Debt · Banking and PSU Debt

Franklin India Banking & PSU Debt Fund

Franklin Templeton Asset Management (India) Private Limited

Benchmark

NIFTY Banking & PSU Debt Index A-II

Riskometer

Low to Moderate

Size

₹565 cr

Allotted

25 Apr 2014

Holdings as of

30 Sep 2026

Franklin India Banking & PSU Debt Fund is a banking and psu debt fund of Franklin Templeton Asset Management (India) Private Limited with ₹565 cr under management. It is ahead of its benchmark (NIFTY Banking & PSU Debt Index A-II) in 4 of 4 periods. Its direct plan charges 0.23% a year. Chandni Gupta has managed it for 2.6 years.

Debt and hybrid funds: the company-level sections (scorecard, companies inside, how it is run, nearest index) are not shown. Mix, returns, costs and managers only.

What is Franklin India Banking & PSU Debt Fund invested in?

56% in debt, 38% in shares and 6% in cash, as of 30 Sep 2026.

Equity37.7%Debt56.0%Cash5.8%Other0.4%

Holdings as of 30 Sep 2026

Has Franklin India Banking & PSU Debt Fund beaten its benchmark?

Ahead of its benchmark, NIFTY Banking & PSU Debt Index A-II, in 4 of 4 periods in AMFI's figures; +5.53% over the last year against +4.05%.

Period returns

Direct Plan, growth · 3y and longer a year

Period	Fund	Nifty 500 TRI	Ahead
1 month	+0.01%	−3.60%	—
3 months	+1.15%	−5.03%	—
6 months	+2.89%	−1.83%	—
1 year	+5.53%	−4.06%	+9.59 pts
3 years	+7.42%	+9.27%	−1.85 pts
5 years	+6.42%	+8.00%	−1.58 pts
10 years	+7.17%	+12.69%	−5.52 pts
Since start from 25 Apr 2014	+7.73%	—	—

Valarth price history to 13 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026

Ahead of its benchmark (NIFTY Banking & PSU Debt Index A-II) in 4 of 4 periods.

Period	Direct	Regular	Benchmark	Ahead	Rank
1y	+5.53%	+5.23%	+4.05%	+1.48	🔒
3y	+7.41%	+7.07%	+6.56%	+0.85	🔒
5y	+6.42%	+6.07%	+5.63%	+0.79	🔒
10y	+7.17%	+6.81%	+6.49%	+0.68	🔒

Ahead in points a year · its rank among Banking and PSU Debt funds, and how steady the lead is, in the app

Value of 100, month-end

Oct 2016 to 13 Oct 2026

Fund 200Nifty 500 TRI 327

₹100 put in at the start of Oct 2016 would be ₹200 on 13 Oct 2026, against ₹327 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro

Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.

See them in the app →

What does Franklin India Banking & PSU Debt Fund cost?

0.23% a year on the direct plan, 0.49% on the regular plan.

Direct plan

0.23% a year

Regular plan

0.49% a year

Gap

0.26 points

for the same holdings

Expense report, Oct 2026 · Debt Scheme - Banking and PSU Fund

What the regular plan costs you over time

🔒 Pro

The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages Franklin India Banking & PSU Debt Fund?

Chandni Gupta, since 7 Mar 2024.

Chandni Gupta

Comanage · dedicated for making investments for Foreign Securities

2.6 years

since 7 Mar 2024

Benchmark as filedNifty Banking & PSU Debt Index A-II

Exit load

Nil

From 122 Scheme Summary Documents filed with NSE, first on 12 Apr 2026; as on 13 Oct 2026

Questions people ask

Who manages Franklin India Banking & PSU Debt Fund?

Chandni Gupta (Comanage · dedicated for making investments for Foreign Securities) since 7 Mar 2024.

What is the expense ratio of Franklin India Banking & PSU Debt Fund?

0.23% a year on the direct plan and 0.49% on the regular plan (expense report, Oct 2026).

How has Franklin India Banking & PSU Debt Fund done?

Its direct plan returned +7.41% a year over 3 years against +6.56% for its benchmark, NIFTY Banking & PSU Debt Index A-II, as of 13 Oct 2026.