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Dynamic Asset Allocation or Balanced Advantage · Hybrid

Bank of India Balanced Advantage Fund

Bank of India Investment Managers Private Limited
Benchmark
NIFTY 50 Hybrid Composite Debt 50:50 Index
Riskometer
Very High
Size
₹174 cr
Allotted
14 Mar 2014
Holdings as of
30 Sep 2026

Bank of India Balanced Advantage Fund is a dynamic asset allocation or balanced advantage fund of Bank of India Investment Managers Private Limited with ₹174 cr under management. It is ahead of its benchmark (NIFTY 50 Hybrid Composite Debt 50:50 Index) in 3 of 4 periods. Its direct plan charges 1.39% a year. Alok Singh has managed it for 4.9 years.

Has Bank of India Balanced Advantage Fund beaten its benchmark?

Ahead of its benchmark, NIFTY 50 Hybrid Composite Debt 50:50 Index, in 3 of 4 periods in AMFI's figures; +2.16% over the last year against −4.16%.

Period returns

Direct Plan, growth · 3y and longer a year
PeriodFundNifty 500 TRIAhead
1 month−1.86% −3.60% —
3 months−2.63% −5.03% —
6 months−2.45% −1.83% —
1 year+2.20% −4.06% +6.26 pts
3 years+8.36% +9.27% −0.91 pts
5 years+9.74% +8.00% +1.74 pts
10 years+7.31% +12.69% −5.38 pts
Since start
from 24 Mar 2014
+8.40%——
Valarth price history to 14 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026
Ahead of its benchmark (NIFTY 50 Hybrid Composite Debt 50:50 Index) in 3 of 4 periods.
PeriodDirectRegularBenchmarkAheadRank
1y +2.16%+0.98%−4.16% +6.32 🔒
3y +8.43%+7.25%+5.99% +2.44 🔒
5y +9.83%+8.71%+5.67% +4.16 🔒
10y +7.32%+6.46%+9.34% −2.02 🔒
Ahead in points a year · its rank among Dynamic Asset Allocation or Balanced Advantage funds, and how steady the lead is, in the app

Value of 100, month-end

Oct 2016 to 14 Oct 2026
50100150200250300350400 20172019202120232025
Fund 203Nifty 500 TRI 327

₹100 put in at the start of Oct 2016 would be ₹203 on 14 Oct 2026, against ₹327 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro
Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.
See them in the app →

What does Bank of India Balanced Advantage Fund cost?

1.39% a year on the direct plan, 2.67% on the regular plan; 15 of 22 funds in its category charge less.

Direct plan
1.39% a year
Category median 1.04%
Regular plan
2.67% a year
Category median 2.24%
Gap
1.28 points
for the same holdings
15 of 22 funds in its category charge less on the direct plan.
Expense report, Oct 2026 · Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage

What the regular plan costs you over time

🔒 Pro
The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages Bank of India Balanced Advantage Fund?

Alok Singh, since 1 Dec 2021.

Alok Singh
4.9 years
since 1 Dec 2021
Benchmark as filedNifty 50 Hybrid Composite Debt 50: 50 Index TRI
Exit load
• If redeemed/ switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1% • If redeemed/ switched-out after 3 months from the date of allotment: Nil
From 19 Scheme Summary Documents filed with NSE, first on 17 Apr 2026; as on 6 Oct 2026

What does Bank of India Balanced Advantage Fund hold?

81 holdings as of 30 Sep 2026; the ten largest are 28.7% of the fund, the largest IRB InvIT Fund at 3.6%.

