LIC MF Consumption Fund
LIC MF Consumption Fund is a sectoral / thematic fund of LIC Mutual Fund Asset Management Limited with ₹421 cr under management. Its direct plan charges 1.22% a year. Sumit Bhatnagar has managed it for 0.9 years.
Has LIC MF Consumption Fund beaten its benchmark?
Period returns
Direct Plan, growth · 3y and longer a year| Period | Fund | Nifty 500 TRI | Ahead |
|---|---|---|---|
| 1 month | −3.64% | −3.60% | — |
| 3 months | −5.10% | −5.03% | — |
| 6 months | −0.65% | −1.83% | — |
| 1 year | — | −4.06% | — |
| 3 years | — | +9.27% | — |
| 5 years | — | +8.00% | — |
| 10 years | — | +12.69% | — |
| Since start from 25 Nov 2025 | — | — | — |
Official figures
AMFI performance feed, 13 Oct 2026| Period | Direct | Regular | Benchmark | Ahead | Rank |
|---|---|---|---|---|---|
| 1y | — | — | — | — | — |
| 3y | — | — | — | — | — |
| 5y | — | — | — | — | — |
| 10y | — | — | — | — | — |
Value of 100, month-end
Nov 2025 to 14 Oct 2026₹100 put in at the start of Nov 2025 would be ₹93 on 14 Oct 2026, against ₹93 in the Nifty 500 TRI.
What does LIC MF Consumption Fund cost?
1.22% a year on the direct plan, 2.73% on the regular plan; 86 of 174 funds in its category charge less.
Who manages LIC MF Consumption Fund?
Sumit Bhatnagar, since 21 Nov 2025; Nikhil Kapoor, since 1 Jul 2026.
What does LIC MF Consumption Fund hold?
55 holdings as of 30 Sep 2026; the ten largest are 30.9% of the fund, the largest Eternal Ltd. at 5.3%.
Mix
Holdings as of 30 Sep 2026Five largest industries
% of fundBy company size
% of equity · SEBI size listsHow does LIC MF Consumption Fund score against its category?
Seven scores against funds of its kind, and the warning signs it trips.
Are the companies inside any good?
The holdings by valuation, forensic risk, business quality and balance sheet, weighted by their share of the fund.
How is LIC MF Consumption Fund run?
Turnover, what it bought and sold, its cash and its record in new listings, from its monthly holdings files.
Which funds hold much the same?
The index it is nearest and the funds whose holdings overlap most.
Funds that hold much the same
% of holdings in commonHow much is in its sponsor's own group?
Holdings in companies of the fund house's sponsor group, beside the index.
Questions people ask
Who manages LIC MF Consumption Fund?
Sumit Bhatnagar (manager) since 21 Nov 2025; Nikhil Kapoor (manager) since 1 Jul 2026.
What is the expense ratio of LIC MF Consumption Fund?
1.22% a year on the direct plan and 2.73% on the regular plan (expense report, Oct 2026).




