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Dynamic Asset Allocation or Balanced Advantage · Hybrid

UTI Unit Linked Insurance Plan

UTI Asset Mgmt. Co. Ltd.
Benchmark
NIFTY 50 Hybrid Composite Debt 50:50 Index
Riskometer
High
Size
₹4,929 cr
Allotted
1 Oct 1971
Holdings as of
30 Sep 2026

UTI Unit Linked Insurance Plan is a dynamic asset allocation or balanced advantage fund of UTI Asset Mgmt. Co. Ltd. with ₹4,929 cr under management. It is ahead of its benchmark (NIFTY 50 Hybrid Composite Debt 50:50 Index) in 2 of 4 periods. Its direct plan charges 1.11% a year. Ajay Tyagi has managed it for 11.9 years.

Has UTI Unit Linked Insurance Plan beaten its benchmark?

Ahead of its benchmark, NIFTY 50 Hybrid Composite Debt 50:50 Index, in 2 of 4 periods in AMFI's figures; +0.15% over the last year against −4.16%.

Period returns

Direct Plan, growth · 3y and longer a year
PeriodFundNifty 500 TRIAhead
1 month−1.49% −3.60% —
3 months−0.91% −5.03% —
6 months+3.25% −1.83% —
1 year+0.08% −4.06% +4.14 pts
3 years+7.34% +9.27% −1.93 pts
5 years+5.32% +8.00% −2.68 pts
10 years+7.58% +12.69% −5.11 pts
Since start
from 9 Jan 2013
+7.07%——
Valarth price history to 14 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026
Ahead of its benchmark (NIFTY 50 Hybrid Composite Debt 50:50 Index) in 2 of 4 periods.
PeriodDirectRegularBenchmarkAheadRank
1y +0.15%−0.43%−4.16% +4.31 🔒
3y +7.43%+6.74%+5.99% +1.44 🔒
5y +5.46%+4.73%+5.67% −0.21 🔒
10y +7.60%+6.88%+9.34% −1.74 🔒
Ahead in points a year · its rank among Dynamic Asset Allocation or Balanced Advantage funds, and how steady the lead is, in the app

Value of 100, month-end

Oct 2016 to 14 Oct 2026
50100150200250300350400 20172019202120232025
Fund 208Nifty 500 TRI 327

₹100 put in at the start of Oct 2016 would be ₹208 on 14 Oct 2026, against ₹327 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro
Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.
See them in the app →

What does UTI Unit Linked Insurance Plan cost?

1.11% a year on the direct plan, 1.60% on the regular plan; 13 of 22 funds in its category charge less.

Direct plan
1.11% a year
Category median 1.04%
Regular plan
1.60% a year
Category median 2.24%
Gap
0.49 points
for the same holdings
13 of 22 funds in its category charge less on the direct plan.
Expense report, Oct 2026 · Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage

What the regular plan costs you over time

🔒 Pro
The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages UTI Unit Linked Insurance Plan?

Anurag Mittal, since 3 Nov 2025; Ajay Tyagi, since 1 Dec 2014; Kamal Gada, since 8 Apr 2025.

Anurag Mittal
0.9 years
since 3 Nov 2025
Ajay Tyagi
11.9 years
since 1 Dec 2014
Kamal Gada
1.5 years
since 8 Apr 2025
And 1 more; every manager, the other funds each runs and the changes over time are in the app.
Benchmark as filedNifty 50 Hybrid Composite Debt 50:50 Index
Exit load
If withdrawn prematurely – 2% On or after maturity – Nil
From 7 Scheme Summary Documents filed with NSE, first on 12 Apr 2026; as on 4 Oct 2026

What does UTI Unit Linked Insurance Plan hold?

112 holdings as of 30 Sep 2026; the ten largest are 31.1% of the fund, the largest EQ - ETERNAL LIMITED at 2.9%.

