ELSS · Equity

UTI ELSS Tax Saver Fund

UTI Asset Mgmt. Co. Ltd.

Benchmark

Nifty 500 TRI

Riskometer

Very High

Size

₹3,250 cr

Allotted

15 Dec 1999

Holdings as of

30 Sep 2026

UTI ELSS Tax Saver Fund is a elss fund of UTI Asset Mgmt. Co. Ltd. with ₹3,250 cr under management. It is ahead of its benchmark (Nifty 500 TRI) in 0 of 4 periods. Its direct plan charges 1.19% a year. Amit Premchandani has managed it for 1.3 years.

Has UTI ELSS Tax Saver Fund beaten its benchmark?

Ahead of its benchmark, Nifty 500 TRI, in 0 of 4 periods in AMFI's figures; −6.82% over the last year against −4.30%.

Period returns

Direct Plan, growth · 3y and longer a year

Period	Fund	Nifty 500 TRI	Ahead
1 month	−3.35%	−3.60%	—
3 months	−6.03%	−5.03%	—
6 months	−3.22%	−1.83%	—
1 year	−6.60%	−4.06%	−2.54 pts
3 years	+6.88%	+9.27%	−2.39 pts
5 years	+5.76%	+8.00%	−2.24 pts
10 years	+11.47%	+12.69%	−1.22 pts
Since start from 2 Jan 2013	+12.50%	—	—

Valarth price history to 14 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026

Ahead of its benchmark (Nifty 500 TRI) in 0 of 4 periods.

Period	Direct	Regular	Benchmark	Ahead	Rank
1y	−6.82%	−7.67%	−4.30%	−2.52	🔒
3y	+6.95%	+5.91%	+9.33%	−2.38	🔒
5y	+5.91%	+4.87%	+8.24%	−2.33	🔒
10y	+11.54%	+10.48%	+12.73%	−1.19	🔒

Ahead in points a year · its rank among ELSS funds, and how steady the lead is, in the app

Value of 100, month-end

Oct 2016 to 14 Oct 2026

Fund 294Nifty 500 TRI 327

₹100 put in at the start of Oct 2016 would be ₹294 on 14 Oct 2026, against ₹327 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro

Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.

See them in the app →

What does UTI ELSS Tax Saver Fund cost?

1.19% a year on the direct plan, 1.96% on the regular plan; 19 of 30 funds in its category charge less.

Direct plan

1.19% a year

Category median 1.07%

Regular plan

1.96% a year

Category median 1.83%

Gap

0.77 points

for the same holdings

19 of 30 funds in its category charge less on the direct plan.

Expense report, Oct 2026 · Equity Scheme - ELSS

What the regular plan costs you over time

🔒 Pro

The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages UTI ELSS Tax Saver Fund?

Amit Premchandani, since 16 Jun 2025.

Amit Premchandani

1.3 years

since 16 Jun 2025

Benchmark as filedNifty 500 TRI

Exit load

W.e.f. 01-08-2009 - Exit load : Nil (Lock-in-period of 3 years from the date of for each investment)

From 7 Scheme Summary Documents filed with NSE, first on 12 Apr 2026; as on 4 Oct 2026

What does UTI ELSS Tax Saver Fund hold?

62 holdings as of 30 Sep 2026; the ten largest are 40.7% of the fund, the largest EQ - HDFC BANK LIMITED at 8.1%.

Mix

Holdings as of 30 Sep 2026

Equity99.0%Debt0.0%Cash1.0%Other0.0%

Holdings

60 shares

Top ten

40.7%

of the fund

Effective holdings

35.0

spread, as if equal-weighted

Matched to our table

100%

of the equity

Five largest

% of fund

EQ - HDFC BANK LIMITED8.11%

EQ - ICICI BANK LTD7.11%

EQ - KOTAK MAHINDRA BANK LTD.4.49%

EQ - BHARTI AIRTEL LTD.4.32%

EQ - AXIS BANK LTD.3.70%

Five largest industries

% of fund

Banks26.7%

IT - Software7.30%

Retailing6.60%

Automobiles5.80%

Telecom - Services4.40%

By company size

% of equity · SEBI size lists

Large Cap68.6%Mid Cap19.2%Small Cap12.2%

How does UTI ELSS Tax Saver Fund score against its category?

Seven scores against funds of its kind, and the warning signs it trips.

Scorecard

🔒 Pro

Seven scores, each out of 5, against funds in its category, with the reasons, and the warning signs it trips: in the app.

Open scorecard in the app →

Are the companies inside any good?

The holdings by valuation, forensic risk, business quality and balance sheet, weighted by their share of the fund.

The companies inside

🔒 Pro

The holdings weighted by their share of the fund: P/E and ROE, forensic risk levels, Valarth's valuation view, quality, moats, balance sheets and who owns them: in the app.

How is UTI ELSS Tax Saver Fund run?

Turnover, what it bought and sold, its cash and its record in new listings, from its monthly holdings files.

How it is run

🔒 Pro

Turnover, what it bought and sold and when, how long it holds, size drift, cash and its record in new listings, from up to two years of monthly holdings files: in the app.

Which funds hold much the same?

The index it is nearest and the funds whose holdings overlap most.

Moves with its indexnot an index tracker

Nearest to the Nifty 50: 46% of it differs from the index (an active fund is usually above 60%).

Active share 46.5%60%

Funds that hold much the same

% of holdings in common

UTI Value Fund72.1% the same

42 shared holdings

UTI Children's Equity Fund68.1% the same

40 shared holdings

UTI - Dividend Yield Fund58.2% the same

30 shared holdings

How much is in its sponsor's own group?

Holdings in companies of the fund house's sponsor group, beside the index.

Related-party exposure

🔒 Pro

How much of the fund is in companies of its sponsor's own group, beside what the index holds of them: in the app.

Questions people ask

Who manages UTI ELSS Tax Saver Fund?

Amit Premchandani (manager) since 16 Jun 2025.

What is the expense ratio of UTI ELSS Tax Saver Fund?

1.19% a year on the direct plan and 1.96% on the regular plan (expense report, Oct 2026).

How has UTI ELSS Tax Saver Fund done?

Its direct plan returned +6.95% a year over 3 years against +9.33% for its benchmark, Nifty 500 TRI, as of 13 Oct 2026.