Medium to Long Term · Debt

UTI Medium to Long Term Fund

UTI Asset Mgmt. Co. Ltd.

Benchmark

CRISIL Medium to Long Duration Debt A-III Index

Riskometer

Moderately High

Size

₹301 cr

Allotted

4 May 1998

Holdings as of

30 Sep 2026

UTI Medium to Long Term Fund is a medium to long term fund of UTI Asset Mgmt. Co. Ltd. with ₹301 cr under management. It is ahead of its benchmark (CRISIL Medium to Long Duration Debt A-III Index) in 2 of 4 periods. Its direct plan charges 1.32% a year. Amit Sharma has managed it for 0.9 years.

Has UTI Medium to Long Term Fund beaten its benchmark?

Ahead of its benchmark, CRISIL Medium to Long Duration Debt A-III Index, in 2 of 4 periods in AMFI's figures; +2.50% over the last year against +1.88%.

Period returns

Direct Plan, growth · 3y and longer a year

Period	Fund	Nifty 500 TRI	Ahead
1 month	−0.72%	−3.60%	—
3 months	−0.46%	−5.03%	—
6 months	+1.59%	−1.83%	—
1 year	+2.31%	−4.06%	+6.37 pts
3 years	+6.28%	+9.27%	−2.99 pts
5 years	+6.80%	+8.00%	−1.20 pts
10 years	+5.24%	+12.69%	−7.45 pts
Since start from 2 Jan 2013	+6.63%	—	—

Valarth price history to 14 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026

Ahead of its benchmark (CRISIL Medium to Long Duration Debt A-III Index) in 2 of 4 periods.

Period	Direct	Regular	Benchmark	Ahead	Rank
1y	+2.50%	+2.12%	+1.88%	+0.62	🔒
3y	+6.32%	+5.91%	+6.43%	−0.11	🔒
5y	+6.87%	+6.49%	+5.41%	+1.46	🔒
10y	+5.22%	+4.66%	+6.59%	−1.37	🔒

Ahead in points a year · its rank among Medium to Long Term funds, and how steady the lead is, in the app

Value of 100, month-end

Oct 2016 to 14 Oct 2026

Fund 167Nifty 500 TRI 327

₹100 put in at the start of Oct 2016 would be ₹167 on 14 Oct 2026, against ₹327 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro

Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.

See them in the app →

What does UTI Medium to Long Term Fund cost?

1.32% a year on the direct plan, 1.64% on the regular plan; 12 of 13 funds in its category charge less.

Direct plan

1.32% a year

Category median 0.69%

Regular plan

1.64% a year

Category median 1.36%

Gap

0.32 points

for the same holdings

12 of 13 funds in its category charge less on the direct plan.

Expense report, Oct 2026 · Income/Debt Oriented Schemes - Medium to Long Term Fund

What the regular plan costs you over time

🔒 Pro

The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages UTI Medium to Long Term Fund?

Amit Sharma, since 3 Nov 2025.

Amit Sharma

0.9 years

since 3 Nov 2025

Benchmark as filedCRISIL Medium to Long Duration Debt A-III Index

Exit load

NIl

From 2 Scheme Summary Documents filed with NSE, first on 10 Sep 2026; as on 4 Oct 2026

What does UTI Medium to Long Term Fund hold?

28 holdings as of 30 Sep 2026; the ten largest are 64.6% of the fund, the largest NCD SUMMIT DIGITEL INFRASTRUCTURE LTD at 8.2%.

Mix

Holdings as of 30 Sep 2026

Equity60.7%Debt35.9%Cash3.4%Other0.0%

Holdings

16 shares

Top ten

64.6%

of the fund

Effective holdings

10.9

spread, as if equal-weighted

Matched to our table

of the equity

Five largest

% of fund

NCD SUMMIT DIGITEL INFRASTRUCTURE LTD8.18%

NCD BAJAJ HOUSING FINANCE LTD8.10%

07.80% XIRR PTC- SIDDHIVINAYAK SECURITISATION TRUST-28/09/20306.30%

SPN/DDB JTPM METAL TRADERS LIMITED5.69%

NCD PIRAMAL FINANCE LIMITED4.96%

Five largest industries

% of fund

CRISIL-AAA33.6%

CRISIL-AA17.5%

CRISIL-AA+13.6%

CRISIL-AAA(SO)10.4%

ICRA-AA+9.10%

How does UTI Medium to Long Term Fund score against its category?

Seven scores against funds of its kind, and the warning signs it trips.

Scorecard

🔒 Pro

Seven scores, each out of 5, against funds in its category, with the reasons, and the warning signs it trips: in the app.

Open scorecard in the app →

Are the companies inside any good?

The holdings by valuation, forensic risk, business quality and balance sheet, weighted by their share of the fund.

The companies inside

🔒 Pro

The holdings weighted by their share of the fund: P/E and ROE, forensic risk levels, Valarth's valuation view, quality, moats, balance sheets and who owns them: in the app.

How is UTI Medium to Long Term Fund run?

Turnover, what it bought and sold, its cash and its record in new listings, from its monthly holdings files.

How it is run

🔒 Pro

Turnover, what it bought and sold and when, how long it holds, size drift, cash and its record in new listings, from up to two years of monthly holdings files: in the app.

Which funds hold much the same?

The index it is nearest and the funds whose holdings overlap most.

not an index tracker

Nearest to the Nifty 50: 100% of it differs from the index (an active fund is usually above 60%).

Active share 100.0%60%

Funds that hold much the same

% of holdings in common

HSBC Credit Risk Fund14.5% the same

2 shared holdings

UTI - Credit Risk Fund.14.5% the same

3 shared holdings

DSP Credit Risk Fund13.0% the same

2 shared holdings

How much is in its sponsor's own group?

Holdings in companies of the fund house's sponsor group, beside the index.

Related-party exposure

🔒 Pro

How much of the fund is in companies of its sponsor's own group, beside what the index holds of them: in the app.

Questions people ask

Who manages UTI Medium to Long Term Fund?

Amit Sharma (manager) since 3 Nov 2025.

What is the expense ratio of UTI Medium to Long Term Fund?

1.32% a year on the direct plan and 1.64% on the regular plan (expense report, Oct 2026).

How has UTI Medium to Long Term Fund done?

Its direct plan returned +6.32% a year over 3 years against +6.43% for its benchmark, CRISIL Medium to Long Duration Debt A-III Index, as of 13 Oct 2026.