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Debt · Credit Risk

Kotak Credit Risk Fund

Kotak Mahindra Mutual Fund
Benchmark
CRISIL Credit Risk Debt B-II Index
Riskometer
Moderately High
Size
₹766 cr
Allotted
11 May 2010
Holdings as of
Not on record

Kotak Credit Risk Fund is a credit risk fund of Kotak Mahindra Mutual Fund with ₹766 cr under management. It is ahead of its benchmark (CRISIL Credit Risk Debt B-II Index) in 2 of 4 periods. Its direct plan charges 0.81% a year. Deepak Agrawal has managed it for 16.5 years.

Debt and hybrid funds: the company-level sections (scorecard, companies inside, how it is run, nearest index) are not shown. Mix, returns, costs and managers only.

What is Kotak Credit Risk Fund invested in?

Mix not on record

Has Kotak Credit Risk Fund beaten its benchmark?

Ahead of its benchmark, CRISIL Credit Risk Debt B-II Index, in 2 of 4 periods in AMFI's figures; +6.40% over the last year against +6.39%.

Period returns

Direct Plan, growth · 3y and longer a year
PeriodFundNifty 500 TRIAhead
1 month−0.08% −3.60% —
3 months+1.05% −5.03% —
6 months+3.05% −1.83% —
1 year+6.37% −4.06% +10.43 pts
3 years+8.42% +9.27% −0.85 pts
5 years+6.62% +8.00% −1.38 pts
10 years+7.25% +12.69% −5.44 pts
Since start
from 4 Jan 2013
+8.17%——
Valarth price history to 14 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026
Ahead of its benchmark (CRISIL Credit Risk Debt B-II Index) in 2 of 4 periods.
PeriodDirectRegularBenchmarkAheadRank
1y +6.40%+5.42%+6.39% +0.01 🔒
3y +8.42%+7.42%+7.78% +0.64 🔒
5y +6.63%+5.62%+7.17% −0.54 🔒
10y +7.24%+6.23%+7.68% −0.44 🔒
Ahead in points a year · its rank among Credit Risk funds, and how steady the lead is, in the app

Value of 100, month-end

Oct 2016 to 14 Oct 2026
50100150200250300350400 20172019202120232025
Fund 201Nifty 500 TRI 327

₹100 put in at the start of Oct 2016 would be ₹201 on 14 Oct 2026, against ₹327 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro
Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.
See them in the app →

What does Kotak Credit Risk Fund cost?

0.81% a year on the direct plan, 1.74% on the regular plan; 8 of 13 funds in its category charge less.

Direct plan
0.81% a year
Category median 0.80%
Regular plan
1.74% a year
Category median 1.51%
Gap
0.92 points
for the same holdings
8 of 13 funds in its category charge less on the direct plan.
Expense report, Oct 2026 · Debt Scheme - Credit Risk Fund

What the regular plan costs you over time

🔒 Pro
The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages Kotak Credit Risk Fund?

Vihag Mishra, since 24 Oct 2025; Deepak Agrawal, since 12 Apr 2010.

Vihag Mishra
1.0 years
since 24 Oct 2025
Deepak Agrawal
16.5 years
since 12 Apr 2010
Benchmark as filedCRISIL Credit Risk Debt B-II Index
Exit load
For redemption / switch out of upto 6% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. If units redeemed or switched out are in excess of the limit within 1year from the date of allotment: 1% If units are redeemed or switched out on or after 1 year from the date of allotment: NIL
From 6 Scheme Summary Documents filed with NSE, first on 29 Apr 2026; as on 29 Sep 2026

Questions people ask

Who manages Kotak Credit Risk Fund?

Vihag Mishra (manager) since 24 Oct 2025; Deepak Agrawal (manager) since 12 Apr 2010.

What is the expense ratio of Kotak Credit Risk Fund?

0.81% a year on the direct plan and 1.74% on the regular plan (expense report, Oct 2026).

How has Kotak Credit Risk Fund done?

Its direct plan returned +8.42% a year over 3 years against +7.78% for its benchmark, CRISIL Credit Risk Debt B-II Index, as of 13 Oct 2026.

Inside the app

See Kotak Credit Risk Fund beside your own funds in Valarth

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Kotak Credit Risk Fund in the app: beside your own funds, with what you own through them

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