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Conservative Hyrbid · Hybrid

LIC MF Conservative Hybrid Fund

LIC Mutual Fund Asset Management Limited
Benchmark
CRISIL Hybrid 85+15 - Conservative Index
Riskometer
Moderate
Size
₹46 cr
Allotted
1 Jun 1998
Holdings as of
30 Sep 2026

LIC MF Conservative Hybrid Fund is a conservative hyrbid fund of LIC Mutual Fund Asset Management Limited with ₹46 cr under management. It is ahead of its benchmark (CRISIL Hybrid 85+15 - Conservative Index) in 1 of 4 periods. Its direct plan charges 1.68% a year.

Has LIC MF Conservative Hybrid Fund beaten its benchmark?

Ahead of its benchmark, CRISIL Hybrid 85+15 - Conservative Index, in 1 of 4 periods in AMFI's figures; +2.19% over the last year against +1.42%.

Period returns

Direct Plan, growth · 3y and longer a year
PeriodFundNifty 500 TRIAhead
1 month−1.57% −3.60% —
3 months−1.44% −5.03% —
6 months+0.65% −1.83% —
1 year+1.95% −4.06% +6.01 pts
3 years+6.24% +9.27% −3.03 pts
5 years+5.19% +8.00% −2.81 pts
10 years+6.45% +12.69% −6.24 pts
Since start
from 9 Jan 2013
+7.28%——
Valarth price history to 14 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026
Ahead of its benchmark (CRISIL Hybrid 85+15 - Conservative Index) in 1 of 4 periods.
PeriodDirectRegularBenchmarkAheadRank
1y +2.19%+1.33%+1.42% +0.77 🔒
3y +6.30%+5.30%+6.98% −0.68 🔒
5y +5.29%+4.32%+6.05% −0.76 🔒
10y +6.46%+5.52%+7.66% −1.20 🔒
Ahead in points a year · its rank among Conservative Hyrbid funds, and how steady the lead is, in the app

Value of 100, month-end

Oct 2016 to 14 Oct 2026
50100150200250300350400 20172019202120232025
Fund 186Nifty 500 TRI 327

₹100 put in at the start of Oct 2016 would be ₹186 on 14 Oct 2026, against ₹327 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro
Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.
See them in the app →

What does LIC MF Conservative Hybrid Fund cost?

1.68% a year on the direct plan, 2.24% on the regular plan; 17 of 18 funds in its category charge less.

Direct plan
1.68% a year
Category median 0.99%
Regular plan
2.24% a year
Category median 1.83%
Gap
0.56 points
for the same holdings
17 of 18 funds in its category charge less on the direct plan.
Expense report, Oct 2026 · Hybrid Scheme - Conservative Hybrid Fund

What the regular plan costs you over time

🔒 Pro
The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages LIC MF Conservative Hybrid Fund?

Pratik Harish Shroff, since None.

Pratik Harish Shroff
None years
since None
Benchmark as filedCrisil Hybrid 85 + 15 - Conservative Index
Exit load
12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 90 days from the date of allotment of units. 1% on remaining units if redeemed or switched out on or before completion of 90 days from the date of allotment of units Nil, if redeemed or switched out after completion of 90 days from the date of allotment of units.
From 4 Scheme Summary Documents filed with NSE, first on 11 Apr 2026; as on 31 Aug 2026

What does LIC MF Conservative Hybrid Fund hold?

32 holdings as of 30 Sep 2026; the ten largest are 65.5% of the fund, the largest 7.32% Government of India at 11.4%.

Mix

Holdings as of 30 Sep 2026
Equity79.4%Debt0.0%Cash20.2%Other0.4%
Holdings
32
29 shares
Top ten
65.5%
of the fund
Effective holdings
10.0
spread, as if equal-weighted
Matched to our table
22%
of the equity

Five largest

% of fund
7.32% Government of India11.4%
7.17% Government of India11.4%
7.65% State Government of Tamil Nadu11.3%
6.79% Government of India11.0%
8.13% Nuclear Power Corporation **8.81%

Five largest industries

% of fund
SOVEREIGN66.6%
CRISIL AAA11.1%
Pharmaceuticals & Biotechnology5.30%
Auto Components2.60%
Automobiles2.60%

How does LIC MF Conservative Hybrid Fund score against its category?

Seven scores against funds of its kind, and the warning signs it trips.

Scorecard

🔒 Pro
Seven scores, each out of 5, against funds in its category, with the reasons, and the warning signs it trips: in the app.
Open scorecard in the app →

Are the companies inside any good?

The holdings by valuation, forensic risk, business quality and balance sheet, weighted by their share of the fund.

The companies inside

🔒 Pro
The holdings weighted by their share of the fund: P/E and ROE, forensic risk levels, Valarth's valuation view, quality, moats, balance sheets and who owns them: in the app.

How is LIC MF Conservative Hybrid Fund run?

Turnover, what it bought and sold, its cash and its record in new listings, from its monthly holdings files.

How it is run

🔒 Pro
Turnover, what it bought and sold and when, how long it holds, size drift, cash and its record in new listings, from up to two years of monthly holdings files: in the app.

Which funds hold much the same?

The index it is nearest and the funds whose holdings overlap most.

not an index tracker
Nearest to the Nifty 500: 91% of it differs from the index (an active fund is usually above 60%).
Active share 91.0%60%

Funds that hold much the same

% of holdings in common
LIC MF CHILDREN’S FUND19.1% the same
14 shared holdings
Axis Conservative Hybrid Fund15.6% the same
5 shared holdings
LIC MF EQUITY SAVINGS FUND14.6% the same
13 shared holdings

How much is in its sponsor's own group?

Holdings in companies of the fund house's sponsor group, beside the index.

Related-party exposure

🔒 Pro
How much of the fund is in companies of its sponsor's own group, beside what the index holds of them: in the app.

Questions people ask

Who manages LIC MF Conservative Hybrid Fund?

Pratik Harish Shroff (manager) since None.

What is the expense ratio of LIC MF Conservative Hybrid Fund?

1.68% a year on the direct plan and 2.24% on the regular plan (expense report, Oct 2026).

How has LIC MF Conservative Hybrid Fund done?

Its direct plan returned +6.30% a year over 3 years against +6.98% for its benchmark, CRISIL Hybrid 85+15 - Conservative Index, as of 13 Oct 2026.

Inside the app

See LIC MF Conservative Hybrid Fund beside your own funds in Valarth

Start freeStart free
A Valarth stock page: the share price with its chart and 52-week range, valuation and profitability figures, and a scorecard of health checks.
Stock pagePrice, valuation, profitability and a scorecard of health checks for every company, each figure explained.
The Valarth stock screener: a table of companies with price, market cap, P/E, P/B, PEG, EPS and ROE, and filters down the left.
ScreenerEvery listed company, filtered on 212 figures, each with a plain-language lesson beside it.
The Valarth AI Screener answering 'Which companies will benefit from India's Project 75 submarine programme?' with a basket of four naval shipbuilders and a written thesis.
AI ScreenerAsk a question in plain English, like which companies benefit from India's Project 75. It reads the intent, builds the screen and writes the thesis.
A Valarth business-model card for State Bank of India, with a plain-language summary and statements verified against the filing.
Business modelHow a company makes money and what can hurt it, each statement checked against its annual report.
Valarth's Before the Bell edition, with the day's headline, regulator notes and sector moves.
Before the BellA morning edition before the market opens: what moved, which rule changed, and what it means for your holdings.

LIC MF Conservative Hybrid Fund in the app: beside your own funds, with what you own through them

See the full analysis in the app →See pricing
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