SBI Retirement Benefit Fund - Conservative Plan
SBI Retirement Benefit Fund - Conservative Plan is a retirement fund of SBI Funds Management Limited with ₹136 cr under management. It is ahead of its benchmark (CRISIL Hybrid 85+15 - Conservative Index) in 1 of 3 periods. Its direct plan charges 0.98% a year.
Has SBI Retirement Benefit Fund - Conservative Plan beaten its benchmark?
Ahead of its benchmark, CRISIL Hybrid 85+15 - Conservative Index, in 1 of 3 periods in AMFI's figures; +0.92% over the last year against +1.42%.
Period returns
Direct Plan, growth · 3y and longer a year| Period | Fund | Nifty 500 TRI | Ahead |
|---|---|---|---|
| 1 month | −1.00% | −3.60% | — |
| 3 months | −0.95% | −5.03% | — |
| 6 months | +1.56% | −1.83% | — |
| 1 year | +0.90% | −4.06% | +4.96 pts |
| 3 years | +6.29% | +9.27% | −2.98 pts |
| 5 years | +6.57% | +8.00% | −1.43 pts |
| 10 years | — | +12.69% | — |
| Since start from 17 Feb 2021 | +7.21% | — | — |
Official figures
AMFI performance feed, 13 Oct 2026| Period | Direct | Regular | Benchmark | Ahead | Rank |
|---|---|---|---|---|---|
| 1y | +0.92% | +0.46% | +1.42% | −0.50 | 🔒 |
| 3y | +6.35% | +5.86% | +6.98% | −0.63 | 🔒 |
| 5y | +6.62% | +6.12% | +6.05% | +0.57 | 🔒 |
| 10y | — | — | — | — | — |
Value of 100, month-end
Feb 2021 to 14 Oct 2026₹100 put in at the start of Feb 2021 would be ₹149 on 14 Oct 2026, against ₹192 in the Nifty 500 TRI.
What does SBI Retirement Benefit Fund - Conservative Plan cost?
0.98% a year on the direct plan, 1.44% on the regular plan; 6 of 29 funds in its category charge less.
Who manages SBI Retirement Benefit Fund - Conservative Plan?
What does SBI Retirement Benefit Fund - Conservative Plan hold?
66 holdings as of None; the ten largest are 45.0% of the fund.
Mix
Holdings as of NoneFive largest
% of fundFive largest industries
% of fundHow does SBI Retirement Benefit Fund - Conservative Plan score against its category?
Seven scores against funds of its kind, and the warning signs it trips.
Are the companies inside any good?
The holdings by valuation, forensic risk, business quality and balance sheet, weighted by their share of the fund.
How is SBI Retirement Benefit Fund - Conservative Plan run?
Turnover, what it bought and sold, its cash and its record in new listings, from its monthly holdings files.
Which funds hold much the same?
The index it is nearest and the funds whose holdings overlap most.
How much is in its sponsor's own group?
Holdings in companies of the fund house's sponsor group, beside the index.
Questions people ask
What is the expense ratio of SBI Retirement Benefit Fund - Conservative Plan?
0.98% a year on the direct plan and 1.44% on the regular plan (expense report, Oct 2026).
How has SBI Retirement Benefit Fund - Conservative Plan done?
Its direct plan returned +6.35% a year over 3 years against +6.98% for its benchmark, CRISIL Hybrid 85+15 - Conservative Index, as of 13 Oct 2026.
See SBI Retirement Benefit Fund - Conservative Plan beside your own funds in Valarth
