Bandhan Credit Risk Fund
Bandhan Credit Risk Fund is a credit risk fund of Bandhan AMC Limited with ₹219 cr under management. It is ahead of its benchmark (NIFTY Credit Risk Bond Index B-II) in 2 of 3 periods. Its direct plan charges 0.66% a year. Gautam Kaul has managed it for 4.2 years.
What is Bandhan Credit Risk Fund invested in?
84% in debt, 0% in shares and 16% in cash, as of 30 Sep 2026.
Has Bandhan Credit Risk Fund beaten its benchmark?
Ahead of its benchmark, NIFTY Credit Risk Bond Index B-II, in 2 of 3 periods in AMFI's figures; +5.27% over the last year against +3.32%.
Period returns
Direct Plan, growth · 3y and longer a year| Period | Fund | Nifty 500 TRI | Ahead |
|---|---|---|---|
| 1 month | −0.04% | −3.60% | — |
| 3 months | +0.76% | −5.03% | — |
| 6 months | +2.69% | −1.83% | — |
| 1 year | +5.18% | −4.06% | +9.24 pts |
| 3 years | +7.21% | +9.27% | −2.06 pts |
| 5 years | +6.28% | +8.00% | −1.72 pts |
| 10 years | — | +12.69% | — |
| Since start from 6 Mar 2017 | +6.95% | — | — |
Official figures
AMFI performance feed, 13 Oct 2026| Period | Direct | Regular | Benchmark | Ahead | Rank |
|---|---|---|---|---|---|
| 1y | +5.27% | +4.21% | +3.32% | +1.95 | 🔒 |
| 3y | +7.22% | +6.16% | +6.42% | +0.80 | 🔒 |
| 5y | +6.30% | +5.26% | +6.68% | −0.38 | 🔒 |
| 10y | — | — | — | — | — |
Value of 100, month-end
Mar 2017 to 14 Oct 2026₹100 put in at the start of Mar 2017 would be ₹189 on 14 Oct 2026, against ₹306 in the Nifty 500 TRI.
What does Bandhan Credit Risk Fund cost?
0.66% a year on the direct plan, 1.67% on the regular plan; 4 of 13 funds in its category charge less.
Who manages Bandhan Credit Risk Fund?
Gautam Kaul, since 16 Jul 2022; Debraj Lahiri, since 17 Apr 2023.
Questions people ask
Who manages Bandhan Credit Risk Fund?
Gautam Kaul (manager) since 16 Jul 2022; Debraj Lahiri (manager) since 17 Apr 2023.
What is the expense ratio of Bandhan Credit Risk Fund?
0.66% a year on the direct plan and 1.67% on the regular plan (expense report, Oct 2026).
How has Bandhan Credit Risk Fund done?
Its direct plan returned +7.22% a year over 3 years against +6.42% for its benchmark, NIFTY Credit Risk Bond Index B-II, as of 13 Oct 2026.
See Bandhan Credit Risk Fund beside your own funds in Valarth
