Debt · Liquid

Bandhan Liquid Fund

Bandhan AMC Limited

Benchmark

NIFTY Liquid Index A-I

Riskometer

Low to Moderate

Size

₹19,516 cr

Allotted

2 Jul 2001

Holdings as of

30 Sep 2026

Bandhan Liquid Fund is a liquid fund of Bandhan AMC Limited with ₹19,516 cr under management. It is ahead of its benchmark (NIFTY Liquid Index A-I) in 3 of 4 periods. Its direct plan charges 0.07% a year. Harshal Joshi has managed it for 11.1 years.

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What is Bandhan Liquid Fund invested in?

94% in debt, 0% in shares and 6% in cash, as of 30 Sep 2026.

Equity0.0%Debt94.2%Cash5.8%Other0.0%

Holdings as of 30 Sep 2026

Has Bandhan Liquid Fund beaten its benchmark?

Ahead of its benchmark, NIFTY Liquid Index A-I, in 3 of 4 periods in AMFI's figures; +6.50% over the last year against +6.47%.

Official figures

AMFI performance feed, 13 Oct 2026

Ahead of its benchmark (NIFTY Liquid Index A-I) in 3 of 4 periods.

Period	Direct	Regular	Benchmark	Ahead	Rank
1y	+6.50%	+6.34%	+6.47%	+0.03	🔒
3y	+6.92%	+6.77%	+6.89%	+0.03	🔒
5y	+6.38%	+6.25%	+6.38%	−0.00	🔒
10y	+6.05%	+5.95%	+6.02%	+0.03	🔒

Ahead in points a year · its rank among Liquid funds, and how steady the lead is, in the app

Risk, falls and every year

🔒 Pro

Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.

See them in the app →

What does Bandhan Liquid Fund cost?

0.07% a year on the direct plan, 0.23% on the regular plan; 0 of 43 funds in its category charge less.

Direct plan

0.07% a year

Category median 0.13%

Regular plan

0.23% a year

Category median 0.25%

Gap

0.16 points

for the same holdings

0 of 43 funds in its category charge less on the direct plan.

Expense report, Oct 2026 · Debt Scheme - Liquid Fund

What the regular plan costs you over time

🔒 Pro

The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages Bandhan Liquid Fund?

Harshal Joshi, since 15 Sep 2015; Brijesh Shah, since 1 Dec 2021.

Harshal Joshi

11.1 years

since 15 Sep 2015

Brijesh Shah

4.9 years

since 1 Dec 2021

Benchmark as filedNIFTY Liquid Index A-I

Exit load

Entry Load: Nil; Exit Load: For subscriptions received w.e.f October 20, 2019, the following graded exit load will be applicable, if redeemed/switched-out on: Day 1 - 0.0070%; Day 2 - 0.0065%; Day 3 - 0.0060%; Day 4 - 0.0055%; Day 5 - 0.0050%; Day 6 - 0.0045%, Day 7 onwards - 0.0000%

From 6 Scheme Summary Documents filed with NSE, first on 7 May 2026; as on 7 Oct 2026

Questions people ask

Who manages Bandhan Liquid Fund?

Harshal Joshi (manager) since 15 Sep 2015; Brijesh Shah (manager) since 1 Dec 2021.

What is the expense ratio of Bandhan Liquid Fund?

0.07% a year on the direct plan and 0.23% on the regular plan (expense report, Oct 2026).

How has Bandhan Liquid Fund done?

Its direct plan returned +6.92% a year over 3 years against +6.89% for its benchmark, NIFTY Liquid Index A-I, as of 13 Oct 2026.