Debt · Banking and PSU Debt

SBI Banking and PSU Debt Fund

SBI Funds Management Limited

Benchmark

NIFTY Banking & PSU Debt Index A-II

Riskometer

Moderate

Size

₹7,389 cr

Allotted

Not on record

Holdings as of

Not on record

SBI Banking and PSU Debt Fund is a banking and psu debt fund of SBI Funds Management Limited with ₹7,389 cr under management. It is ahead of its benchmark (NIFTY Banking & PSU Debt Index A-II) in 4 of 4 periods. Its direct plan charges 0.41% a year.

Debt and hybrid funds: the company-level sections (scorecard, companies inside, how it is run, nearest index) are not shown. Mix, returns, costs and managers only.

What is SBI Banking and PSU Debt Fund invested in?

90% in debt, 0% in shares and 10% in cash, as of None.

Equity0.0%Debt89.8%Cash9.8%Other0.4%

Holdings as of None

Has SBI Banking and PSU Debt Fund beaten its benchmark?

Ahead of its benchmark, NIFTY Banking & PSU Debt Index A-II, in 4 of 4 periods in AMFI's figures; +4.64% over the last year against +4.05%.

Period returns

Direct Plan, growth · 3y and longer a year

Period	Fund	Nifty 500 TRI	Ahead
1 month	+0.21%	−3.60%	—
3 months	+0.87%	−5.03%	—
6 months	+2.70%	−1.83%	—
1 year	+4.61%	−4.06%	+8.67 pts
3 years	+7.15%	+9.27%	−2.12 pts
5 years	+6.13%	+8.00%	−1.87 pts
10 years	+7.07%	+12.69%	−5.62 pts
Since start from 18 Nov 2013	+7.67%	—	—

Valarth price history to 14 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026

Ahead of its benchmark (NIFTY Banking & PSU Debt Index A-II) in 4 of 4 periods.

Period	Direct	Regular	Benchmark	Ahead	Rank
1y	+4.64%	+4.23%	+4.05%	+0.59	🔒
3y	+7.15%	+6.69%	+6.56%	+0.59	🔒
5y	+6.13%	+5.67%	+5.63%	+0.50	🔒
10y	+7.07%	+6.57%	+6.49%	+0.58	🔒

Ahead in points a year · its rank among Banking and PSU Debt funds, and how steady the lead is, in the app

Value of 100, month-end

Oct 2016 to 14 Oct 2026

Fund 198Nifty 500 TRI 327

₹100 put in at the start of Oct 2016 would be ₹198 on 14 Oct 2026, against ₹327 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro

Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.

See them in the app →

What does SBI Banking and PSU Debt Fund cost?

0.41% a year on the direct plan, 0.77% on the regular plan; 13 of 16 funds in its category charge less.

Direct plan

0.41% a year

Category median 0.36%

Regular plan

0.77% a year

Category median 0.69%

Gap

0.36 points

for the same holdings

13 of 16 funds in its category charge less on the direct plan.

Expense report, Oct 2026 · Income/Debt Oriented Schemes - Banking and PSU Debt Fund

What the regular plan costs you over time

🔒 Pro

The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages SBI Banking and PSU Debt Fund?

ManagersNot on record

Benchmark as filedNot on record

Exit load

Not on record

Questions people ask

What is the expense ratio of SBI Banking and PSU Debt Fund?

0.41% a year on the direct plan and 0.77% on the regular plan (expense report, Oct 2026).

How has SBI Banking and PSU Debt Fund done?

Its direct plan returned +7.15% a year over 3 years against +6.56% for its benchmark, NIFTY Banking & PSU Debt Index A-II, as of 13 Oct 2026.