Credit Risk · Debt

UTI Credit Risk Fund

UTI Asset Mgmt. Co. Ltd.

Benchmark

CRISIL Credit Risk Debt B-II Index

Riskometer

Moderately High

Size

₹240 cr

Allotted

19 Nov 2012

Holdings as of

30 Sep 2026

UTI Credit Risk Fund is a credit risk fund of UTI Asset Mgmt. Co. Ltd. with ₹240 cr under management. It is ahead of its benchmark (CRISIL Credit Risk Debt B-II Index) in 0 of 4 periods. Its direct plan charges 0.76% a year. Anurag Mittal has managed it for 0.2 years.

Has UTI Credit Risk Fund beaten its benchmark?

Ahead of its benchmark, CRISIL Credit Risk Debt B-II Index, in 0 of 4 periods in AMFI's figures; +6.00% over the last year against +6.39%.

Official figures

AMFI performance feed, 13 Oct 2026

Ahead of its benchmark (CRISIL Credit Risk Debt B-II Index) in 0 of 4 periods.

Period	Direct	Regular	Benchmark	Ahead	Rank
1y	+6.00%	+5.26%	+6.39%	−0.39	🔒
3y	+7.65%	+6.92%	+7.78%	−0.13	🔒
5y	+6.99%	+6.23%	+7.17%	−0.18	🔒
10y	+3.34%	+2.47%	+7.68%	−4.34	🔒

Ahead in points a year · its rank among Credit Risk funds, and how steady the lead is, in the app

Risk, falls and every year

🔒 Pro

Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.

See them in the app →

What does UTI Credit Risk Fund cost?

0.76% a year on the direct plan, 1.43% on the regular plan; 5 of 13 funds in its category charge less.

Direct plan

0.76% a year

Category median 0.80%

Regular plan

1.43% a year

Category median 1.51%

Gap

0.67 points

for the same holdings

5 of 13 funds in its category charge less on the direct plan.

Expense report, Oct 2026 · Income/Debt Oriented Schemes - Credit Risk Fund

What the regular plan costs you over time

🔒 Pro

The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages UTI Credit Risk Fund?

Anurag Mittal, since 21 Jul 2026.

Anurag Mittal

0.2 years

since 21 Jul 2026

Benchmark as filedCRISIL Credit Risk Debt B-II Index

Exit load

Redemption/Switch out (a) within 12 months from date of allotment – i. up to 10% of allotted Units - NIL ii. beyond 10% of allotted Units - 1.00% (b) After 12 months from the date of allotment - NIL

From 7 Scheme Summary Documents filed with NSE, first on 12 Apr 2026; as on 4 Oct 2026

What does UTI Credit Risk Fund hold?

24 holdings as of 30 Sep 2026; the ten largest are 67.5% of the fund, the largest SPN/DDB JTPM METAL TRADERS LIMITED at 8.0%.

Mix

Holdings as of 30 Sep 2026

Equity80.6%Debt11.4%Cash7.0%Other1.0%

Holdings

17 shares

Top ten

67.5%

of the fund

Effective holdings

14.3

spread, as if equal-weighted

Matched to our table

of the equity

Five largest

% of fund

SPN/DDB JTPM METAL TRADERS LIMITED8.04%

NCD PIRAMAL FINANCE LIMITED7.20%

NCD VEDANTA ALUMINIUM METAL LTD.6.26%

NCD AADHAR HOUSING FINANCE LIMITED6.24%

NCD TATA PROJECTS LTD6.22%

Five largest industries

% of fund

IND-AA24.6%

ICRA-AA+24.4%

CRISIL-AA22.2%

CRISIL-AA-12.6%

CRISIL-AAA(SO)7.40%

How does UTI Credit Risk Fund score against its category?

Seven scores against funds of its kind, and the warning signs it trips.

Scorecard

🔒 Pro

Seven scores, each out of 5, against funds in its category, with the reasons, and the warning signs it trips: in the app.

Open scorecard in the app →

Are the companies inside any good?

The holdings by valuation, forensic risk, business quality and balance sheet, weighted by their share of the fund.

The companies inside

🔒 Pro

The holdings weighted by their share of the fund: P/E and ROE, forensic risk levels, Valarth's valuation view, quality, moats, balance sheets and who owns them: in the app.

How is UTI Credit Risk Fund run?

Turnover, what it bought and sold, its cash and its record in new listings, from its monthly holdings files.

How it is run

🔒 Pro

Turnover, what it bought and sold and when, how long it holds, size drift, cash and its record in new listings, from up to two years of monthly holdings files: in the app.

Which funds hold much the same?

The index it is nearest and the funds whose holdings overlap most.

not an index tracker

Nearest to the Nifty 50: 100% of it differs from the index (an active fund is usually above 60%).

Active share 100.0%60%

Funds that hold much the same

% of holdings in common

DSP Credit Risk Fund25.0% the same

5 shared holdings

ADITYA BIRLA SUN LIFE CREDIT RISK FUND17.0% the same

7 shared holdings

UTI Medium to Long Term Fund14.5% the same

3 shared holdings

How much is in its sponsor's own group?

Holdings in companies of the fund house's sponsor group, beside the index.

Related-party exposure

🔒 Pro

How much of the fund is in companies of its sponsor's own group, beside what the index holds of them: in the app.

Questions people ask

Who manages UTI Credit Risk Fund?

Anurag Mittal (manager) since 21 Jul 2026.

What is the expense ratio of UTI Credit Risk Fund?

0.76% a year on the direct plan and 1.43% on the regular plan (expense report, Oct 2026).

How has UTI Credit Risk Fund done?

Its direct plan returned +7.65% a year over 3 years against +7.78% for its benchmark, CRISIL Credit Risk Debt B-II Index, as of 13 Oct 2026.