Mix

Holdings as of 30 Sep 2026
Equity75.0%Debt7.8%Cash17.2%Other0.0%
Holdings
81
74 shares
Top ten
28.7%
of the fund
Effective holdings
44.5
spread, as if equal-weighted
Matched to our table
74%
of the equity

Five largest

% of fund
IRB InvIT Fund3.56%
6.94% Government of India (11/05/2036)3.40%
Reliance Industries Limited3.24%
ICICI Bank Limited3.09%
6.27% Power Finance Corporation Limited (15/07/2027) **2.85%

Five largest industries

% of fund
Banks13.3%
CRISIL AAA10.6%
Transport Infrastructure7.60%
SOVEREIGN7.60%
Power5.90%

By company size

% of equity · SEBI size lists
Large Cap78.8%Mid Cap7.0%Small Cap14.2%

How does Bank of India Balanced Advantage Fund score against its category?

Seven scores against funds of its kind, and the warning signs it trips.

Scorecard

🔒 Pro
Seven scores, each out of 5, against funds in its category, with the reasons, and the warning signs it trips: in the app.
Open scorecard in the app →

Are the companies inside any good?

The holdings by valuation, forensic risk, business quality and balance sheet, weighted by their share of the fund.

The companies inside

🔒 Pro
The holdings weighted by their share of the fund: P/E and ROE, forensic risk levels, Valarth's valuation view, quality, moats, balance sheets and who owns them: in the app.

How is Bank of India Balanced Advantage Fund run?

Turnover, what it bought and sold, its cash and its record in new listings, from its monthly holdings files.

How it is run

🔒 Pro
Turnover, what it bought and sold and when, how long it holds, size drift, cash and its record in new listings, from up to two years of monthly holdings files: in the app.

Which funds hold much the same?

The index it is nearest and the funds whose holdings overlap most.

Moves with its indexnot an index tracker
Nearest to the Nifty 50: 48% of it differs from the index (an active fund is usually above 60%).
Active share 48.4%60%

Funds that hold much the same

% of holdings in common
SBI BSE 100 ETF53.2% the same
57 shared holdings
Parag Parikh Large Cap Fund52.3% the same
55 shared holdings
Nippon India ETF Nifty 10052.3% the same
55 shared holdings

How much is in its sponsor's own group?

Holdings in companies of the fund house's sponsor group, beside the index.

Related-party exposure

🔒 Pro
How much of the fund is in companies of its sponsor's own group, beside what the index holds of them: in the app.

Questions people ask

Who manages Bank of India Balanced Advantage Fund?

Alok Singh (manager) since 1 Dec 2021.

What is the expense ratio of Bank of India Balanced Advantage Fund?

1.39% a year on the direct plan and 2.67% on the regular plan (expense report, Oct 2026).

How has Bank of India Balanced Advantage Fund done?

Its direct plan returned +8.43% a year over 3 years against +5.99% for its benchmark, NIFTY 50 Hybrid Composite Debt 50:50 Index, as of 13 Oct 2026.

Inside the app

See Bank of India Balanced Advantage Fund beside your own funds in Valarth

Start freeStart free
A Valarth stock page: the share price with its chart and 52-week range, valuation and profitability figures, and a scorecard of health checks.
Stock pagePrice, valuation, profitability and a scorecard of health checks for every company, each figure explained.
The Valarth stock screener: a table of companies with price, market cap, P/E, P/B, PEG, EPS and ROE, and filters down the left.
ScreenerEvery listed company, filtered on 212 figures, each with a plain-language lesson beside it.
The Valarth AI Screener answering 'Which companies will benefit from India's Project 75 submarine programme?' with a basket of four naval shipbuilders and a written thesis.
AI ScreenerAsk a question in plain English, like which companies benefit from India's Project 75. It reads the intent, builds the screen and writes the thesis.
A Valarth business-model card for State Bank of India, with a plain-language summary and statements verified against the filing.
Business modelHow a company makes money and what can hurt it, each statement checked against its annual report.
Valarth's Before the Bell edition, with the day's headline, regulator notes and sector moves.
Before the BellA morning edition before the market opens: what moved, which rule changed, and what it means for your holdings.

Bank of India Balanced Advantage Fund in the app: beside your own funds, with what you own through them

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