HDFC Banking and Financial Services Fund
HDFC Banking and Financial Services Fund is a sectoral / thematic fund of HDFC Asset Management Company Limited with ₹4,516 cr under management. It is ahead of its benchmark (Nifty Financial Services TRI) in 3 of 3 periods. Its direct plan charges 0.96% a year. Anand Laddha has managed it for 5.3 years.
Has HDFC Banking and Financial Services Fund beaten its benchmark?
Ahead of its benchmark, Nifty Financial Services TRI, in 3 of 3 periods in AMFI's figures; +2.33% over the last year against −5.31%.
Period returns
Direct Plan, growth · 3y and longer a year| Period | Fund | Nifty 500 TRI | Ahead |
|---|---|---|---|
| 1 month | −1.90% | −3.60% | — |
| 3 months | −4.78% | −5.03% | — |
| 6 months | +1.23% | −1.83% | — |
| 1 year | +2.33% | −4.06% | +6.39 pts |
| 3 years | +11.83% | +9.27% | +2.56 pts |
| 5 years | +11.08% | +8.00% | +3.08 pts |
| 10 years | — | +12.69% | — |
| Since start from 1 Jul 2021 | +12.65% | — | — |
Official figures
AMFI performance feed, 13 Oct 2026| Period | Direct | Regular | Benchmark | Ahead | Rank |
|---|---|---|---|---|---|
| 1y | +2.33% | +1.25% | −5.31% | +7.64 | 🔒 |
| 3y | +11.81% | +10.53% | +9.40% | +2.41 | 🔒 |
| 5y | +11.07% | +9.59% | +7.23% | +3.84 | 🔒 |
| 10y | — | — | — | — | — |
Value of 100, month-end
Jul 2021 to 13 Oct 2026₹100 put in at the start of Jul 2021 would be ₹187 on 13 Oct 2026, against ₹170 in the Nifty 500 TRI.
What does HDFC Banking and Financial Services Fund cost?
0.96% a year on the direct plan, 1.99% on the regular plan; 33 of 174 funds in its category charge less.
Who manages HDFC Banking and Financial Services Fund?
Anand Laddha, since 1 Jul 2021; Gopal Agrawal, since 1 Sep 2026; Bhagyesh Kagalkar, since 26 Aug 2026.
What does HDFC Banking and Financial Services Fund hold?
39 holdings as of 30 Sep 2026; the ten largest are 66.2% of the fund, the largest ICICI Bank Ltd. at 13.8%.
Mix
Holdings as of 30 Sep 2026Five largest
% of fundFive largest industries
% of fundBy company size
% of equity · SEBI size listsHow does HDFC Banking and Financial Services Fund score against its category?
Seven scores against funds of its kind, and the warning signs it trips.
Are the companies inside any good?
The holdings by valuation, forensic risk, business quality and balance sheet, weighted by their share of the fund.
How is HDFC Banking and Financial Services Fund run?
Turnover, what it bought and sold, its cash and its record in new listings, from its monthly holdings files.
Which funds hold much the same?
The index it is nearest and the funds whose holdings overlap most.
Funds that hold much the same
% of holdings in commonHow much is in its sponsor's own group?
Holdings in companies of the fund house's sponsor group, beside the index.
Questions people ask
Who manages HDFC Banking and Financial Services Fund?
Anand Laddha (manager) since 1 Jul 2021; Gopal Agrawal (manager) since 1 Sep 2026; Bhagyesh Kagalkar (manager) since 26 Aug 2026.
What is the expense ratio of HDFC Banking and Financial Services Fund?
0.96% a year on the direct plan and 1.99% on the regular plan (expense report, Oct 2026).
How has HDFC Banking and Financial Services Fund done?
Its direct plan returned +11.81% a year over 3 years against +9.40% for its benchmark, Nifty Financial Services TRI, as of 13 Oct 2026.
See HDFC Banking and Financial Services Fund beside your own funds in Valarth
