Debt · Ultra Short to Short Term

Bandhan Ultra Short to Short Term Fund

Bandhan AMC Limited

Benchmark

NIFTY Low Duration Debt Index A-I

Riskometer

Low to Moderate

Size

₹6,405 cr

Allotted

17 Jan 2006

Holdings as of

30 Sep 2026

Bandhan Ultra Short to Short Term Fund is a ultra short to short term fund of Bandhan AMC Limited with ₹6,405 cr under management. It is ahead of its benchmark (NIFTY Low Duration Debt Index A-I) in 3 of 4 periods. Its direct plan charges 0.38% a year. Harshal Joshi has managed it for 5.2 years.

Debt and hybrid funds: the company-level sections (scorecard, companies inside, how it is run, nearest index) are not shown. Mix, returns, costs and managers only.

What is Bandhan Ultra Short to Short Term Fund invested in?

93% in debt, 0% in shares and 7% in cash, as of 30 Sep 2026.

Equity0.0%Debt92.9%Cash7.1%Other0.0%

Holdings as of 30 Sep 2026

Has Bandhan Ultra Short to Short Term Fund beaten its benchmark?

Ahead of its benchmark, NIFTY Low Duration Debt Index A-I, in 3 of 4 periods in AMFI's figures; +5.99% over the last year against +6.30%.

Period returns

Direct Plan, growth · 3y and longer a year

Period	Fund	Nifty 500 TRI	Ahead
1 month	+0.35%	−3.60%	—
3 months	+1.41%	−5.03%	—
6 months	+2.96%	−1.83%	—
1 year	+5.94%	−4.06%	+10.00 pts
3 years	+7.12%	+9.27%	−2.15 pts
5 years	+6.39%	+8.00%	−1.61 pts
10 years	+6.68%	+12.69%	−6.01 pts
Since start from 2 Jan 2013	+7.40%	—	—

Valarth price history to 14 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026

Ahead of its benchmark (NIFTY Low Duration Debt Index A-I) in 3 of 4 periods.

Period	Direct	Regular	Benchmark	Ahead	Rank
1y	+5.99%	+5.65%	+6.30%	−0.31	🔒
3y	+7.12%	+6.82%	+7.10%	+0.02	🔒
5y	+6.40%	+6.11%	+6.37%	+0.03	🔒
10y	+6.67%	+6.43%	+6.45%	+0.22	🔒

Ahead in points a year · its rank among Ultra Short to Short Term funds, and how steady the lead is, in the app

Value of 100, month-end

Oct 2016 to 14 Oct 2026

Fund 190Nifty 500 TRI 327

₹100 put in at the start of Oct 2016 would be ₹190 on 14 Oct 2026, against ₹327 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro

Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.

See them in the app →

What does Bandhan Ultra Short to Short Term Fund cost?

0.38% a year on the direct plan, 0.69% on the regular plan; 15 of 25 funds in its category charge less.

Direct plan

0.38% a year

Category median 0.34%

Regular plan

0.69% a year

Category median 0.86%

Gap

0.31 points

for the same holdings

15 of 25 funds in its category charge less on the direct plan.

Expense report, Oct 2026 · Income/Debt Oriented Schemes - Ultra Short to Short Term Fund

What the regular plan costs you over time

🔒 Pro

The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages Bandhan Ultra Short to Short Term Fund?

Harshal Joshi, since 28 Jul 2021.

Harshal Joshi

5.2 years

since 28 Jul 2021

Benchmark as filedNIFTY Low Duration Debt Index A-I

Exit load

Nil

From 2 Scheme Summary Documents filed with NSE, first on 9 Sep 2026; as on 7 Oct 2026

Questions people ask

Who manages Bandhan Ultra Short to Short Term Fund?

Harshal Joshi (manager) since 28 Jul 2021.

What is the expense ratio of Bandhan Ultra Short to Short Term Fund?

0.38% a year on the direct plan and 0.69% on the regular plan (expense report, Oct 2026).

How has Bandhan Ultra Short to Short Term Fund done?

Its direct plan returned +7.12% a year over 3 years against +7.10% for its benchmark, NIFTY Low Duration Debt Index A-I, as of 13 Oct 2026.