Debt · Short Term

JM Short Term Fund

JM Financial Mutual Fund

Benchmark

CRISIL Short Duration Debt A-II Index

Riskometer

Moderate

Size

₹79 cr

Allotted

29 Aug 2022

Holdings as of

Not on record

JM Short Term Fund is a short term fund of JM Financial Mutual Fund with ₹79 cr under management. It is ahead of its benchmark (CRISIL Short Duration Debt A-II Index) in 1 of 2 periods. Its direct plan charges 0.39% a year. Killol Pandya has managed it for 1.9 years.

Debt and hybrid funds: the company-level sections (scorecard, companies inside, how it is run, nearest index) are not shown. Mix, returns, costs and managers only.

What is JM Short Term Fund invested in?

Mix not on record

Has JM Short Term Fund beaten its benchmark?

Ahead of its benchmark, CRISIL Short Duration Debt A-II Index, in 1 of 2 periods in AMFI's figures; +4.68% over the last year against +4.78%.

Period returns

Direct Plan, growth · 3y and longer a year

Period	Fund	Nifty 500 TRI	Ahead
1 month	−0.05%	−3.60%	—
3 months	+0.75%	−5.03%	—
6 months	+2.35%	−1.83%	—
1 year	+4.59%	−4.06%	+8.65 pts
3 years	+7.07%	+9.27%	−2.20 pts
5 years	—	+8.00%	—
10 years	—	+12.69%	—
Since start from 1 Sep 2022	+6.82%	—	—

Valarth price history to 14 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026

Ahead of its benchmark (CRISIL Short Duration Debt A-II Index) in 1 of 2 periods.

Period	Direct	Regular	Benchmark	Ahead	Rank
1y	+4.68%	+3.93%	+4.78%	−0.10	🔒
3y	+7.08%	+6.28%	+7.01%	+0.07	🔒
5y	—	—	—	—	—
10y	—	—	—	—	—

Ahead in points a year · its rank among Short Term funds, and how steady the lead is, in the app

Value of 100, month-end

Sep 2022 to 14 Oct 2026

Fund 131Nifty 500 TRI 154

₹100 put in at the start of Sep 2022 would be ₹131 on 14 Oct 2026, against ₹154 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro

Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.

See them in the app →

What does JM Short Term Fund cost?

0.39% a year on the direct plan, 1.09% on the regular plan; 12 of 22 funds in its category charge less.

Direct plan

0.39% a year

Category median 0.38%

Regular plan

1.09% a year

Category median 0.99%

Gap

0.70 points

for the same holdings

12 of 22 funds in its category charge less on the direct plan.

Expense report, Oct 2026 · Income/Debt Oriented Schemes - Short Term Fund

What the regular plan costs you over time

🔒 Pro

The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages JM Short Term Fund?

Killol Pandya, since 5 Nov 2024; Ruchi Fozdar, since 5 Nov 2024; Jayant Dhoot, since 5 Nov 2024.

Killol Pandya

1.9 years

since 5 Nov 2024

Ruchi Fozdar

1.9 years

since 5 Nov 2024

Jayant Dhoot

1.9 years

since 5 Nov 2024

Benchmark as filedCRISIL Short Duration Debt A-II Index

Exit load

Nil

From 7 Scheme Summary Documents filed with NSE, first on 31 Aug 2026; as on 13 Oct 2026

Questions people ask

Who manages JM Short Term Fund?

Killol Pandya (manager) since 5 Nov 2024; Ruchi Fozdar (manager) since 5 Nov 2024; Jayant Dhoot (manager) since 5 Nov 2024.

What is the expense ratio of JM Short Term Fund?

0.39% a year on the direct plan and 1.09% on the regular plan (expense report, Oct 2026).

How has JM Short Term Fund done?

Its direct plan returned +7.08% a year over 3 years against +7.01% for its benchmark, CRISIL Short Duration Debt A-II Index, as of 13 Oct 2026.