SBI Credit Risk Fund
SBI Credit Risk Fund is a credit risk fund of SBI Funds Management Limited with ₹2,185 cr under management. It is ahead of its benchmark (NIFTY Credit Risk Bond Index B-II) in 4 of 4 periods. Its direct plan charges 0.90% a year.
What is SBI Credit Risk Fund invested in?
87% in debt, 0% in shares and 3% in cash, as of None.
Has SBI Credit Risk Fund beaten its benchmark?
Ahead of its benchmark, NIFTY Credit Risk Bond Index B-II, in 4 of 4 periods in AMFI's figures; +7.46% over the last year against +3.32%.
Period returns
Direct Plan, growth · 3y and longer a year| Period | Fund | Nifty 500 TRI | Ahead |
|---|---|---|---|
| 1 month | −0.12% | −3.60% | — |
| 3 months | +1.41% | −5.03% | — |
| 6 months | +3.88% | −1.83% | — |
| 1 year | +7.36% | −4.06% | +11.42 pts |
| 3 years | +8.43% | +9.27% | −0.84 pts |
| 5 years | +7.65% | +8.00% | −0.35 pts |
| 10 years | +7.71% | +12.69% | −4.98 pts |
| Since start from 3 Jan 2013 | +8.58% | — | — |
Official figures
AMFI performance feed, 13 Oct 2026| Period | Direct | Regular | Benchmark | Ahead | Rank |
|---|---|---|---|---|---|
| 1y | +7.46% | +6.77% | +3.32% | +4.14 | 🔒 |
| 3y | +8.44% | +7.73% | +6.42% | +2.02 | 🔒 |
| 5y | +7.66% | +6.97% | +6.68% | +0.98 | 🔒 |
| 10y | +7.70% | +6.98% | +7.53% | +0.17 | 🔒 |
Value of 100, month-end
Oct 2016 to 14 Oct 2026₹100 put in at the start of Oct 2016 would be ₹210 on 14 Oct 2026, against ₹327 in the Nifty 500 TRI.
What does SBI Credit Risk Fund cost?
0.90% a year on the direct plan, 1.54% on the regular plan; 11 of 13 funds in its category charge less.
Who manages SBI Credit Risk Fund?
Questions people ask
What is the expense ratio of SBI Credit Risk Fund?
0.90% a year on the direct plan and 1.54% on the regular plan (expense report, Oct 2026).
How has SBI Credit Risk Fund done?
Its direct plan returned +8.44% a year over 3 years against +6.42% for its benchmark, NIFTY Credit Risk Bond Index B-II, as of 13 Oct 2026.
See SBI Credit Risk Fund beside your own funds in Valarth
