Flexi Cap · Equity

Bank of India Flexi Cap Fund

Bank of India Investment Managers Private Limited

Benchmark

BSE 500 TRI

Riskometer

Very High

Size

₹3,188 cr

Allotted

29 Jun 2020

Holdings as of

30 Sep 2026

Bank of India Flexi Cap Fund is a flexi cap fund of Bank of India Investment Managers Private Limited with ₹3,188 cr under management. It is ahead of its benchmark (BSE 500 TRI) in 3 of 3 periods. Its direct plan charges 0.87% a year. Alok Singh has managed it for 6.3 years.

Has Bank of India Flexi Cap Fund beaten its benchmark?

Ahead of its benchmark, BSE 500 TRI, in 3 of 3 periods in AMFI's figures; +9.10% over the last year against −4.65%.

Period returns

Direct Plan, growth · 3y and longer a year

Period	Fund	Nifty 500 TRI	Ahead
1 month	−2.17%	−3.60%	—
3 months	−0.05%	−5.03%	—
6 months	+7.31%	−1.83%	—
1 year	+9.44%	−4.06%	+13.50 pts
3 years	+18.11%	+9.27%	+8.84 pts
5 years	+14.88%	+8.00%	+6.88 pts
10 years	—	+12.69%	—
Since start from 1 Jul 2020	+25.34%	—	—

Valarth price history to 14 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026

Ahead of its benchmark (BSE 500 TRI) in 3 of 3 periods.

Period	Direct	Regular	Benchmark	Ahead	Rank
1y	+9.10%	+7.61%	−4.65%	+13.75	🔒
3y	+18.28%	+16.60%	+8.97%	+9.31	🔒
5y	+15.18%	+13.49%	+8.06%	+7.12	🔒
10y	—	—	—	—	—

Ahead in points a year · its rank among Flexi Cap funds, and how steady the lead is, in the app

Value of 100, month-end

Jul 2020 to 14 Oct 2026

Fund 394Nifty 500 TRI 260

₹100 put in at the start of Jul 2020 would be ₹394 on 14 Oct 2026, against ₹260 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro

Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.

See them in the app →

What does Bank of India Flexi Cap Fund cost?

0.87% a year on the direct plan, 2.27% on the regular plan; 15 of 46 funds in its category charge less.

Direct plan

0.87% a year

Category median 0.96%

Regular plan

2.27% a year

Category median 2.19%

Gap

1.40 points

for the same holdings

15 of 46 funds in its category charge less on the direct plan.

Expense report, Oct 2026 · Equity Scheme - Flexi Cap Fund

What the regular plan costs you over time

🔒 Pro

The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages Bank of India Flexi Cap Fund?

Alok Singh, since 29 Jun 2020.

Alok Singh

6.3 years

since 29 Jun 2020

Benchmark as filedBSE 500 TRI

Exit load

• If redeemed/ switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1% • If redeemed/ switched-out after 3 months from the date of allotment: Nil

From 19 Scheme Summary Documents filed with NSE, first on 17 Apr 2026; as on 6 Oct 2026

What does Bank of India Flexi Cap Fund hold?

78 holdings as of 30 Sep 2026; the ten largest are 29.6% of the fund, the largest State Bank of India at 5.0%.

Mix

Holdings as of 30 Sep 2026

Equity90.7%Debt4.8%Cash4.5%Other0.0%

Holdings

64 shares

Top ten

29.6%

of the fund

Effective holdings

46.6

spread, as if equal-weighted

Matched to our table

99%

of the equity

Five largest

% of fund

State Bank of India5.05%

ICICI Bank Limited3.41%

Quality Power Electrical Eqp Ltd2.78%

Hindustan Aeronautics Limited2.77%

Mankind Pharma Limited2.67%

Five largest industries

% of fund

Banks15.8%

Pharmaceuticals & Biotechnology8.30%

Aerospace & Defense7.30%

Electrical Equipment6.40%

Consumer Durables5.20%

By company size

% of equity · SEBI size lists

Large Cap44.6%Mid Cap17.9%Small Cap37.6%

How does Bank of India Flexi Cap Fund score against its category?

Seven scores against funds of its kind, and the warning signs it trips.

Scorecard

🔒 Pro

Seven scores, each out of 5, against funds in its category, with the reasons, and the warning signs it trips: in the app.

Open scorecard in the app →

Are the companies inside any good?

The holdings by valuation, forensic risk, business quality and balance sheet, weighted by their share of the fund.

The companies inside

🔒 Pro

The holdings weighted by their share of the fund: P/E and ROE, forensic risk levels, Valarth's valuation view, quality, moats, balance sheets and who owns them: in the app.

How is Bank of India Flexi Cap Fund run?

Turnover, what it bought and sold, its cash and its record in new listings, from its monthly holdings files.

How it is run

🔒 Pro

Turnover, what it bought and sold and when, how long it holds, size drift, cash and its record in new listings, from up to two years of monthly holdings files: in the app.

Which funds hold much the same?

The index it is nearest and the funds whose holdings overlap most.

not an index tracker

Nearest to the Nifty 50: 73% of it differs from the index (an active fund is usually above 60%).

Active share 73.4%60%

Funds that hold much the same

% of holdings in common

Bank of India ELSS Tax Saver Fund60.0% the same

35 shared holdings

Bank of India Large Cap Fund45.6% the same

30 shared holdings

Bank of India Multi Asset Allocation Fund40.6% the same

27 shared holdings

How much is in its sponsor's own group?

Holdings in companies of the fund house's sponsor group, beside the index.

Related-party exposure

🔒 Pro

How much of the fund is in companies of its sponsor's own group, beside what the index holds of them: in the app.

Questions people ask

Who manages Bank of India Flexi Cap Fund?

Alok Singh (manager) since 29 Jun 2020.

What is the expense ratio of Bank of India Flexi Cap Fund?

0.87% a year on the direct plan and 2.27% on the regular plan (expense report, Oct 2026).

How has Bank of India Flexi Cap Fund done?

Its direct plan returned +18.28% a year over 3 years against +8.97% for its benchmark, BSE 500 TRI, as of 13 Oct 2026.