Debt · Banking and PSU Debt

Nippon India Banking and PSU Debt Fund

Nippon Life India Asset Management Limited

Benchmark

CRISIL Banking and PSU Debt A-II Index

Riskometer

Moderate

Size

₹5,031 cr

Allotted

15 May 2015

Holdings as of

30 Sep 2026

Nippon India Banking and PSU Debt Fund is a banking and psu debt fund of Nippon Life India Asset Management Limited with ₹5,031 cr under management. It is ahead of its benchmark (CRISIL Banking and PSU Debt A-II Index) in 3 of 4 periods. Its direct plan charges 0.39% a year.

Debt and hybrid funds: the company-level sections (scorecard, companies inside, how it is run, nearest index) are not shown. Mix, returns, costs and managers only.

What is Nippon India Banking and PSU Debt Fund invested in?

93% in debt, 0% in shares and 7% in cash, as of 30 Sep 2026.

Equity0.0%Debt92.9%Cash6.8%Other0.3%

Holdings as of 30 Sep 2026

Has Nippon India Banking and PSU Debt Fund beaten its benchmark?

Ahead of its benchmark, CRISIL Banking and PSU Debt A-II Index, in 3 of 4 periods in AMFI's figures; +4.16% over the last year against +4.28%.

Period returns

Direct Plan, growth · 3y and longer a year

Period	Fund	Nifty 500 TRI	Ahead
1 month	−0.24%	−3.60%	—
3 months	+0.22%	−5.03%	—
6 months	+2.13%	−1.83%	—
1 year	+4.02%	−4.06%	+8.08 pts
3 years	+6.98%	+9.27%	−2.29 pts
5 years	+6.15%	+8.00%	−1.85 pts
10 years	+7.11%	+12.69%	−5.58 pts
Since start from 18 May 2015	+7.50%	—	—

Valarth price history to 14 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026

Ahead of its benchmark (CRISIL Banking and PSU Debt A-II Index) in 3 of 4 periods.

Period	Direct	Regular	Benchmark	Ahead	Rank
1y	+4.16%	+3.75%	+4.28%	−0.12	🔒
3y	+7.01%	+6.60%	+6.58%	+0.43	🔒
5y	+6.18%	+5.73%	+5.85%	+0.33	🔒
10y	+7.11%	+6.69%	+6.74%	+0.37	🔒

Ahead in points a year · its rank among Banking and PSU Debt funds, and how steady the lead is, in the app

Value of 100, month-end

Oct 2016 to 14 Oct 2026

Fund 199Nifty 500 TRI 327

₹100 put in at the start of Oct 2016 would be ₹199 on 14 Oct 2026, against ₹327 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro

Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.

See them in the app →

What does Nippon India Banking and PSU Debt Fund cost?

0.39% a year on the direct plan, 0.78% on the regular plan; 9 of 16 funds in its category charge less.

Direct plan

0.39% a year

Category median 0.36%

Regular plan

0.78% a year

Category median 0.69%

Gap

0.39 points

for the same holdings

9 of 16 funds in its category charge less on the direct plan.

Expense report, Oct 2026 · Income/Debt Oriented Schemes - Banking and PSU Debt Fund

What the regular plan costs you over time

🔒 Pro

The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages Nippon India Banking and PSU Debt Fund?

Pranay Sinha, since None; Vivek Sharma, since None.

Pranay Sinha

None years

since None

Vivek Sharma

None years

since None

Benchmark as filedCRISIL Banking and PSU Debt A-II Index

Exit load

Nil

From 2 Scheme Summary Documents filed with NSE, first on 9 Sep 2026; as on 8 Oct 2026

Questions people ask

Who manages Nippon India Banking and PSU Debt Fund?

Pranay Sinha (manager) since None; Vivek Sharma (manager) since None.

What is the expense ratio of Nippon India Banking and PSU Debt Fund?

0.39% a year on the direct plan and 0.78% on the regular plan (expense report, Oct 2026).

How has Nippon India Banking and PSU Debt Fund done?

Its direct plan returned +7.01% a year over 3 years against +6.58% for its benchmark, CRISIL Banking and PSU Debt A-II Index, as of 13 Oct 2026.