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Debt · Credit Risk

HDFC Credit Risk Fund

HDFC Asset Management Company Limited
Benchmark
NIFTY Credit Risk Bond Index B-II
Riskometer
High
Size
₹7,604 cr
Allotted
25 Mar 2014
Holdings as of
30 Sep 2026

HDFC Credit Risk Fund is a credit risk fund of HDFC Asset Management Company Limited with ₹7,604 cr under management. It is ahead of its benchmark (NIFTY Credit Risk Bond Index B-II) in 4 of 4 periods. Its direct plan charges 1.01% a year. Praveen Jain has managed it for 0.6 years.

Debt and hybrid funds: the company-level sections (scorecard, companies inside, how it is run, nearest index) are not shown. Mix, returns, costs and managers only.

What is HDFC Credit Risk Fund invested in?

89% in debt, 0% in shares and 3% in cash, as of 30 Sep 2026.

Equity0.0%Debt88.8%Cash3.2%Other7.9%
Holdings as of 30 Sep 2026

Has HDFC Credit Risk Fund beaten its benchmark?

Ahead of its benchmark, NIFTY Credit Risk Bond Index B-II, in 4 of 4 periods in AMFI's figures; +6.60% over the last year against +3.32%.

Period returns

Direct Plan, growth · 3y and longer a year
PeriodFundNifty 500 TRIAhead
1 month−0.03% −3.60% —
3 months+1.15% −5.03% —
6 months+3.17% −1.83% —
1 year+6.51% −4.06% +10.57 pts
3 years+8.12% +9.27% −1.15 pts
5 years+7.05% +8.00% −0.95 pts
10 years+7.76% +12.69% −4.93 pts
Since start
from 25 Mar 2014
+8.64%——
Valarth price history to 14 Oct 2026 · the index is the one the fund is nearest; — not on record

Official figures

AMFI performance feed, 13 Oct 2026
Ahead of its benchmark (NIFTY Credit Risk Bond Index B-II) in 4 of 4 periods.
PeriodDirectRegularBenchmarkAheadRank
1y +6.60%+6.03%+3.32% +3.28 🔒
3y +8.14%+7.51%+6.42% +1.72 🔒
5y +7.07%+6.43%+6.68% +0.39 🔒
10y +7.76%+7.09%+7.53% +0.23 🔒
Ahead in points a year · its rank among Credit Risk funds, and how steady the lead is, in the app

Value of 100, month-end

Oct 2016 to 14 Oct 2026
50100150200250300350400 20172019202120232025
Fund 211Nifty 500 TRI 327

₹100 put in at the start of Oct 2016 would be ₹211 on 14 Oct 2026, against ₹327 in the Nifty 500 TRI.

Risk, falls and every year

🔒 Pro
Its worst fall and how long it took to recover, three-year stretches, Sharpe, beta and capture ratios, calendar years beside the index, and money in and out: in the app.
See them in the app →

What does HDFC Credit Risk Fund cost?

1.01% a year on the direct plan, 1.51% on the regular plan; 12 of 13 funds in its category charge less.

Direct plan
1.01% a year
Category median 0.80%
Regular plan
1.51% a year
Category median 1.51%
Gap
0.50 points
for the same holdings
12 of 13 funds in its category charge less on the direct plan.
Expense report, Oct 2026 · Income/Debt Oriented Schemes - Credit Risk Fund

What the regular plan costs you over time

🔒 Pro
The same money left for years in the direct and the regular plan, side by side, and what the commission takes: in the app.

Who manages HDFC Credit Risk Fund?

Praveen Jain, since 7 Mar 2026; Bhavyesh Divecha, since 7 Mar 2026; Gopal Agrawal, since 1 Sep 2026.

Praveen Jain
0.6 years
since 7 Mar 2026
Bhavyesh Divecha
0.6 years
since 7 Mar 2026
Gopal Agrawal
0.1 years
since 1 Sep 2026
Benchmark as filedNifty Credit Risk Bond Index B-II
Exit load
In respect of each purchase / switch-in of Units, upto 15% of the units (“the limit”) may be redeemed without any exit load from the date of allotment. However, please note that the Units will be redeemed on First In First Out (FIFO) basis. - Any redemption in excess of the above limit shall be subject to the following exit load: - - In respect of each purchase/switch-in of Units, an Exit Load of 1.00% is payable if Units are redeemed/switched-out within 12 months from the date of allotment. - In respect of each purchase/switch-in of Units, an Exit Load of 0.50% is payable if Units are redeeme
From 2 Scheme Summary Documents filed with NSE, first on 14 Sep 2026; as on 13 Oct 2026

Questions people ask

Who manages HDFC Credit Risk Fund?

Praveen Jain (manager) since 7 Mar 2026; Bhavyesh Divecha (manager) since 7 Mar 2026; Gopal Agrawal (manager) since 1 Sep 2026.

What is the expense ratio of HDFC Credit Risk Fund?

1.01% a year on the direct plan and 1.51% on the regular plan (expense report, Oct 2026).

How has HDFC Credit Risk Fund done?

Its direct plan returned +8.14% a year over 3 years against +6.42% for its benchmark, NIFTY Credit Risk Bond Index B-II, as of 13 Oct 2026.

Inside the app

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HDFC Credit Risk Fund in the app: beside your own funds, with what you own through them

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