Bank of India Consumption Fund
Bank of India Consumption Fund is a sectoral / thematic fund of Bank of India Investment Managers Private Limited with ₹343 cr under management. It is ahead of its benchmark (Nifty India Consumption TRI) in 1 of 1 periods. Its direct plan charges 1.53% a year. Nitin Gosar has managed it for 1.8 years.
Has Bank of India Consumption Fund beaten its benchmark?
Ahead of its benchmark, Nifty India Consumption TRI, in 1 of 1 periods in AMFI's figures; −3.30% over the last year against −10.03%.
Period returns
Direct Plan, growth · 3y and longer a year| Period | Fund | Nifty 500 TRI | Ahead |
|---|---|---|---|
| 1 month | −3.82% | −3.60% | — |
| 3 months | −2.78% | −5.03% | — |
| 6 months | +3.24% | −1.83% | — |
| 1 year | −2.69% | −4.06% | +1.37 pts |
| 3 years | — | +9.27% | — |
| 5 years | — | +8.00% | — |
| 10 years | — | +12.69% | — |
| Since start from 23 Dec 2024 | +4.45% | — | — |
Official figures
AMFI performance feed, 13 Oct 2026| Period | Direct | Regular | Benchmark | Ahead | Rank |
|---|---|---|---|---|---|
| 1y | −3.30% | −4.50% | −10.03% | +6.73 | 🔒 |
| 3y | — | — | — | — | — |
| 5y | — | — | — | — | — |
| 10y | — | — | — | — | — |
Value of 100, month-end
Dec 2024 to 14 Oct 2026₹100 put in at the start of Dec 2024 would be ₹108 on 14 Oct 2026, against ₹100 in the Nifty 500 TRI.
What does Bank of India Consumption Fund cost?
1.53% a year on the direct plan, 2.73% on the regular plan; 135 of 174 funds in its category charge less.
Who manages Bank of India Consumption Fund?
Nitin Gosar, since 20 Dec 2024.
What does Bank of India Consumption Fund hold?
40 holdings as of 30 Sep 2026; the ten largest are 52.2% of the fund, the largest Bharti Airtel Limited at 9.7%.
Mix
Holdings as of 30 Sep 2026Five largest
% of fundFive largest industries
% of fundBy company size
% of equity · SEBI size listsHow does Bank of India Consumption Fund score against its category?
Seven scores against funds of its kind, and the warning signs it trips.
Are the companies inside any good?
The holdings by valuation, forensic risk, business quality and balance sheet, weighted by their share of the fund.
How is Bank of India Consumption Fund run?
Turnover, what it bought and sold, its cash and its record in new listings, from its monthly holdings files.
Which funds hold much the same?
The index it is nearest and the funds whose holdings overlap most.
Funds that hold much the same
% of holdings in commonHow much is in its sponsor's own group?
Holdings in companies of the fund house's sponsor group, beside the index.
Questions people ask
Who manages Bank of India Consumption Fund?
Nitin Gosar (manager) since 20 Dec 2024.
What is the expense ratio of Bank of India Consumption Fund?
1.53% a year on the direct plan and 2.73% on the regular plan (expense report, Oct 2026).
See Bank of India Consumption Fund beside your own funds in Valarth
