VALARTH See the full analysis in the appOpen in app
Banking and PSU Debt · Debt

Sundaram Banking and PSU Debt Fund

Sundaram Asset Management Company Ltd
Benchmark
NIFTY Banking & PSU Debt Index A-II
Riskometer
Low to Moderate
Size
₹257 cr
Allotted
Not on record
Holdings as of
Not on record

Sundaram Banking and PSU Debt Fund is a banking and psu debt fund of Sundaram Asset Management Company Ltd with ₹257 cr under management. It is ahead of its benchmark (NIFTY Banking & PSU Debt Index A-II) in 3 of 4 periods. Its direct plan charges 0.27% a year.

Has Sundaram Banking and PSU Debt Fund beaten its benchmark?

Ahead of its benchmark, NIFTY Banking & PSU Debt Index A-II, in 3 of 4 periods in AMFI's figures; +4.35% over the last year against +4.05%.

Period returns

Direct Plan, growth · 3y and longer a year
PeriodFundNifty 500 TRIAhead
1 month+0.58% −3.60% —
3 months+1.71% −5.03% —
6 months+3.66% −1.83% —
1 year+6.91% −4.06% +10.97 pts
3 years+4.95% +9.27% −4.32 pts
5 years+5.84% +8.00% −2.16 pts
10 years+6.37% +12.69% −6.32 pts
Since start
from 3 Apr 2006
+6.84%——
Valarth price history to 28 Jun 2024 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026
Ahead of its benchmark (NIFTY Banking & PSU Debt Index A-II) in 3 of 4 periods.
PeriodDirectRegularBenchmarkAheadRank
1y +4.35%+4.19%+4.05% +0.30 🔒
3y +6.98%+6.83%+6.56% +0.42 🔒
5y +6.00%+5.85%+5.63% +0.37 🔒
10y +6.42%+6.28%+6.49% −0.07 🔒
Ahead in points a year · its rank among Banking and PSU Debt funds, and how steady the lead is, in the app

Value of 100, month-end

Jun 2014 to 28 Jun 2024
50100150200250300350400450 20152017201920212023
Fund 185Nifty 500 TRI 409

₹100 put in at the start of Jun 2014 would be ₹185 on 28 Jun 2024, against ₹409 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro
Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.
See them in the app →

What does Sundaram Banking and PSU Debt Fund cost?

0.27% a year on the direct plan, 0.42% on the regular plan; 2 of 16 funds in its category charge less.

Direct plan
0.27% a year
Category median 0.36%
Regular plan
0.42% a year
Category median 0.69%
Gap
0.15 points
for the same holdings
2 of 16 funds in its category charge less on the direct plan.
Expense report, Oct 2026 · Income/Debt Oriented Schemes - Banking and PSU Debt Fund

What the regular plan costs you over time

🔒 Pro
The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages Sundaram Banking and PSU Debt Fund?

ManagersNot on record
Benchmark as filedNot on record
Exit load
Not on record

What does Sundaram Banking and PSU Debt Fund hold?

28 holdings as of None; the ten largest are 54.1% of the fund, the largest HDFC Bank Ltd - 7.7% - 16/05/2028** at 9.7%.

Mix

Holdings as of None
Equity89.3%Debt0.5%Cash10.1%Other0.0%
Holdings
28
25 shares
Top ten
54.1%
of the fund
Effective holdings
18.6
spread, as if equal-weighted
Matched to our table
0%
of the equity

Five largest

% of fund
HDFC Bank Ltd - 7.7% - 16/05/2028**9.67%
National Housing Bank - 7.59% - 14/07/2027**7.76%
Export Import Bank of India - 7.35% - 27/07/2028**7.73%
Indian Oil Corporation Ltd - 7.44% - 25/11/2027**5.82%
National Bank for Agriculture & Rural Development - 7.53% - 24/03/20283.86%

Five largest industries

% of fund
CRISIL AAA48.8%
ICRA AAA47.0%
Sovereign4.20%

How does Sundaram Banking and PSU Debt Fund score against its category?

Seven scores against funds of its kind, and the warning signs it trips.

Scorecard

🔒 Pro
Seven scores, each out of 5, against funds in its category, with the reasons, and the warning signs it trips: in the app.
Open scorecard in the app →

Are the companies inside any good?

The holdings by valuation, forensic risk, business quality and balance sheet, weighted by their share of the fund.

The companies inside

🔒 Pro
The holdings weighted by their share of the fund: P/E and ROE, forensic risk levels, Valarth's valuation view, quality, moats, balance sheets and who owns them: in the app.

How is Sundaram Banking and PSU Debt Fund run?

Turnover, what it bought and sold, its cash and its record in new listings, from its monthly holdings files.

How it is run

🔒 Pro
Turnover, what it bought and sold and when, how long it holds, size drift, cash and its record in new listings, from up to two years of monthly holdings files: in the app.

Which funds hold much the same?

The index it is nearest and the funds whose holdings overlap most.

not an index tracker
Nearest to the Nifty 50: 100% of it differs from the index (an active fund is usually above 60%).
Active share 100.0%60%

Funds that hold much the same

% of holdings in common
Sundaram Short Term Fund34.9% the same
10 shared holdings
Sundaram Corporate Bond Fund30.6% the same
13 shared holdings
Sundaram Medium Term Fund15.5% the same
6 shared holdings

How much is in its sponsor's own group?

Holdings in companies of the fund house's sponsor group, beside the index.

Related-party exposure

🔒 Pro
How much of the fund is in companies of its sponsor's own group, beside what the index holds of them: in the app.

Questions people ask

What is the expense ratio of Sundaram Banking and PSU Debt Fund?

0.27% a year on the direct plan and 0.42% on the regular plan (expense report, Oct 2026).

How has Sundaram Banking and PSU Debt Fund done?

Its direct plan returned +6.98% a year over 3 years against +6.56% for its benchmark, NIFTY Banking & PSU Debt Index A-II, as of 13 Oct 2026.

Inside the app

See Sundaram Banking and PSU Debt Fund beside your own funds in Valarth

Start freeStart free
A Valarth stock page: the share price with its chart and 52-week range, valuation and profitability figures, and a scorecard of health checks.
Stock pagePrice, valuation, profitability and a scorecard of health checks for every company, each figure explained.
The Valarth stock screener: a table of companies with price, market cap, P/E, P/B, PEG, EPS and ROE, and filters down the left.
ScreenerEvery listed company, filtered on 212 figures, each with a plain-language lesson beside it.
The Valarth AI Screener answering 'Which companies will benefit from India's Project 75 submarine programme?' with a basket of four naval shipbuilders and a written thesis.
AI ScreenerAsk a question in plain English, like which companies benefit from India's Project 75. It reads the intent, builds the screen and writes the thesis.
A Valarth business-model card for State Bank of India, with a plain-language summary and statements verified against the filing.
Business modelHow a company makes money and what can hurt it, each statement checked against its annual report.
Valarth's Before the Bell edition, with the day's headline, regulator notes and sector moves.
Before the BellA morning edition before the market opens: what moved, which rule changed, and what it means for your holdings.

Sundaram Banking and PSU Debt Fund in the app: beside your own funds, with what you own through them

See the full analysis in the app →See pricing
Share this page