Sectoral / Thematic · Equity

Bank of India Banking & Financial Services Fund

Bank of India Investment Managers Private Limited

Benchmark

Nifty Financial Services TRI

Riskometer

Very High

Size

₹253 cr

Allotted

30 Jan 2026

Holdings as of

30 Sep 2026

Bank of India Banking & Financial Services Fund is a sectoral / thematic fund of Bank of India Investment Managers Private Limited with ₹253 cr under management. Its direct plan charges 1.68% a year.

Has Bank of India Banking & Financial Services Fund beaten its benchmark?

Period returns

Direct Plan, growth · 3y and longer a year

Period	Fund	Nifty 500 TRI	Ahead
1 month	−4.75%	−3.60%	—
3 months	−7.61%	−5.03%	—
6 months	−5.82%	−1.83%	—
1 year	—	−4.06%	—
3 years	—	+9.27%	—
5 years	—	+8.00%	—
10 years	—	+12.69%	—
Since start from 2 Feb 2026	—	—	—

Valarth price history to 14 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026

Period	Direct	Regular	Benchmark	Ahead	Rank
1y	—	—	—	—	—
3y	—	—	—	—	—
5y	—	—	—	—	—
10y	—	—	—	—	—

Ahead in points a year · its rank among Sectoral / Thematic funds, and how steady the lead is, in the app

Value of 100, month-end

Feb 2026 to 14 Oct 2026

Fund 91Nifty 500 TRI 96

₹100 put in at the start of Feb 2026 would be ₹91 on 14 Oct 2026, against ₹96 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro

Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.

See them in the app →

What does Bank of India Banking & Financial Services Fund cost?

1.68% a year on the direct plan, 2.77% on the regular plan; 148 of 174 funds in its category charge less.

Direct plan

1.68% a year

Category median 1.22%

Regular plan

2.77% a year

Category median 2.38%

Gap

1.09 points

for the same holdings

148 of 174 funds in its category charge less on the direct plan.

Expense report, Oct 2026 · Equity Scheme - Sectoral/ Thematic

What the regular plan costs you over time

🔒 Pro

The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages Bank of India Banking & Financial Services Fund?

Nilesh Jethani, since None.

Nilesh Jethani

None years

since None

Benchmark as filedNifty Financial Services TRI.

Exit load

• If redeemed/ switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1% • If redeemed/ switched-out after 3 months from the date of allotment: Nil

From 19 Scheme Summary Documents filed with NSE, first on 17 Apr 2026; as on 6 Oct 2026

What does Bank of India Banking & Financial Services Fund hold?

38 holdings as of 30 Sep 2026; the ten largest are 56.1% of the fund, the largest HDFC Bank Limited at 11.5%.

Mix

Holdings as of 30 Sep 2026

Equity95.1%Debt0.0%Cash4.9%Other0.0%

Holdings

35 shares

Top ten

56.1%

of the fund

Effective holdings

18.5

spread, as if equal-weighted

Matched to our table

100%

of the equity

Five largest

% of fund

HDFC Bank Limited11.5%

ICICI Bank Limited10.4%

State Bank of India8.77%

Shriram Finance Limited4.83%

One 97 Communications Limited4.04%

Five largest industries

% of fund

Banks54.8%

Capital Markets21.9%

Finance16.8%

Financial Technology (Fintech)5.20%

Insurance1.40%

By company size

% of equity · SEBI size lists

Large Cap65.9%Mid Cap13.1%Small Cap21.0%

How does Bank of India Banking & Financial Services Fund score against its category?

Seven scores against funds of its kind, and the warning signs it trips.

Scorecard

🔒 Pro

Seven scores, each out of 5, against funds in its category, with the reasons, and the warning signs it trips: in the app.

Open scorecard in the app →

Are the companies inside any good?

The holdings by valuation, forensic risk, business quality and balance sheet, weighted by their share of the fund.

The companies inside

🔒 Pro

The holdings weighted by their share of the fund: P/E and ROE, forensic risk levels, Valarth's valuation view, quality, moats, balance sheets and who owns them: in the app.

How is Bank of India Banking & Financial Services Fund run?

Turnover, what it bought and sold, its cash and its record in new listings, from its monthly holdings files.

How it is run

🔒 Pro

Turnover, what it bought and sold and when, how long it holds, size drift, cash and its record in new listings, from up to two years of monthly holdings files: in the app.

Which funds hold much the same?

The index it is nearest and the funds whose holdings overlap most.

not an index tracker

Nearest to the Nifty 50: 66% of it differs from the index (an active fund is usually above 60%).

Active share 66.4%60%

Funds that hold much the same

% of holdings in common

CANARA ROBECO BANKING AND FINANCIAL SERVICES FUND60.0% the same

17 shared holdings

Kotak Banking & Financial Services Fund59.4% the same

19 shared holdings

TATA BANKING & FINANCIAL SERVICES FUND56.0% the same

16 shared holdings

How much is in its sponsor's own group?

Holdings in companies of the fund house's sponsor group, beside the index.

Related-party exposure

🔒 Pro

How much of the fund is in companies of its sponsor's own group, beside what the index holds of them: in the app.

Questions people ask

Who manages Bank of India Banking & Financial Services Fund?

Nilesh Jethani (manager) since None.

What is the expense ratio of Bank of India Banking & Financial Services Fund?

1.68% a year on the direct plan and 2.77% on the regular plan (expense report, Oct 2026).