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Credit Risk · Debt

Aditya Birla Sun Life Credit Risk Fund

Aditya Birla Sun Life AMC Limited
Benchmark
CRISIL Credit Risk Debt B-II Index
Riskometer
High
Size
₹1,720 cr
Allotted
17 Apr 2015
Holdings as of
30 Sep 2026

Aditya Birla Sun Life Credit Risk Fund is a credit risk fund of Aditya Birla Sun Life AMC Limited with ₹1,720 cr under management. It is ahead of its benchmark (CRISIL Credit Risk Debt B-II Index) in 4 of 4 periods. Its direct plan charges 0.80% a year. Sunaina Da Cunha has managed it for 11.5 years.

Has Aditya Birla Sun Life Credit Risk Fund beaten its benchmark?

Ahead of its benchmark, CRISIL Credit Risk Debt B-II Index, in 4 of 4 periods in AMFI's figures; +11.72% over the last year against +6.39%.

Period returns

Direct Plan, growth · 3y and longer a year
PeriodFundNifty 500 TRIAhead
1 month+0.73% −3.60% —
3 months+2.14% −5.03% —
6 months+3.65% −1.83% —
1 year+9.38% −4.06% +13.44 pts
3 years+8.28% +9.27% −0.99 pts
5 years+6.47% +8.00% −1.53 pts
10 years— +12.69% —
Since start
from 22 Apr 2015
+7.30%——
Valarth price history to 23 May 2023 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026
Ahead of its benchmark (CRISIL Credit Risk Debt B-II Index) in 4 of 4 periods.
PeriodDirectRegularBenchmarkAheadRank
1y +11.72%+10.79%+6.39% +5.33 🔒
3y +13.03%+12.06%+7.78% +5.25 🔒
5y +10.81%+9.85%+7.17% +3.64 🔒
10y +9.18%+8.20%+7.68% +1.50 🔒
Ahead in points a year · its rank among Credit Risk funds, and how steady the lead is, in the app

Value of 100, month-end

Apr 2015 to 23 May 2023
50100150200250300 2017201920212023
Fund 177Nifty 500 TRI 257

₹100 put in at the start of Apr 2015 would be ₹177 on 23 May 2023, against ₹257 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro
Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.
See them in the app →

What does Aditya Birla Sun Life Credit Risk Fund cost?

0.80% a year on the direct plan, 1.60% on the regular plan; 6 of 13 funds in its category charge less.

Direct plan
0.80% a year
Category median 0.80%
Regular plan
1.60% a year
Category median 1.51%
Gap
0.80 points
for the same holdings
6 of 13 funds in its category charge less on the direct plan.
Expense report, Oct 2026 · Debt Scheme - Credit Risk Fund

What the regular plan costs you over time

🔒 Pro
The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages Aditya Birla Sun Life Credit Risk Fund?

Sunaina Da Cunha, since 17 Apr 2015; Mohit Sharma, since 6 Aug 2020.

Sunaina Da Cunha
Comanage
11.5 years
since 17 Apr 2015
Mohit Sharma
Comanage
6.2 years
since 6 Aug 2020
Benchmark as filedCRISIL Credit Risk Debt B-II Index
Exit load
• For redemption / switch-out of units on or before 1 year from the date of allotment: 1.00% of applicable NAV. • For redemption / switch-out of units after 1 year: NIL
From 3 Scheme Summary Documents filed with NSE, first on 29 Apr 2026; as on 9 Sep 2026

What does Aditya Birla Sun Life Credit Risk Fund hold?

57 holdings as of 30 Sep 2026; the ten largest are 37.0% of the fund, the largest 9.10% SK Finance Ltd. (10/08/2029) ** at 5.5%.

Mix

Holdings as of 30 Sep 2026
Equity76.6%Debt8.4%Cash9.3%Other5.7%
Holdings
57
43 shares
Top ten
37.0%
of the fund
Effective holdings
29.6
spread, as if equal-weighted
Matched to our table
3%
of the equity

Five largest

% of fund
9.10% SK Finance Ltd. (10/08/2029) **5.53%
8.73% Eris Lifesciences Ltd. (07/06/2027) **4.47%
Jubilant Bevco Ltd. (31/05/2028) (ZCB)4.41%
JTPM Metal Traders Ltd. (29/09/2028) (ZCB) **3.83%
8.45% Adani Airport Holdings Ltd. (12/02/2029) **3.58%

Five largest industries

% of fund
IND AA-14.2%
CRISIL AA-13.8%
ICRA AAA13.7%
CRISIL AA10.8%
IND AA8.10%

How does Aditya Birla Sun Life Credit Risk Fund score against its category?

Seven scores against funds of its kind, and the warning signs it trips.

Scorecard

🔒 Pro
Seven scores, each out of 5, against funds in its category, with the reasons, and the warning signs it trips: in the app.
Open scorecard in the app →

Are the companies inside any good?

The holdings by valuation, forensic risk, business quality and balance sheet, weighted by their share of the fund.

The companies inside

🔒 Pro
The holdings weighted by their share of the fund: P/E and ROE, forensic risk levels, Valarth's valuation view, quality, moats, balance sheets and who owns them: in the app.

How is Aditya Birla Sun Life Credit Risk Fund run?

Turnover, what it bought and sold, its cash and its record in new listings, from its monthly holdings files.

How it is run

🔒 Pro
Turnover, what it bought and sold and when, how long it holds, size drift, cash and its record in new listings, from up to two years of monthly holdings files: in the app.

Which funds hold much the same?

The index it is nearest and the funds whose holdings overlap most.

not an index tracker
Nearest to the Nifty 50: 100% of it differs from the index (an active fund is usually above 60%).
Active share 100.0%60%

Funds that hold much the same

% of holdings in common
ADITYA BIRLA SUN LIFE MEDIUM TERM FUND56.7% the same
30 shared holdings
ADITYA BIRLA SUN LIFE DYNAMIC TERM FUND32.9% the same
12 shared holdings
Axis Credit Risk Fund24.3% the same
10 shared holdings

How much is in its sponsor's own group?

Holdings in companies of the fund house's sponsor group, beside the index.

Related-party exposure

🔒 Pro
How much of the fund is in companies of its sponsor's own group, beside what the index holds of them: in the app.

Questions people ask

Who manages Aditya Birla Sun Life Credit Risk Fund?

Sunaina Da Cunha (Comanage) since 17 Apr 2015; Mohit Sharma (Comanage) since 6 Aug 2020.

What is the expense ratio of Aditya Birla Sun Life Credit Risk Fund?

0.80% a year on the direct plan and 1.60% on the regular plan (expense report, Oct 2026).

How has Aditya Birla Sun Life Credit Risk Fund done?

Its direct plan returned +13.03% a year over 3 years against +7.78% for its benchmark, CRISIL Credit Risk Debt B-II Index, as of 13 Oct 2026.

Inside the app

See Aditya Birla Sun Life Credit Risk Fund beside your own funds in Valarth

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Aditya Birla Sun Life Credit Risk Fund in the app: beside your own funds, with what you own through them

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