Ultra Short to Short Term · Debt

UTI Ultra Short to Short Term Fund

UTI Asset Mgmt. Co. Ltd.

Benchmark

NIFTY Low Duration Debt Index A-I

Riskometer

Low to Moderate

Size

₹2,593 cr

Allotted

12 Jul 1999

Holdings as of

30 Sep 2026

UTI Ultra Short to Short Term Fund is a ultra short to short term fund of UTI Asset Mgmt. Co. Ltd. with ₹2,593 cr under management. It is ahead of its benchmark (NIFTY Low Duration Debt Index A-I) in 2 of 4 periods. Its direct plan charges 0.37% a year. Anurag Mittal has managed it for 4.9 years.

Has UTI Ultra Short to Short Term Fund beaten its benchmark?

Ahead of its benchmark, NIFTY Low Duration Debt Index A-I, in 2 of 4 periods in AMFI's figures; +6.05% over the last year against +6.30%.

Period returns

Direct Plan, growth · 3y and longer a year

Period	Fund	Nifty 500 TRI	Ahead
1 month	+0.25%	−3.60%	—
3 months	+0.65%	−5.03%	—
6 months	+2.05%	−1.83%	—
1 year	+6.46%	−4.06%	+10.52 pts
3 years	+3.26%	+9.27%	−6.01 pts
5 years	+5.14%	+8.00%	−2.86 pts
10 years	—	+12.69%	—
Since start from 27 Nov 2013	+6.35%	—	—

Valarth price history to 1 Mar 2021 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026

Ahead of its benchmark (NIFTY Low Duration Debt Index A-I) in 2 of 4 periods.

Period	Direct	Regular	Benchmark	Ahead	Rank
1y	+6.05%	+5.93%	+6.30%	−0.25	🔒
3y	+7.23%	+7.13%	+7.10%	+0.13	🔒
5y	+6.57%	+6.46%	+6.37%	+0.20	🔒
10y	+6.00%	+5.87%	+6.45%	−0.45	🔒

Ahead in points a year · its rank among Ultra Short to Short Term funds, and how steady the lead is, in the app

Value of 100, month-end

Nov 2013 to 1 Mar 2021

Fund 156Nifty 500 TRI 280

₹100 put in at the start of Nov 2013 would be ₹156 on 1 Mar 2021, against ₹280 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro

Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.

See them in the app →

What does UTI Ultra Short to Short Term Fund cost?

0.37% a year on the direct plan, 0.65% on the regular plan; 13 of 25 funds in its category charge less.

Direct plan

0.37% a year

Category median 0.34%

Regular plan

0.65% a year

Category median 0.86%

Gap

0.28 points

for the same holdings

13 of 25 funds in its category charge less on the direct plan.

Expense report, Oct 2026 · Income/Debt Oriented Schemes - Ultra Short to Short Term Fund

What the regular plan costs you over time

🔒 Pro

The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages UTI Ultra Short to Short Term Fund?

Anurag Mittal, since 1 Dec 2021.

Anurag Mittal

4.9 years

since 1 Dec 2021

Benchmark as filedNifty Low Duration Debt Index A-I

Exit load

Nil

From 2 Scheme Summary Documents filed with NSE, first on 10 Sep 2026; as on 4 Oct 2026

What does UTI Ultra Short to Short Term Fund hold?

51 holdings as of 30 Sep 2026; the ten largest are 38.6% of the fund, the largest NCD REC LTD at 5.4%.

Mix

Holdings as of 30 Sep 2026

Equity66.2%Debt27.3%Cash6.6%Other0.0%

Holdings

36 shares

Top ten

38.6%

of the fund

Effective holdings

25.7

spread, as if equal-weighted

Matched to our table

of the equity

Five largest

% of fund

NCD REC LTD5.38%

NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT4.81%

NCD MAHINDRA RURAL HOUSING FINANCE LTD3.85%

NCD SUMMIT DIGITEL INFRASTRUCTURE LTD3.81%

NCD EMBASSY OFFICE PARKS REIT3.65%

Five largest industries

% of fund

CRISIL-AAA57.5%

ICRA-AAA15.9%

CRISIL-AA+7.80%

CRISIL-AA7.50%

ICRA-AA+4.10%

How does UTI Ultra Short to Short Term Fund score against its category?

Seven scores against funds of its kind, and the warning signs it trips.

Scorecard

🔒 Pro

Seven scores, each out of 5, against funds in its category, with the reasons, and the warning signs it trips: in the app.

Open scorecard in the app →

Are the companies inside any good?

The holdings by valuation, forensic risk, business quality and balance sheet, weighted by their share of the fund.

The companies inside

🔒 Pro

The holdings weighted by their share of the fund: P/E and ROE, forensic risk levels, Valarth's valuation view, quality, moats, balance sheets and who owns them: in the app.

How is UTI Ultra Short to Short Term Fund run?

Turnover, what it bought and sold, its cash and its record in new listings, from its monthly holdings files.

How it is run

🔒 Pro

Turnover, what it bought and sold and when, how long it holds, size drift, cash and its record in new listings, from up to two years of monthly holdings files: in the app.

Which funds hold much the same?

The index it is nearest and the funds whose holdings overlap most.

not an index tracker

Nearest to the Nifty 50: 100% of it differs from the index (an active fund is usually above 60%).

Active share 100.0%60%

Funds that hold much the same

% of holdings in common

UTI Floating Interest Rates Fund20.9% the same

9 shared holdings

UTI - Corporate Bond Fund12.7% the same

7 shared holdings

Ultra Short to Short Term12.4% the same

6 shared holdings

How much is in its sponsor's own group?

Holdings in companies of the fund house's sponsor group, beside the index.

Related-party exposure

🔒 Pro

How much of the fund is in companies of its sponsor's own group, beside what the index holds of them: in the app.

Questions people ask

Who manages UTI Ultra Short to Short Term Fund?

Anurag Mittal (manager) since 1 Dec 2021.

What is the expense ratio of UTI Ultra Short to Short Term Fund?

0.37% a year on the direct plan and 0.65% on the regular plan (expense report, Oct 2026).

How has UTI Ultra Short to Short Term Fund done?

Its direct plan returned +7.23% a year over 3 years against +7.10% for its benchmark, NIFTY Low Duration Debt Index A-I, as of 13 Oct 2026.