+65 - Aggressive Index

Riskometer

Very High

Size

₹389 cr

Allotted

28 May 2024

Holdings as of

30 Sep 2026

Baroda BNP Paribas Retirement Fund is a retirement fund of Baroda BNP Paribas Asset Management India Private Limited with ₹389 cr under management. It is ahead of its benchmark (CRISIL Hybrid 35+65 - Aggressive Index) in 1 of 1 periods. Its direct plan charges 1.16% a year. Gurvinder Singh Wasan has managed it for 2.0 years.

Has Baroda BNP Paribas Retirement Fund beaten its benchmark?

Ahead of its benchmark, CRISIL Hybrid 35+65 - Aggressive Index, in 1 of 1 periods in AMFI's figures; +0.77% over the last year against −2.82%.

Period returns

Direct Plan, growth · 3y and longer a year

Period	Fund	Nifty 500 TRI	Ahead
1 month	−2.48%	−3.60%	—
3 months	−1.86%	−5.03%	—
6 months	+3.12%	−1.83%	—
1 year	+0.77%	−4.06%	+4.83 pts
3 years	—	+9.27%	—
5 years	—	+8.00%	—
10 years	—	+12.69%	—
Since start from 31 May 2024	+6.78%	—	—

Valarth price history to 13 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026

Ahead of its benchmark (CRISIL Hybrid 35+65 - Aggressive Index) in 1 of 1 periods.

Period	Direct	Regular	Benchmark	Ahead	Rank
1y	+0.77%	−0.63%	−2.82%	+3.59	🔒
3y	—	—	—	—	—
5y	—	—	—	—	—
10y	—	—	—	—	—

Ahead in points a year · its rank among Retirement funds, and how steady the lead is, in the app

Value of 100, month-end

May 2024 to 13 Oct 2026

Fund 117Nifty 500 TRI 107

₹100 put in at the start of May 2024 would be ₹117 on 13 Oct 2026, against ₹107 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro

Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.

See them in the app →

What does Baroda BNP Paribas Retirement Fund cost?

1.16% a year on the direct plan, 2.55% on the regular plan; 14 of 29 funds in its category charge less.

Direct plan

1.16% a year

Category median 1.16%

Regular plan

2.55% a year

Category median 2.16%

Gap

1.39 points

for the same holdings

14 of 29 funds in its category charge less on the direct plan.

Expense report, Oct 2026 · Solution Oriented Schemes ** - Retirement Fund

What the regular plan costs you over time

🔒 Pro

The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages Baroda BNP Paribas Retirement Fund?

Silky Jain, since 1 Jul 2026; Yash Mehta, since 1 Jul 2026; Gurvinder Singh Wasan, since 21 Oct 2024.

Silky Jain

0.3 years

since 1 Jul 2026

Yash Mehta

Equity portion

0.3 years

since 1 Jul 2026

Gurvinder Singh Wasan

Fixed Income portion

2.0 years

since 21 Oct 2024

Benchmark as filedCRISIL Hybrid 35+65-Aggressive Index

Exit load

Nil

From 6 Scheme Summary Documents filed with NSE, first on 14 Apr 2026; as on 14 Sep 2026

What does Baroda BNP Paribas Retirement Fund hold?

60 holdings as of 30 Sep 2026; the ten largest are 40.6% of the fund, the largest 6.9% Government of India (15/04/2065) at 18.3%.

Mix

Holdings as of 30 Sep 2026

Equity95.8%Debt0.0%Cash4.2%Other0.0%

Holdings

58 shares

Top ten

40.6%

of the fund

Effective holdings

19.8

spread, as if equal-weighted

Matched to our table

73%

of the equity

Five largest

% of fund

6.9% Government of India (15/04/2065)18.3%

7.34% Government of India (22/04/2064)3.98%

ICICI Bank Limited2.73%

Larsen & Toubro Limited2.67%

Divi's Laboratories Limited2.64%

Five largest industries

% of fund

Sovereign24.3%

Banks16.5%

Automobiles4.90%

Electrical Equipment4.80%

Pharmaceuticals & Biotechnology4.10%

By company size

% of equity · SEBI size lists

Large Cap59.1%Mid Cap25.8%Small Cap15.1%

How does Baroda BNP Paribas Retirement Fund score against its category?

Seven scores against funds of its kind, and the warning signs it trips.

Scorecard

🔒 Pro

Seven scores, each out of 5, against funds in its category, with the reasons, and the warning signs it trips: in the app.

Open scorecard in the app →

Are the companies inside any good?

The holdings by valuation, forensic risk, business quality and balance sheet, weighted by their share of the fund.

The companies inside

🔒 Pro

The holdings weighted by their share of the fund: P/E and ROE, forensic risk levels, Valarth's valuation view, quality, moats, balance sheets and who owns them: in the app.

How is Baroda BNP Paribas Retirement Fund run?

Turnover, what it bought and sold, its cash and its record in new listings, from its monthly holdings files.

How it is run

🔒 Pro

Turnover, what it bought and sold and when, how long it holds, size drift, cash and its record in new listings, from up to two years of monthly holdings files: in the app.

Which funds hold much the same?

The index it is nearest and the funds whose holdings overlap most.

not an index tracker

Nearest to the Nifty 500: 68% of it differs from the index (an active fund is usually above 60%).

Active share 68.1%60%

Funds that hold much the same

% of holdings in common

Baroda BNP Paribas Childrens Fund64.2% the same

48 shared holdings

Baroda BNP Paribas ELSS Tax Saver Fund58.7% the same

40 shared holdings

Baroda BNP Paribas Large & Mid Cap Fund48.0% the same

32 shared holdings

How much is in its sponsor's own group?

Holdings in companies of the fund house's sponsor group, beside the index.

Related-party exposure

🔒 Pro

How much of the fund is in companies of its sponsor's own group, beside what the index holds of them: in the app.

Questions people ask

Who manages Baroda BNP Paribas Retirement Fund?

Silky Jain (manager) since 1 Jul 2026; Yash Mehta (Equity portion) since 1 Jul 2026; Gurvinder Singh Wasan (Fixed Income portion) since 21 Oct 2024.

What is the expense ratio of Baroda BNP Paribas Retirement Fund?

1.16% a year on the direct plan and 2.55% on the regular plan (expense report, Oct 2026).