Bajaj Finserv vs Bajaj Holdings & Investment
Bajaj Holdings & Investment trades below its peers' median P/E (37% below), Bajaj Finserv above it (74% above).
Bajaj Holdings & Investment earns the higher return on assets: 12.2% against 2.8%.
Bajaj Holdings & Investment grew revenue faster over three years: 25.4% a year against 22.4% a year.
Bajaj Holdings & Investment fires fewer of our forensic red flags: 0 of 15 judged against 1 of 15 judged.
The latest change on file is Bajaj Finserv's, on 3 Nov 2026: Q2 FY2027 results filed.
Bajaj Finserv trades at a P/E of 27.81: 10th of 12 among its peers (peer median 16.0).
Bajaj Finserv: the full company page →Bajaj Holdings & Investment trades at a P/E of 13.26: 6th of 23 among its peers (peer median 21.0).
Bajaj Holdings & Investment: the full company page →Bajaj Finserv and Bajaj Holdings & Investment, figure by figure
| Figure | Bajaj Finserv | Bajaj Holdings & Investment | Leads |
|---|---|---|---|
| Market cap | ₹2,94,283 Cr | ₹1,21,774 Cr | Bajaj Finserv, larger |
| P/E | 27.81 | 13.26 | Bajaj Holdings & Investment, cheaper |
| P/B | 25.62 | 3.56 | Bajaj Holdings & Investment, cheaper |
| Dividend yield | 0.1% | 1.3% | Bajaj Holdings & Investment, higher |
| Return on assets | 2.8% | 12.2% | Bajaj Holdings & Investment, higher |
| Net interest margin | 8.0% | 1.3% | Bajaj Finserv, higher |
| Cost to income | 165.3% | 17.3% | Bajaj Holdings & Investment, leaner |
| Loan growth | 22.4% | Not available | — |
| Revenue growth, 3 years | 22.4% a year | 25.4% a year | Bajaj Holdings & Investment, faster |
| EPS growth, 3 years | 15.0% a year | 25.7% a year | Bajaj Holdings & Investment, faster |
| 1-year return | −12.4% | −12.3% | Bajaj Holdings & Investment, higher |
| 5-year return | −1.3% a year | +16.2% a year | Bajaj Holdings & Investment, higher |
| Our valuation view | Dear, medium confidence | Fair, low confidence | Bajaj Holdings & Investment, cheaper view |
| Risk level | WATCH | CLEAN | Bajaj Holdings & Investment, lower |
| Forensic red flags | 1 red of 15 judged | 0 red of 15 judged | Bajaj Holdings & Investment, fewer |
The leading figure is in green: the lower for P/E, P/B, cost to income, NPAs, risk and red flags, the higher for the rest. P/E and P/B on the latest price; growth rates are yearly averages; returns are price only. Our valuation view and the red flags are explained on each company's page.
Which is bigger, Bajaj Finserv or Bajaj Holdings & Investment?
Bajaj Finserv is the bigger company by market value: ₹2,94,283 Cr against ₹1,21,774 Cr for Bajaj Holdings & Investment, about 2.4 times as large.
Bajaj Finserv market cap is ₹2,94,283 crore (large cap), making it the 31st largest listed company on the NSE.
Bajaj Holdings & Investment market cap is ₹1,21,774 crore (large cap), making it the 88th largest listed company on the NSE.
Which is cheaper on valuation, Bajaj Finserv or Bajaj Holdings & Investment?
Bajaj Holdings & Investment is the cheaper of the two on P/E: 13.26 against 27.81 for Bajaj Finserv.
On price to book, Bajaj Holdings & Investment is also the cheaper: 3.56 against 25.62.
Against their own peers' median P/E, Bajaj Finserv trades 74% above its own (16.0) and Bajaj Holdings & Investment trades 37% below its own (21.0).
Our valuation view: dear on Bajaj Finserv (medium confidence) and fair on Bajaj Holdings & Investment (low confidence). The view weighs the multiples against each company's peers and its own history.
Which is more profitable, Bajaj Finserv or Bajaj Holdings & Investment?
Bajaj Holdings & Investment is the more profitable on return on assets: 12.2% against 2.8% for Bajaj Finserv.
Net interest margin: Bajaj Finserv 8.0%, Bajaj Holdings & Investment 1.3%.
Cost to income: Bajaj Holdings & Investment 17.3%, Bajaj Finserv 165.3%.
Which grew faster, Bajaj Finserv or Bajaj Holdings & Investment?
Bajaj Holdings & Investment grew faster over the last three years: revenue up 25.4% a year against 22.4% a year for Bajaj Finserv.
EPS growth, 3 years: Bajaj Holdings & Investment 25.7% a year, Bajaj Finserv 15.0% a year.
Which has cleaner accounts, Bajaj Finserv or Bajaj Holdings & Investment?
Bajaj Holdings & Investment has the cleaner accounts on our forensic checks: 0 red flags of 15 judged against 1 of 15 judged for Bajaj Finserv.
Bajaj Finserv: risk level WATCH, 15 of 22 lender flags judged.
Bajaj Holdings & Investment: risk level CLEAN, 15 of 22 lender flags judged.
A red flag is a figure out of line with what clean accounts show, not a finding of wrongdoing.
What these figures tell you
More comparisons
What this page rests on
Every figure is the one Bajaj Finserv's and Bajaj Holdings & Investment's own pages print, from their filings with the exchanges and our arithmetic on them; each company is set against its own peer set. A side-by-side reading of the figures on both company pages, not a recommendation to buy, sell or hold either share. Which figure matters more depends on what you are looking for.