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Floating Interest Rates · Debt

UTI Floating Interest Rates Fund

UTI Asset Mgmt. Co. Ltd.
Benchmark
CRISIL Short Duration Debt A-II Index
Riskometer
Low to Moderate
Size
₹1,505 cr
Allotted
30 Oct 2018
Holdings as of
30 Sep 2026

UTI Floating Interest Rates Fund is a floating interest rates fund of UTI Asset Mgmt. Co. Ltd. with ₹1,505 cr under management. It is ahead of its benchmark (CRISIL Short Duration Debt A-II Index) in 3 of 3 periods. Its direct plan charges 0.44% a year. Pankaj Pathak has managed it for 1.5 years.

Has UTI Floating Interest Rates Fund beaten its benchmark?

Ahead of its benchmark, CRISIL Short Duration Debt A-II Index, in 3 of 3 periods in AMFI's figures; +5.88% over the last year against +4.78%.

Period returns

Direct Plan, growth · 3y and longer a year
PeriodFundNifty 500 TRIAhead
1 month+0.23% −3.60% —
3 months+1.24% −5.03% —
6 months+2.83% −1.83% —
1 year+5.86% −4.06% +9.92 pts
3 years+7.06% +9.27% −2.21 pts
5 years+6.31% +8.00% −1.69 pts
10 years— +12.69% —
Since start
from 31 Oct 2018
+6.80%——
Valarth price history to 14 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026
Ahead of its benchmark (CRISIL Short Duration Debt A-II Index) in 3 of 3 periods.
PeriodDirectRegularBenchmarkAheadRank
1y +5.88%+5.42%+4.78% +1.10 🔒
3y +7.05%+6.58%+7.01% +0.04 🔒
5y +6.30%+5.81%+6.12% +0.18 🔒
10y ——— — —
Ahead in points a year · its rank among Floating Interest Rates funds, and how steady the lead is, in the app

Value of 100, month-end

Oct 2018 to 14 Oct 2026
50100150200250300 2019202120232025
Fund 169Nifty 500 TRI 273

₹100 put in at the start of Oct 2018 would be ₹169 on 14 Oct 2026, against ₹273 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro
Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.
See them in the app →

What does UTI Floating Interest Rates Fund cost?

0.44% a year on the direct plan, 0.86% on the regular plan; 11 of 12 funds in its category charge less.

Direct plan
0.44% a year
Category median 0.28%
Regular plan
0.86% a year
Category median 0.64%
Gap
0.42 points
for the same holdings
11 of 12 funds in its category charge less on the direct plan.
Expense report, Oct 2026 · Income/Debt Oriented Schemes - Floating Interest Rates Fund

What the regular plan costs you over time

🔒 Pro
The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages UTI Floating Interest Rates Fund?

Pankaj Pathak, since 8 Apr 2025.

Pankaj Pathak
1.5 years
since 8 Apr 2025
Benchmark as filedCRISIL Short Duration Debt A-II Index
Exit load
Nil
From 2 Scheme Summary Documents filed with NSE, first on 10 Sep 2026; as on 4 Oct 2026

What does UTI Floating Interest Rates Fund hold?

42 holdings as of 30 Sep 2026; the ten largest are 41.3% of the fund, the largest NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA at 6.6%.

Mix

Holdings as of 30 Sep 2026
Equity79.7%Debt13.2%Cash7.1%Other0.0%
Holdings
42
36 shares
Top ten
41.3%
of the fund
Effective holdings
28.0
spread, as if equal-weighted
Matched to our table
0%
of the equity

Five largest

% of fund
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA6.57%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT4.99%
NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED3.33%
NCD SUMMIT DIGITEL INFRASTRUCTURE LTD3.33%
NCD REC LTD3.31%

Five largest industries

% of fund
CRISIL-AAA74.8%
ICRA-AAA17.1%
CRISIL-AAA(SO)6.00%
IND-AAA(SO)1.70%
-0.40%

How does UTI Floating Interest Rates Fund score against its category?

Seven scores against funds of its kind, and the warning signs it trips.

Scorecard

🔒 Pro
Seven scores, each out of 5, against funds in its category, with the reasons, and the warning signs it trips: in the app.
Open scorecard in the app →

Are the companies inside any good?

The holdings by valuation, forensic risk, business quality and balance sheet, weighted by their share of the fund.

The companies inside

🔒 Pro
The holdings weighted by their share of the fund: P/E and ROE, forensic risk levels, Valarth's valuation view, quality, moats, balance sheets and who owns them: in the app.

How is UTI Floating Interest Rates Fund run?

Turnover, what it bought and sold, its cash and its record in new listings, from its monthly holdings files.

How it is run

🔒 Pro
Turnover, what it bought and sold and when, how long it holds, size drift, cash and its record in new listings, from up to two years of monthly holdings files: in the app.

Which funds hold much the same?

The index it is nearest and the funds whose holdings overlap most.

not an index tracker
Nearest to the Nifty 50: 100% of it differs from the index (an active fund is usually above 60%).
Active share 100.0%60%

Funds that hold much the same

% of holdings in common
UTI Ultra Short to Short Term Fund20.9% the same
9 shared holdings
DSP Corporate Bond Fund18.3% the same
6 shared holdings
Mahindra Manulife Ultra Short Term Fund17.2% the same
5 shared holdings

How much is in its sponsor's own group?

Holdings in companies of the fund house's sponsor group, beside the index.

Related-party exposure

🔒 Pro
How much of the fund is in companies of its sponsor's own group, beside what the index holds of them: in the app.

Questions people ask

Who manages UTI Floating Interest Rates Fund?

Pankaj Pathak (manager) since 8 Apr 2025.

What is the expense ratio of UTI Floating Interest Rates Fund?

0.44% a year on the direct plan and 0.86% on the regular plan (expense report, Oct 2026).

How has UTI Floating Interest Rates Fund done?

Its direct plan returned +7.05% a year over 3 years against +7.01% for its benchmark, CRISIL Short Duration Debt A-II Index, as of 13 Oct 2026.

Inside the app

See UTI Floating Interest Rates Fund beside your own funds in Valarth

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UTI Floating Interest Rates Fund in the app: beside your own funds, with what you own through them

See the full analysis in the app →See pricing
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