Equity Savings · Hybrid

UTI Equity Savings Fund

UTI Asset Mgmt. Co. Ltd.

Benchmark

CRISIL Equity Savings Index

Riskometer

Moderately High

Size

₹799 cr

Allotted

30 Aug 2018

Holdings as of

30 Sep 2026

UTI Equity Savings Fund is a equity savings fund of UTI Asset Mgmt. Co. Ltd. with ₹799 cr under management. It is ahead of its benchmark (CRISIL Equity Savings Index) in 2 of 3 periods. Its direct plan charges 1.04% a year. V Srivatsa has managed it for 8.2 years.

Has UTI Equity Savings Fund beaten its benchmark?

Ahead of its benchmark, CRISIL Equity Savings Index, in 2 of 3 periods in AMFI's figures; +1.53% over the last year against +1.71%.

Period returns

Direct Plan, growth · 3y and longer a year

Period	Fund	Nifty 500 TRI	Ahead
1 month	−1.16%	−3.60%	—
3 months	−1.37%	−5.03%	—
6 months	−1.04%	−1.83%	—
1 year	+1.64%	−4.06%	+5.70 pts
3 years	+7.67%	+9.27%	−1.60 pts
5 years	+7.84%	+8.00%	−0.16 pts
10 years	—	+12.69%	—
Since start from 31 Aug 2018	+8.87%	—	—

Valarth price history to 14 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026

Ahead of its benchmark (CRISIL Equity Savings Index) in 2 of 3 periods.

Period	Direct	Regular	Benchmark	Ahead	Rank
1y	+1.53%	+0.52%	+1.71%	−0.18	🔒
3y	+7.67%	+6.65%	+7.38%	+0.29	🔒
5y	+7.96%	+6.99%	+6.90%	+1.06	🔒
10y	—	—	—	—	—

Ahead in points a year · its rank among Equity Savings funds, and how steady the lead is, in the app

Value of 100, month-end

Aug 2018 to 14 Oct 2026

Fund 199Nifty 500 TRI 240

₹100 put in at the start of Aug 2018 would be ₹199 on 14 Oct 2026, against ₹240 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro

Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.

See them in the app →

What does UTI Equity Savings Fund cost?

1.04% a year on the direct plan, 2.06% on the regular plan; 1 of 8 funds in its category charge less.

Direct plan

1.04% a year

Category median 1.46%

Regular plan

2.06% a year

Category median 2.77%

Gap

1.02 points

for the same holdings

1 of 8 funds in its category charge less on the direct plan.

Expense report, Oct 2026 · Hybrid Schemes - Equity Savings Fund

What the regular plan costs you over time

🔒 Pro

The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages UTI Equity Savings Fund?

Anurag Mittal, since 27 Feb 2026; V Srivatsa, since 1 Aug 2018.

Anurag Mittal

0.6 years

since 27 Feb 2026

V Srivatsa

8.2 years

since 1 Aug 2018

Benchmark as filedCRISIL Equity Savings TRI

Exit load

(A) Redemption / Switch out within 30 days from the date of allotment – 1.00% (B) Redemption / Switch out after 30 days from the date of allotment – NIL

From 7 Scheme Summary Documents filed with NSE, first on 12 Apr 2026; as on 4 Oct 2026

What does UTI Equity Savings Fund hold?

77 holdings as of 30 Sep 2026; the ten largest are 44.5% of the fund, the largest EQ - AXIS BANK LTD. at 5.1%.

Mix

Holdings as of 30 Sep 2026

Equity66.0%Debt16.6%Cash9.5%Other-23.6%

Holdings

44 shares

Top ten

44.5%

of the fund

Effective holdings

26.0

spread, as if equal-weighted

Matched to our table

100%

of the equity

Five largest

% of fund

EQ - AXIS BANK LTD.5.13%

EQ - HDFC BANK LIMITED4.65%

EQ - MAHINDRA & MAHINDRA LTD.3.81%

EQ - KOTAK MAHINDRA BANK LTD.3.65%

EQ - GRASIM INDUSTRIES LTD.3.43%

Five largest industries

% of fund

Banks31.6%

Automobiles11.4%

Telecom - Services7.00%

Finance6.30%

Cement & Cement Products5.20%

By company size

% of equity · SEBI size lists

Large Cap94.4%Mid Cap5.6%Small Cap0.0%

How does UTI Equity Savings Fund score against its category?

Seven scores against funds of its kind, and the warning signs it trips.

Scorecard

🔒 Pro

Seven scores, each out of 5, against funds in its category, with the reasons, and the warning signs it trips: in the app.

Open scorecard in the app →

Are the companies inside any good?

The holdings by valuation, forensic risk, business quality and balance sheet, weighted by their share of the fund.

The companies inside

🔒 Pro

The holdings weighted by their share of the fund: P/E and ROE, forensic risk levels, Valarth's valuation view, quality, moats, balance sheets and who owns them: in the app.

How is UTI Equity Savings Fund run?

Turnover, what it bought and sold, its cash and its record in new listings, from its monthly holdings files.

How it is run

🔒 Pro

Turnover, what it bought and sold and when, how long it holds, size drift, cash and its record in new listings, from up to two years of monthly holdings files: in the app.

Which funds hold much the same?

The index it is nearest and the funds whose holdings overlap most.

Moves with its indexnot an index tracker

Nearest to the Nifty 50: 38% of it differs from the index (an active fund is usually above 60%).

Active share 37.5%60%

Funds that hold much the same

% of holdings in common

TATA NIFTY 50 EXCHANGE TRADED FUND63.1% the same

31 shared holdings

NIPPON INDIA INDEX FUND - NIFTY 50 PLAN62.6% the same

30 shared holdings

Baroda BNP Paribas Nifty 50 Index Fund62.5% the same

30 shared holdings

How much is in its sponsor's own group?

Holdings in companies of the fund house's sponsor group, beside the index.

Related-party exposure

🔒 Pro

How much of the fund is in companies of its sponsor's own group, beside what the index holds of them: in the app.

Questions people ask

Who manages UTI Equity Savings Fund?

Anurag Mittal (manager) since 27 Feb 2026; V Srivatsa (manager) since 1 Aug 2018.

What is the expense ratio of UTI Equity Savings Fund?

1.04% a year on the direct plan and 2.06% on the regular plan (expense report, Oct 2026).

How has UTI Equity Savings Fund done?

Its direct plan returned +7.67% a year over 3 years against +7.38% for its benchmark, CRISIL Equity Savings Index, as of 13 Oct 2026.