Mix

Holdings as of 30 Sep 2026
Equity58.3%Debt33.3%Cash11724.4%Other0.0%
Holdings
112
75 shares
Top ten
31.1%
of the fund
Effective holdings
45.0
spread, as if equal-weighted
Matched to our table
65%
of the equity

Five largest

% of fund
EQ - ETERNAL LIMITED2.89%
EQ - ICICI BANK LTD2.53%
NCD MAHINDRA AND MAHINDRA FINANCIAL SERVICES LTD2.53%
EQ - BAJAJ FINANCE LTD.2.34%
EQ - HDFC BANK LIMITED2.03%

Five largest industries

% of fund
CRISIL-AAA27.2%
Retailing11.5%
Banks11.2%
Consumer Durables7.30%
IT - Software6.90%

By company size

% of equity · SEBI size lists
Large Cap62.6%Mid Cap28.1%Small Cap9.3%

How does UTI Unit Linked Insurance Plan score against its category?

Seven scores against funds of its kind, and the warning signs it trips.

Scorecard

🔒 Pro
Seven scores, each out of 5, against funds in its category, with the reasons, and the warning signs it trips: in the app.
Open scorecard in the app →

Are the companies inside any good?

The holdings by valuation, forensic risk, business quality and balance sheet, weighted by their share of the fund.

The companies inside

🔒 Pro
The holdings weighted by their share of the fund: P/E and ROE, forensic risk levels, Valarth's valuation view, quality, moats, balance sheets and who owns them: in the app.

How is UTI Unit Linked Insurance Plan run?

Turnover, what it bought and sold, its cash and its record in new listings, from its monthly holdings files.

How it is run

🔒 Pro
Turnover, what it bought and sold and when, how long it holds, size drift, cash and its record in new listings, from up to two years of monthly holdings files: in the app.

Which funds hold much the same?

The index it is nearest and the funds whose holdings overlap most.

not an index tracker
Nearest to the Nifty 50: 74% of it differs from the index (an active fund is usually above 60%).
Active share 74.2%60%

Funds that hold much the same

% of holdings in common
UTI - Flexi Cap Fund.64.2% the same
42 shared holdings
UTI Children's Hybrid Fund46.6% the same
44 shared holdings
UTI Children's Equity Fund36.4% the same
25 shared holdings

How much is in its sponsor's own group?

Holdings in companies of the fund house's sponsor group, beside the index.

Related-party exposure

🔒 Pro
How much of the fund is in companies of its sponsor's own group, beside what the index holds of them: in the app.

Questions people ask

Who manages UTI Unit Linked Insurance Plan?

Anurag Mittal (manager) since 3 Nov 2025; Ajay Tyagi (manager) since 1 Dec 2014; Kamal Gada (manager) since 8 Apr 2025; Akash Shah (manager) since 12 Jan 2026.

What is the expense ratio of UTI Unit Linked Insurance Plan?

1.11% a year on the direct plan and 1.60% on the regular plan (expense report, Oct 2026).

How has UTI Unit Linked Insurance Plan done?

Its direct plan returned +7.43% a year over 3 years against +5.99% for its benchmark, NIFTY 50 Hybrid Composite Debt 50:50 Index, as of 13 Oct 2026.

Inside the app

See UTI Unit Linked Insurance Plan beside your own funds in Valarth

Start freeStart free
A Valarth stock page: the share price with its chart and 52-week range, valuation and profitability figures, and a scorecard of health checks.
Stock pagePrice, valuation, profitability and a scorecard of health checks for every company, each figure explained.
The Valarth stock screener: a table of companies with price, market cap, P/E, P/B, PEG, EPS and ROE, and filters down the left.
ScreenerEvery listed company, filtered on 212 figures, each with a plain-language lesson beside it.
The Valarth AI Screener answering 'Which companies will benefit from India's Project 75 submarine programme?' with a basket of four naval shipbuilders and a written thesis.
AI ScreenerAsk a question in plain English, like which companies benefit from India's Project 75. It reads the intent, builds the screen and writes the thesis.
A Valarth business-model card for State Bank of India, with a plain-language summary and statements verified against the filing.
Business modelHow a company makes money and what can hurt it, each statement checked against its annual report.
Valarth's Before the Bell edition, with the day's headline, regulator notes and sector moves.
Before the BellA morning edition before the market opens: what moved, which rule changed, and what it means for your holdings.

UTI Unit Linked Insurance Plan in the app: beside your own funds, with what you own through them

See the full analysis in the app →See pricing
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