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Debt · Banking and PSU Debt

Bandhan Banking and PSU Debt Fund

Bandhan AMC Limited
Benchmark
NIFTY Banking & PSU Debt Index A-II
Riskometer
Moderate
Size
₹11,861 cr
Allotted
13 Mar 2013
Holdings as of
30 Sep 2026

Bandhan Banking and PSU Debt Fund is a banking and psu debt fund of Bandhan AMC Limited with ₹11,861 cr under management. It is ahead of its benchmark (NIFTY Banking & PSU Debt Index A-II) in 4 of 4 periods. Its direct plan charges 0.39% a year. Suyash Choudhary has managed it for 5.2 years.

Debt and hybrid funds: the company-level sections (scorecard, companies inside, how it is run, nearest index) are not shown. Mix, returns, costs and managers only.

What is Bandhan Banking and PSU Debt Fund invested in?

86% in debt, 0% in shares and 14% in cash, as of 30 Sep 2026.

Equity0.0%Debt86.1%Cash13.9%Other0.0%
Holdings as of 30 Sep 2026

Has Bandhan Banking and PSU Debt Fund beaten its benchmark?

Ahead of its benchmark, NIFTY Banking & PSU Debt Index A-II, in 4 of 4 periods in AMFI's figures; +5.33% over the last year against +4.05%.

Period returns

Direct Plan, growth · 3y and longer a year
PeriodFundNifty 500 TRIAhead
1 month+0.09% −3.60% —
3 months+0.85% −5.03% —
6 months+2.72% −1.83% —
1 year+5.26% −4.06% +9.32 pts
3 years+7.09% +9.27% −2.18 pts
5 years+6.24% +8.00% −1.76 pts
10 years+7.17% +12.69% −5.52 pts
Since start
from 8 Mar 2013
+7.62%——
Valarth price history to 14 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026
Ahead of its benchmark (NIFTY Banking & PSU Debt Index A-II) in 4 of 4 periods.
PeriodDirectRegularBenchmarkAheadRank
1y +5.33%+5.01%+4.05% +1.28 🔒
3y +7.09%+6.77%+6.56% +0.53 🔒
5y +6.25%+5.93%+5.63% +0.62 🔒
10y +7.17%+6.87%+6.49% +0.68 🔒
Ahead in points a year · its rank among Banking and PSU Debt funds, and how steady the lead is, in the app

Value of 100, month-end

Oct 2016 to 14 Oct 2026
50100150200250300350400 20172019202120232025
Fund 199Nifty 500 TRI 327

₹100 put in at the start of Oct 2016 would be ₹199 on 14 Oct 2026, against ₹327 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro
Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.
See them in the app →

What does Bandhan Banking and PSU Debt Fund cost?

0.39% a year on the direct plan, 0.68% on the regular plan; 9 of 16 funds in its category charge less.

Direct plan
0.39% a year
Category median 0.36%
Regular plan
0.68% a year
Category median 0.69%
Gap
0.29 points
for the same holdings
9 of 16 funds in its category charge less on the direct plan.
Expense report, Oct 2026 · Income/Debt Oriented Schemes - Banking and PSU Debt Fund

What the regular plan costs you over time

🔒 Pro
The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages Bandhan Banking and PSU Debt Fund?

Gautam Kaul, since 1 Dec 2021; Suyash Choudhary, since 28 Jul 2021.

Gautam Kaul
4.9 years
since 1 Dec 2021
Suyash Choudhary
5.2 years
since 28 Jul 2021
Benchmark as filedNifty Banking & PSU Debt Index A-II
Exit load
Nil
From 2 Scheme Summary Documents filed with NSE, first on 9 Sep 2026; as on 7 Oct 2026

Questions people ask

Who manages Bandhan Banking and PSU Debt Fund?

Gautam Kaul (manager) since 1 Dec 2021; Suyash Choudhary (manager) since 28 Jul 2021.

What is the expense ratio of Bandhan Banking and PSU Debt Fund?

0.39% a year on the direct plan and 0.68% on the regular plan (expense report, Oct 2026).

How has Bandhan Banking and PSU Debt Fund done?

Its direct plan returned +7.09% a year over 3 years against +6.56% for its benchmark, NIFTY Banking & PSU Debt Index A-II, as of 13 Oct 2026.

Inside the app

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Bandhan Banking and PSU Debt Fund in the app: beside your own funds, with what you own through them

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