Conservative Hyrbid · Hybrid

UTI Conservative Hybrid Fund

UTI Asset Mgmt. Co. Ltd.

Benchmark

Nifty 50 Hybrid Composite Debt 15:85 Conservative Index

Riskometer

Moderately High

Size

₹1,591 cr

Allotted

16 Dec 2003

Holdings as of

30 Sep 2026

UTI Conservative Hybrid Fund is a conservative hyrbid fund of UTI Asset Mgmt. Co. Ltd. with ₹1,591 cr under management. It is ahead of its benchmark (Nifty 50 Hybrid Composite Debt 15:85 Conservative Index) in 4 of 4 periods. Its direct plan charges 1.25% a year. Amit Premchandani has managed it for 4.8 years.

Has UTI Conservative Hybrid Fund beaten its benchmark?

Ahead of its benchmark, Nifty 50 Hybrid Composite Debt 15:85 Conservative Index, in 4 of 4 periods in AMFI's figures; −0.11% over the last year against −0.92%.

Period returns

Direct Plan, growth · 3y and longer a year

Period	Fund	Nifty 500 TRI	Ahead
1 month	−1.30%	−3.60%	—
3 months	−1.98%	−5.03%	—
6 months	+0.21%	−1.83%	—
1 year	−0.21%	−4.06%	+3.85 pts
3 years	+7.27%	+9.27%	−2.00 pts
5 years	+6.44%	+8.00%	−1.56 pts
10 years	+7.73%	+12.69%	−4.96 pts
Since start from 2 Jan 2013	+8.97%	—	—

Valarth price history to 14 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026

Ahead of its benchmark (Nifty 50 Hybrid Composite Debt 15:85 Conservative Index) in 4 of 4 periods.

Period	Direct	Regular	Benchmark	Ahead	Rank
1y	−0.11%	−0.67%	−0.92%	+0.81	🔒
3y	+7.31%	+6.67%	+5.74%	+1.57	🔒
5y	+6.54%	+5.91%	+5.34%	+1.20	🔒
10y	+7.74%	+7.06%	+7.32%	+0.42	🔒

Ahead in points a year · its rank among Conservative Hyrbid funds, and how steady the lead is, in the app

Value of 100, month-end

Oct 2016 to 14 Oct 2026

Fund 211Nifty 500 TRI 327

₹100 put in at the start of Oct 2016 would be ₹211 on 14 Oct 2026, against ₹327 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro

Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.

See them in the app →

What does UTI Conservative Hybrid Fund cost?

1.25% a year on the direct plan, 1.86% on the regular plan; 16 of 18 funds in its category charge less.

Direct plan

1.25% a year

Category median 0.99%

Regular plan

1.86% a year

Category median 1.83%

Gap

0.61 points

for the same holdings

16 of 18 funds in its category charge less on the direct plan.

Expense report, Oct 2026 · Hybrid Schemes - Conservative Hybrid Fund

What the regular plan costs you over time

🔒 Pro

The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages UTI Conservative Hybrid Fund?

Amit Premchandani, since 1 Jan 2022; Jaydeep Bhowal, since 17 Apr 2023.

Amit Premchandani

4.8 years

since 1 Jan 2022

Jaydeep Bhowal

3.5 years

since 17 Apr 2023

Benchmark as filedNifty 50 Hybrid Composite Debt 15:85 Index

Exit load

(A) Redemption / Switch out within 12 months from the date of allotment – (i) upto 10% of the allotted Units – NIL (ii) beyond 10% of the allotted Units - 1.00 % (B) Redemption / Switch out after 12 months from the date of allotment – NIL

From 7 Scheme Summary Documents filed with NSE, first on 12 Apr 2026; as on 4 Oct 2026

What does UTI Conservative Hybrid Fund hold?

104 holdings as of 30 Sep 2026; the ten largest are 34.8% of the fund, the largest NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT at 4.6%.

Mix

Holdings as of 30 Sep 2026

Equity69.1%Debt21.6%Cash9.2%Other0.0%

Holdings

104

89 shares

Top ten

34.8%

of the fund

Effective holdings

41.1

spread, as if equal-weighted

Matched to our table

35%

of the equity

Five largest

% of fund

NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT4.61%

NCD REC LTD3.10%

NCD LIC HOUSING FINANCE LTD.3.08%

NCD JIO CREDIT LTD3.06%

07.80% XIRR PTC- SIDDHIVINAYAK SECURITISATION TRUST-28/09/20302.98%

Five largest industries

% of fund

CRISIL-AAA45.3%

Banks9.90%

CRISIL-AAA(SO)6.50%

CRISIL-AA+4.50%

ICRA-AAA4.50%

How does UTI Conservative Hybrid Fund score against its category?

Seven scores against funds of its kind, and the warning signs it trips.

Scorecard

🔒 Pro

Seven scores, each out of 5, against funds in its category, with the reasons, and the warning signs it trips: in the app.

Open scorecard in the app →

Are the companies inside any good?

The holdings by valuation, forensic risk, business quality and balance sheet, weighted by their share of the fund.

The companies inside

🔒 Pro

The holdings weighted by their share of the fund: P/E and ROE, forensic risk levels, Valarth's valuation view, quality, moats, balance sheets and who owns them: in the app.

How is UTI Conservative Hybrid Fund run?

Turnover, what it bought and sold, its cash and its record in new listings, from its monthly holdings files.

How it is run

🔒 Pro

Turnover, what it bought and sold and when, how long it holds, size drift, cash and its record in new listings, from up to two years of monthly holdings files: in the app.

Which funds hold much the same?

The index it is nearest and the funds whose holdings overlap most.

not an index tracker

Nearest to the Nifty 500: 75% of it differs from the index (an active fund is usually above 60%).

Active share 74.9%60%

Funds that hold much the same

% of holdings in common

UTI Value Fund34.6% the same

63 shared holdings

DSP Dynamic Asset Allocation Fund28.1% the same

28 shared holdings

DSP Equity Savings Fund27.8% the same

31 shared holdings

How much is in its sponsor's own group?

Holdings in companies of the fund house's sponsor group, beside the index.

Related-party exposure

🔒 Pro

How much of the fund is in companies of its sponsor's own group, beside what the index holds of them: in the app.

Questions people ask

Who manages UTI Conservative Hybrid Fund?

Amit Premchandani (manager) since 1 Jan 2022; Jaydeep Bhowal (manager) since 17 Apr 2023.

What is the expense ratio of UTI Conservative Hybrid Fund?

1.25% a year on the direct plan and 1.86% on the regular plan (expense report, Oct 2026).

How has UTI Conservative Hybrid Fund done?

Its direct plan returned +7.31% a year over 3 years against +5.74% for its benchmark, Nifty 50 Hybrid Composite Debt 15:85 Conservative Index, as of 13 Oct 2026.