Debt · Banking and PSU Debt

UTI Banking & PSU Debt Fund

UTI Asset Mgmt. Co. Ltd.

Benchmark

NIFTY Banking & PSU Debt Index A-II

Riskometer

Low to Moderate

Size

₹1,463 cr

Allotted

3 Feb 2014

Holdings as of

30 Sep 2026

UTI Banking & PSU Debt Fund is a banking and psu debt fund of UTI Asset Mgmt. Co. Ltd. with ₹1,463 cr under management. It is ahead of its benchmark (NIFTY Banking & PSU Debt Index A-II) in 3 of 4 periods. Its direct plan charges 0.24% a year. Anurag Mittal has managed it for 4.9 years.

Debt and hybrid funds: the company-level sections (scorecard, companies inside, how it is run, nearest index) are not shown. Mix, returns, costs and managers only.

What is UTI Banking & PSU Debt Fund invested in?

67% in debt, 30% in shares and 3% in cash, as of 30 Sep 2026.

Equity30.3%Debt67.2%Cash2.5%Other0.0%

Holdings as of 30 Sep 2026

Has UTI Banking & PSU Debt Fund beaten its benchmark?

Ahead of its benchmark, NIFTY Banking & PSU Debt Index A-II, in 3 of 4 periods in AMFI's figures; +5.93% over the last year against +4.05%.

Period returns

Direct Plan, growth · 3y and longer a year

Period	Fund	Nifty 500 TRI	Ahead
1 month	+0.48%	−3.60%	—
3 months	+1.68%	−5.03%	—
6 months	+3.18%	−1.83%	—
1 year	+5.90%	−4.06%	+9.96 pts
3 years	+7.53%	+9.27%	−1.74 pts
5 years	+7.78%	+8.00%	−0.22 pts
10 years	+6.47%	+12.69%	−6.22 pts
Since start from 6 Feb 2014	+7.18%	—	—

Valarth price history to 14 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026

Ahead of its benchmark (NIFTY Banking & PSU Debt Index A-II) in 3 of 4 periods.

Period	Direct	Regular	Benchmark	Ahead	Rank
1y	+5.93%	+5.67%	+4.05%	+1.88	🔒
3y	+7.52%	+7.26%	+6.56%	+0.96	🔒
5y	+7.77%	+7.50%	+5.63%	+2.14	🔒
10y	+6.46%	+6.28%	+6.49%	−0.03	🔒

Ahead in points a year · its rank among Banking and PSU Debt funds, and how steady the lead is, in the app

Value of 100, month-end

Oct 2016 to 14 Oct 2026

Fund 187Nifty 500 TRI 327

₹100 put in at the start of Oct 2016 would be ₹187 on 14 Oct 2026, against ₹327 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro

Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.

See them in the app →

What does UTI Banking & PSU Debt Fund cost?

0.24% a year on the direct plan, 0.47% on the regular plan; 0 of 16 funds in its category charge less.

Direct plan

0.24% a year

Category median 0.36%

Regular plan

0.47% a year

Category median 0.69%

Gap

0.23 points

for the same holdings

0 of 16 funds in its category charge less on the direct plan.

Expense report, Oct 2026 · Income/Debt Oriented Schemes - Banking and PSU Debt Fund

What the regular plan costs you over time

🔒 Pro

The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages UTI Banking & PSU Debt Fund?

Anurag Mittal, since 1 Dec 2021.

Anurag Mittal

4.9 years

since 1 Dec 2021

Benchmark as filedNifty Banking & PSU Debt Index A-II

Exit load

Nil

From 2 Scheme Summary Documents filed with NSE, first on 10 Sep 2026; as on 4 Oct 2026

Questions people ask

Who manages UTI Banking & PSU Debt Fund?

Anurag Mittal (manager) since 1 Dec 2021.

What is the expense ratio of UTI Banking & PSU Debt Fund?

0.24% a year on the direct plan and 0.47% on the regular plan (expense report, Oct 2026).

How has UTI Banking & PSU Debt Fund done?

Its direct plan returned +7.52% a year over 3 years against +6.56% for its benchmark, NIFTY Banking & PSU Debt Index A-II, as of 13 Oct 2026.