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Equity Savings · Hybrid

Kotak Equity Savings Fund

Kotak Mahindra Asset Management Company Limited.
Benchmark
Nifty Equity Savings Index
Riskometer
Moderately High
Size
₹10,385 cr
Allotted
13 Oct 2014
Holdings as of
30 Sep 2026

Kotak Equity Savings Fund is a equity savings fund of Kotak Mahindra Asset Management Company Limited. with ₹10,385 cr under management. It is ahead of its benchmark (Nifty Equity Savings Index) in 4 of 4 periods. Its direct plan charges 1.09% a year. Abhishek Bisen has managed it for 12.1 years.

Has Kotak Equity Savings Fund beaten its benchmark?

Ahead of its benchmark, Nifty Equity Savings Index, in 4 of 4 periods in AMFI's figures; +2.22% over the last year against +0.58%.

Period returns

Direct Plan, growth · 3y and longer a year
PeriodFundNifty 500 TRIAhead
1 month−1.04% −3.60% —
3 months−0.52% −5.03% —
6 months+1.93% −1.83% —
1 year+2.44% −4.06% +6.50 pts
3 years+9.53% +9.27% +0.26 pts
5 years+9.43% +8.00% +1.43 pts
10 years+9.76% +12.69% −2.93 pts
Since start
from 17 Oct 2014
+9.65%——
Valarth price history to 14 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026
Ahead of its benchmark (Nifty Equity Savings Index) in 4 of 4 periods.
PeriodDirectRegularBenchmarkAheadRank
1y +2.22%+1.15%+0.58% +1.64 🔒
3y +9.53%+8.35%+6.97% +2.56 🔒
5y +9.52%+8.36%+6.42% +3.10 🔒
10y +9.76%+8.74%+8.44% +1.32 🔒
Ahead in points a year · its rank among Equity Savings funds, and how steady the lead is, in the app

Value of 100, month-end

Oct 2016 to 14 Oct 2026
50100150200250300350400 20172019202120232025
Fund 254Nifty 500 TRI 327

₹100 put in at the start of Oct 2016 would be ₹254 on 14 Oct 2026, against ₹327 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro
Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.
See them in the app →

What does Kotak Equity Savings Fund cost?

1.09% a year on the direct plan, 2.14% on the regular plan; 4 of 16 funds in its category charge less.

Direct plan
1.09% a year
Category median 1.12%
Regular plan
2.14% a year
Category median 2.07%
Gap
1.05 points
for the same holdings
4 of 16 funds in its category charge less on the direct plan.
Expense report, Oct 2026 · Hybrid Scheme - Equity Savings

What the regular plan costs you over time

🔒 Pro
The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages Kotak Equity Savings Fund?

Devender Singhal, since 1 Apr 2021; Abhishek Bisen, since 17 Sep 2014; Hiten Shah, since 3 Oct 2019.

Devender Singhal
5.5 years
since 1 Apr 2021
Abhishek Bisen
12.1 years
since 17 Sep 2014
Hiten Shah
7.0 years
since 3 Oct 2019
Benchmark as filedNIFTY Equity Savings Index (TRI)
Exit load
For redemption / switch out of upto 8% of the initial investment amount (limit) purchased or switched in within 90 days from the date of allotment: Nil. If units redeemed or switched out are in excess of the limit within 90 days from the date of allotment: 1% If units are redeemed or switched out on or after 90 days year from the date of allotment: NIL
From 6 Scheme Summary Documents filed with NSE, first on 29 Apr 2026; as on 29 Sep 2026

What does Kotak Equity Savings Fund hold?

242 holdings as of 30 Sep 2026; the ten largest are 36.7% of the fund, the largest Kotak Liquid Direct Growth at 7.6%.

