Debt · Banking and PSU Debt

ICICI Prudential Banking and PSU Debt Fund

ICICI Prudential Asset Management Company Limited

Benchmark

NIFTY Banking & PSU Debt Index A-II

Riskometer

Moderate

Size

₹8,122 cr

Allotted

12 Jun 2009

Holdings as of

30 Sep 2026

ICICI Prudential Banking and PSU Debt Fund is a banking and psu debt fund of ICICI Prudential Asset Management Company Limited with ₹8,122 cr under management. It is ahead of its benchmark (NIFTY Banking & PSU Debt Index A-II) in 4 of 4 periods. Its direct plan charges 0.40% a year. Rohit Lakhotia has managed it for 3.3 years.

Debt and hybrid funds: the company-level sections (scorecard, companies inside, how it is run, nearest index) are not shown. Mix, returns, costs and managers only.

What is ICICI Prudential Banking and PSU Debt Fund invested in?

97% in debt, 0% in shares and 3% in cash, as of 30 Sep 2026.

Equity0.0%Debt97.0%Cash2.6%Other0.4%

Holdings as of 30 Sep 2026

Has ICICI Prudential Banking and PSU Debt Fund beaten its benchmark?

Ahead of its benchmark, NIFTY Banking & PSU Debt Index A-II, in 4 of 4 periods in AMFI's figures; +4.44% over the last year against +3.95%.

Period returns

Direct Plan, growth · 3y and longer a year

Period	Fund	Nifty 500 TRI	Ahead
1 month	+2.42%	−1.30%	—
3 months	+0.85%	−4.28%	—
6 months	+3.10%	−1.46%	—
1 year	+8.52%	−4.25%	+12.77 pts
3 years	+6.83%	+9.50%	−2.67 pts
5 years	+7.99%	+8.14%	−0.15 pts
10 years	—	+12.76%	—
Since start from 7 Sep 2010	+8.34%	—	—

Valarth price history to 24 Apr 2020 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 14 Oct 2026

Ahead of its benchmark (NIFTY Banking & PSU Debt Index A-II) in 4 of 4 periods.

Period	Direct	Regular	Benchmark	Ahead	Rank
1y	+4.44%	+4.09%	+3.95%	+0.49	🔒
3y	+6.99%	+6.63%	+6.53%	+0.46	🔒
5y	+6.53%	+6.14%	+5.61%	+0.92	🔒
10y	+7.09%	+6.68%	+6.48%	+0.61	🔒

Ahead in points a year · its rank among Banking and PSU Debt funds, and how steady the lead is, in the app

Value of 100, month-end

Sep 2010 to 24 Apr 2020

Fund 216Nifty 500 TRI 182

₹100 put in at the start of Sep 2010 would be ₹216 on 24 Apr 2020, against ₹182 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro

Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.

See them in the app →

What does ICICI Prudential Banking and PSU Debt Fund cost?

0.40% a year on the direct plan, 0.74% on the regular plan; 11 of 16 funds in its category charge less.

Direct plan

0.40% a year

Category median 0.36%

Regular plan

0.74% a year

Category median 0.69%

Gap

0.34 points

for the same holdings

11 of 16 funds in its category charge less on the direct plan.

Expense report, Oct 2026 · Income/Debt Oriented Schemes - Banking and PSU Debt Fund

What the regular plan costs you over time

🔒 Pro

The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages ICICI Prudential Banking and PSU Debt Fund?

Rohit Lakhotia, since 12 Jun 2023; Manish Banthia, since 13 Sep 2024.

Rohit Lakhotia

Comanage

3.3 years

since 12 Jun 2023

Manish Banthia

Comanage

2.1 years

since 13 Sep 2024

Benchmark as filedNifty Banking and PSU Debt Index A-II

Exit load

Nil

From 1 Scheme Summary Documents filed with NSE, first on 31 Aug 2026; as on 31 Aug 2026

Questions people ask

Who manages ICICI Prudential Banking and PSU Debt Fund?

Rohit Lakhotia (Comanage) since 12 Jun 2023; Manish Banthia (Comanage) since 13 Sep 2024.

What is the expense ratio of ICICI Prudential Banking and PSU Debt Fund?

0.40% a year on the direct plan and 0.74% on the regular plan (expense report, Oct 2026).

How has ICICI Prudential Banking and PSU Debt Fund done?

Its direct plan returned +6.99% a year over 3 years against +6.53% for its benchmark, NIFTY Banking & PSU Debt Index A-II, as of 14 Oct 2026.