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Retirement · Solution Oriented

Tata Retirement Savings Fund - Progressive Plan

Tata Asset Management Private Limited
Benchmark
Nifty 500 TRI
Riskometer
Very High
Size
₹2,102 cr
Allotted
1 Nov 2011
Holdings as of
30 Sep 2026

Tata Retirement Savings Fund - Progressive Plan is a retirement fund of Tata Asset Management Private Limited with ₹2,102 cr under management. It is ahead of its benchmark (Nifty 500 TRI) in 4 of 4 periods. Its direct plan charges 0.82% a year.

Has Tata Retirement Savings Fund - Progressive Plan beaten its benchmark?

Ahead of its benchmark, Nifty 500 TRI, in 4 of 4 periods in AMFI's figures; +1.97% over the last year against −4.30%.

Period returns

Direct Plan, growth · 3y and longer a year
PeriodFundNifty 500 TRIAhead
1 month−5.03% −3.60% —
3 months−3.65% −5.03% —
6 months+6.79% −1.83% —
1 year+1.97% −4.06% +6.03 pts
3 years+11.52% +9.27% +2.25 pts
5 years+9.07% +8.00% +1.07 pts
10 years+13.29% +12.69% +0.60 pts
Since start
from 4 Jan 2013
+14.67%——
Valarth price history to 13 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026
Ahead of its benchmark (Nifty 500 TRI) in 4 of 4 periods.
PeriodDirectRegularBenchmarkAheadRank
1y +1.97%+0.54%−4.30% +6.27 🔒
3y +11.50%+9.90%+9.33% +2.17 🔒
5y +9.06%+7.46%+8.24% +0.82 🔒
10y +13.28%+11.62%+12.73% +0.55 🔒
Ahead in points a year · its rank among Retirement funds, and how steady the lead is, in the app

Value of 100, month-end

Oct 2016 to 13 Oct 2026
50100150200250300350400 20172019202120232025
Fund 349Nifty 500 TRI 327

₹100 put in at the start of Oct 2016 would be ₹349 on 13 Oct 2026, against ₹327 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro
Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.
See them in the app →

What does Tata Retirement Savings Fund - Progressive Plan cost?

0.82% a year on the direct plan, 2.18% on the regular plan; 1 of 29 funds in its category charge less.

Direct plan
0.82% a year
Category median 1.16%
Regular plan
2.18% a year
Category median 2.16%
Gap
1.36 points
for the same holdings
1 of 29 funds in its category charge less on the direct plan.
Expense report, Oct 2026 · Solution Oriented Scheme - Retirement Fund

What the regular plan costs you over time

🔒 Pro
The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages Tata Retirement Savings Fund - Progressive Plan?

Murthy Nagarajan, since None.

Murthy Nagarajan
None years
since None
Benchmark as filedNifty 500 TRI
Exit load
A) If redeemed / switched-out on or after attainment of retirement age i.e. 60 years of age - Nil. B) In case of Auto switch-out of units on occurrence of “Auto-switch trigger event” - Nil. C) 1% -If redeemed before 61 months from the date of allotment.
From 1 Scheme Summary Documents filed with NSE, first on 11 Sep 2026; as on 11 Sep 2026

What does Tata Retirement Savings Fund - Progressive Plan hold?

58 holdings as of 30 Sep 2026; the ten largest are 34.2% of the fund, the largest SOLAR INDUSTRIES INDIA LTD at 5.4%.

Mix

Holdings as of 30 Sep 2026
Equity93.5%Debt0.0%Cash6.5%Other0.0%
Holdings
58
52 shares
Top ten
34.2%
of the fund
Effective holdings
39.3
spread, as if equal-weighted
Matched to our table
100%
of the equity

Five largest

% of fund
SOLAR INDUSTRIES INDIA LTD5.39%
ICICI BANK LTD4.97%
ETERNAL LTD4.11%
MULTI COMMODITY EXCHANGE OF IND LTD3.81%
RELIANCE INDUSTRIES LTD3.66%

Five largest industries

% of fund
Capital Markets12.4%
Banks11.3%
Chemicals & Petrochemicals5.80%
Industrial Products5.20%
Beverages4.50%

By company size

% of equity · SEBI size lists
Large Cap54.2%Mid Cap22.6%Small Cap23.2%

How does Tata Retirement Savings Fund - Progressive Plan score against its category?

Seven scores against funds of its kind, and the warning signs it trips.

Scorecard

🔒 Pro
Seven scores, each out of 5, against funds in its category, with the reasons, and the warning signs it trips: in the app.
Open scorecard in the app →

Are the companies inside any good?

The holdings by valuation, forensic risk, business quality and balance sheet, weighted by their share of the fund.

The companies inside

🔒 Pro
The holdings weighted by their share of the fund: P/E and ROE, forensic risk levels, Valarth's valuation view, quality, moats, balance sheets and who owns them: in the app.

How is Tata Retirement Savings Fund - Progressive Plan run?

Turnover, what it bought and sold, its cash and its record in new listings, from its monthly holdings files.

How it is run

🔒 Pro
Turnover, what it bought and sold and when, how long it holds, size drift, cash and its record in new listings, from up to two years of monthly holdings files: in the app.

Which funds hold much the same?

The index it is nearest and the funds whose holdings overlap most.

not an index tracker
Nearest to the Nifty 50: 71% of it differs from the index (an active fund is usually above 60%).
Active share 71.3%60%

Funds that hold much the same

% of holdings in common
TATA RETIREMENT SAVINGS FUND-MODERATE PLAN96.0% the same
51 shared holdings
UNION RETIREMENT FUND31.4% the same
20 shared holdings
Helios Flexi Cap Fund29.8% the same
16 shared holdings

How much is in its sponsor's own group?

Holdings in companies of the fund house's sponsor group, beside the index.

Related-party exposure

🔒 Pro
How much of the fund is in companies of its sponsor's own group, beside what the index holds of them: in the app.

Questions people ask

Who manages Tata Retirement Savings Fund - Progressive Plan?

Murthy Nagarajan (manager) since None.

What is the expense ratio of Tata Retirement Savings Fund - Progressive Plan?

0.82% a year on the direct plan and 2.18% on the regular plan (expense report, Oct 2026).

How has Tata Retirement Savings Fund - Progressive Plan done?

Its direct plan returned +11.50% a year over 3 years against +9.33% for its benchmark, Nifty 500 TRI, as of 13 Oct 2026.

Inside the app

See Tata Retirement Savings Fund - Progressive Plan beside your own funds in Valarth

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Tata Retirement Savings Fund - Progressive Plan in the app: beside your own funds, with what you own through them

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