Mix

Holdings as of 30 Sep 2026
Equity94.8%Debt0.0%Cash5.2%Other-31.8%
Holdings
242
160 shares
Top ten
36.7%
of the fund
Effective holdings
41.7
spread, as if equal-weighted
Matched to our table
73%
of the equity

Five largest

% of fund
Kotak Liquid Direct Growth7.59%
BHARTI AIRTEL LTD.4.93%
HDFC BANK LTD.4.38%
One 97 Communications Ltd3.60%
Indus Towers Ltd.3.38%

Five largest industries

% of fund
Banks14.0%
Telecom - Services9.40%
Mutual Fund9.30%
Automobiles6.20%
Transport Infrastructure6.10%

By company size

% of equity · SEBI size lists
Large Cap61.4%Mid Cap26.5%Small Cap12.1%

How does Kotak Equity Savings Fund score against its category?

Seven scores against funds of its kind, and the warning signs it trips.

Scorecard

🔒 Pro
Seven scores, each out of 5, against funds in its category, with the reasons, and the warning signs it trips: in the app.
Open scorecard in the app →

Are the companies inside any good?

The holdings by valuation, forensic risk, business quality and balance sheet, weighted by their share of the fund.

The companies inside

🔒 Pro
The holdings weighted by their share of the fund: P/E and ROE, forensic risk levels, Valarth's valuation view, quality, moats, balance sheets and who owns them: in the app.

How is Kotak Equity Savings Fund run?

Turnover, what it bought and sold, its cash and its record in new listings, from its monthly holdings files.

How it is run

🔒 Pro
Turnover, what it bought and sold and when, how long it holds, size drift, cash and its record in new listings, from up to two years of monthly holdings files: in the app.

Which funds hold much the same?

The index it is nearest and the funds whose holdings overlap most.

not an index tracker
Nearest to the Nifty 50: 68% of it differs from the index (an active fund is usually above 60%).
Active share 67.7%60%

Funds that hold much the same

% of holdings in common
Kotak Multi Asset Allocation Fund41.2% the same
42 shared holdings
Kotak Multi Cap Fund40.7% the same
33 shared holdings
DSP Equity Savings Fund37.6% the same
39 shared holdings

How much is in its sponsor's own group?

Holdings in companies of the fund house's sponsor group, beside the index.

Related-party exposure

🔒 Pro
How much of the fund is in companies of its sponsor's own group, beside what the index holds of them: in the app.

Questions people ask

Who manages Kotak Equity Savings Fund?

Devender Singhal (manager) since 1 Apr 2021; Abhishek Bisen (manager) since 17 Sep 2014; Hiten Shah (manager) since 3 Oct 2019.

What is the expense ratio of Kotak Equity Savings Fund?

1.09% a year on the direct plan and 2.14% on the regular plan (expense report, Oct 2026).

How has Kotak Equity Savings Fund done?

Its direct plan returned +9.53% a year over 3 years against +6.97% for its benchmark, Nifty Equity Savings Index, as of 13 Oct 2026.

Inside the app

See Kotak Equity Savings Fund beside your own funds in Valarth

Start freeStart free
A Valarth stock page: the share price with its chart and 52-week range, valuation and profitability figures, and a scorecard of health checks.
Stock pagePrice, valuation, profitability and a scorecard of health checks for every company, each figure explained.
The Valarth stock screener: a table of companies with price, market cap, P/E, P/B, PEG, EPS and ROE, and filters down the left.
ScreenerEvery listed company, filtered on 212 figures, each with a plain-language lesson beside it.
The Valarth AI Screener answering 'Which companies will benefit from India's Project 75 submarine programme?' with a basket of four naval shipbuilders and a written thesis.
AI ScreenerAsk a question in plain English, like which companies benefit from India's Project 75. It reads the intent, builds the screen and writes the thesis.
A Valarth business-model card for State Bank of India, with a plain-language summary and statements verified against the filing.
Business modelHow a company makes money and what can hurt it, each statement checked against its annual report.
Valarth's Before the Bell edition, with the day's headline, regulator notes and sector moves.
Before the BellA morning edition before the market opens: what moved, which rule changed, and what it means for your holdings.

Kotak Equity Savings Fund in the app: beside your own funds, with what you own through them

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