Retirement · Solution Oriented

PGIM India Retirement Fund

PGIM India Asset Management Private Limite

Benchmark

BSE 500 TRI

Riskometer

Very High

Size

₹103 cr

Allotted

15 Apr 2024

Holdings as of

30 Sep 2026

PGIM India Retirement Fund is a retirement fund of PGIM India Asset Management Private Limite with ₹103 cr under management. It is ahead of its benchmark (BSE 500 TRI) in 1 of 1 periods. Its direct plan charges 1.12% a year. Vinay Paharia has managed it for 2.5 years.

Has PGIM India Retirement Fund beaten its benchmark?

Ahead of its benchmark, BSE 500 TRI, in 1 of 1 periods in AMFI's figures; −0.81% over the last year against −4.65%.

Period returns

Direct Plan, growth · 3y and longer a year

Period	Fund	Nifty 500 TRI	Ahead
1 month	−4.36%	−3.60%	—
3 months	−3.39%	−5.03%	—
6 months	+5.05%	−1.83%	—
1 year	−0.65%	−4.06%	+3.41 pts
3 years	—	+9.27%	—
5 years	—	+8.00%	—
10 years	—	+12.69%	—
Since start from 19 Apr 2024	+8.61%	—	—

Valarth price history to 14 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026

Ahead of its benchmark (BSE 500 TRI) in 1 of 1 periods.

Period	Direct	Regular	Benchmark	Ahead	Rank
1y	−0.81%	−2.32%	−4.65%	+3.84	🔒
3y	—	—	—	—	—
5y	—	—	—	—	—
10y	—	—	—	—	—

Ahead in points a year · its rank among Retirement funds, and how steady the lead is, in the app

Value of 100, month-end

Apr 2024 to 14 Oct 2026

Fund 119Nifty 500 TRI 108

₹100 put in at the start of Apr 2024 would be ₹119 on 14 Oct 2026, against ₹108 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro

Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.

See them in the app →

What does PGIM India Retirement Fund cost?

1.12% a year on the direct plan, 2.59% on the regular plan; 11 of 29 funds in its category charge less.

Direct plan

1.12% a year

Category median 1.16%

Regular plan

2.59% a year

Category median 2.16%

Gap

1.47 points

for the same holdings

11 of 29 funds in its category charge less on the direct plan.

Expense report, Oct 2026 · Solution Oriented Scheme - Retirement Fund

What the regular plan costs you over time

🔒 Pro

The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages PGIM India Retirement Fund?

Vinay Paharia, since 15 Apr 2024; Vivek Sharma, since 15 Apr 2024; Anandha Padmanabhan Anjeneyan, since 15 Apr 2024.

Vinay Paharia

2.5 years

since 15 Apr 2024

Vivek Sharma

2.5 years

since 15 Apr 2024

Anandha Padmanabhan Anjeneyan

2.5 years

since 15 Apr 2024

And 1 more; every manager, the other funds each runs and the changes over time are in the app.

Benchmark as filedBSE 500 TRI

Exit load

NIL

From 8 Scheme Summary Documents filed with NSE, first on 14 Apr 2026; as on 13 Oct 2026

What does PGIM India Retirement Fund hold?

89 holdings as of 30 Sep 2026; the ten largest are 28.9% of the fund, the largest ICICI Bank Ltd. at 5.9%.

Mix

Holdings as of 30 Sep 2026

Equity96.4%Debt0.1%Cash3.5%Other0.0%

Holdings

86 shares

Top ten

28.9%

of the fund

Effective holdings

53.4

spread, as if equal-weighted

Matched to our table

100%

of the equity

Five largest

% of fund

ICICI Bank Ltd.5.90%

HDFC Bank Ltd.5.51%

Reliance Industries Ltd.3.18%

Infosys Ltd.2.40%

Solar Industries India Ltd.2.19%

Five largest industries

% of fund

Banks12.8%

Pharmaceuticals & Biotechnology9.10%

Auto Components7.60%

IT - Software4.70%

Capital Markets4.60%

By company size

% of equity · SEBI size lists

Large Cap38.3%Mid Cap31.2%Small Cap30.5%

How does PGIM India Retirement Fund score against its category?

Seven scores against funds of its kind, and the warning signs it trips.

Scorecard

🔒 Pro

Seven scores, each out of 5, against funds in its category, with the reasons, and the warning signs it trips: in the app.

Open scorecard in the app →

Are the companies inside any good?

The holdings by valuation, forensic risk, business quality and balance sheet, weighted by their share of the fund.

The companies inside

🔒 Pro

The holdings weighted by their share of the fund: P/E and ROE, forensic risk levels, Valarth's valuation view, quality, moats, balance sheets and who owns them: in the app.

How is PGIM India Retirement Fund run?

Turnover, what it bought and sold, its cash and its record in new listings, from its monthly holdings files.

How it is run

🔒 Pro

Turnover, what it bought and sold and when, how long it holds, size drift, cash and its record in new listings, from up to two years of monthly holdings files: in the app.

Which funds hold much the same?

The index it is nearest and the funds whose holdings overlap most.

not an index tracker

Nearest to the Nifty 500: 65% of it differs from the index (an active fund is usually above 60%).

Active share 65.3%60%

Funds that hold much the same

% of holdings in common

PGIM INDIA LARGE AND MIDCAP FUND64.6% the same

54 shared holdings

PGIM INDIA MULTI CAP FUND53.7% the same

55 shared holdings

PGIM INDIA ELSS TAX SAVER FUND53.4% the same

48 shared holdings

How much is in its sponsor's own group?

Holdings in companies of the fund house's sponsor group, beside the index.

Related-party exposure

🔒 Pro

How much of the fund is in companies of its sponsor's own group, beside what the index holds of them: in the app.

Questions people ask

Who manages PGIM India Retirement Fund?

Vinay Paharia (manager) since 15 Apr 2024; Vivek Sharma (manager) since 15 Apr 2024; Anandha Padmanabhan Anjeneyan (manager) since 15 Apr 2024; Puneet Pal (manager) since 15 Apr 2024.

What is the expense ratio of PGIM India Retirement Fund?

1.12% a year on the direct plan and 2.59% on the regular plan (expense report, Oct 2026).