Debt · Liquid

Union Liquid Fund

Union Asset Management Company Private Limited

Benchmark

CRISIL Liquid Debt A-I Index

Riskometer

Low to Moderate

Size

₹8,647 cr

Allotted

15 Jun 2011

Holdings as of

30 Sep 2026

Union Liquid Fund is a liquid fund of Union Asset Management Company Private Limited with ₹8,647 cr under management. It is ahead of its benchmark (CRISIL Liquid Debt A-I Index) in 3 of 4 periods. Its direct plan charges 0.07% a year. Devesh Thacker has managed it for 15.3 years.

Debt and hybrid funds: the company-level sections (scorecard, companies inside, how it is run, nearest index) are not shown. Mix, returns, costs and managers only.

What is Union Liquid Fund invested in?

106% in debt, 5% in shares and -12% in cash, as of 30 Sep 2026.

Equity5.3%Debt106.0%Cash-11.7%Other0.4%

Holdings as of 30 Sep 2026

Has Union Liquid Fund beaten its benchmark?

Ahead of its benchmark, CRISIL Liquid Debt A-I Index, in 3 of 4 periods in AMFI's figures; +6.52% over the last year against +6.24%.

Period returns

Direct Plan, growth · 3y and longer a year

Period	Fund	Nifty 500 TRI	Ahead
1 month	+0.47%	−3.60%	—
3 months	+1.57%	−5.03%	—
6 months	+3.17%	−1.83%	—
1 year	+6.51%	−4.06%	+10.57 pts
3 years	+6.95%	+9.27%	−2.32 pts
5 years	+6.42%	+8.00%	−1.58 pts
10 years	+5.73%	+12.69%	−6.96 pts
Since start from 1 Jan 2013	+6.54%	—	—

Valarth price history to 14 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026

Ahead of its benchmark (CRISIL Liquid Debt A-I Index) in 3 of 4 periods.

Period	Direct	Regular	Benchmark	Ahead	Rank
1y	+6.52%	+6.42%	+6.24%	+0.28	🔒
3y	+6.95%	+6.85%	+6.75%	+0.20	🔒
5y	+6.42%	+6.32%	+6.31%	+0.11	🔒
10y	+5.73%	+5.62%	+6.00%	−0.27	🔒

Ahead in points a year · its rank among Liquid funds, and how steady the lead is, in the app

Value of 100, month-end

Oct 2016 to 14 Oct 2026

Fund 174Nifty 500 TRI 327

₹100 put in at the start of Oct 2016 would be ₹174 on 14 Oct 2026, against ₹327 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro

Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.

See them in the app →

What does Union Liquid Fund cost?

0.07% a year on the direct plan, 0.17% on the regular plan; 0 of 43 funds in its category charge less.

Direct plan

0.07% a year

Category median 0.13%

Regular plan

0.17% a year

Category median 0.25%

Gap

0.10 points

for the same holdings

0 of 43 funds in its category charge less on the direct plan.

Expense report, Oct 2026 · Debt Scheme - Liquid Fund

What the regular plan costs you over time

🔒 Pro

The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages Union Liquid Fund?

Devesh Thacker, since 15 Jun 2011; Parijat Agrawal, since 18 Jun 2021.

Devesh Thacker

15.3 years

since 15 Jun 2011

Parijat Agrawal

5.3 years

since 18 Jun 2021

Benchmark as filedCRISIL Liquid Debt A-I Index . CRISIL Benchmark Disclaimer: CRISIL Indices are the sole property of CRISIL Limited (CRISIL). CRISIL Indices shall not be copied,

Exit load

Investor Exit upon subscription - Exit load as a % of redemption proceeds Day 1 - 0.0070% Day 2 - 0.0065% Day 3 - 0.0060% Day 4 - 0.0055% Day 5 - 0.0050% Day 6 - 0.0045% Day 7 onwards - 0.0000%

From 39 Scheme Summary Documents filed with NSE, first on 16 Apr 2026; as on 12 Oct 2026

Questions people ask

Who manages Union Liquid Fund?

Devesh Thacker (manager) since 15 Jun 2011; Parijat Agrawal (manager) since 18 Jun 2021.

What is the expense ratio of Union Liquid Fund?

0.07% a year on the direct plan and 0.17% on the regular plan (expense report, Oct 2026).

How has Union Liquid Fund done?

Its direct plan returned +6.95% a year over 3 years against +6.75% for its benchmark, CRISIL Liquid Debt A-I Index, as of 13 Oct 2026.