VALARTH See Oracle Financial Services Software in the appOpen in app
OFSS · NSE · Software Products

Oracle Financial Services Software Ltd

What the numbers mean, from its filings and the exchange. Data as of 12 Oct 2026.
Mid Cap · AMFI list Jan-Jun 2026 · Vendor sector: Technology
fair low confidence No valuation within 120 days; P/E 26.8 vs peers 24.0 (7th of 9); P/B 8.3 vs peers 6.2 (6th of 9).
Statements through FY2026Prices adjusted for corporate actionsNot yet reviewed by the adversarial model

What is Oracle Financial Services Software's share price today?

Oracle Financial Services Software last traded at ₹10,360.00 on the NSE, as of 12 Oct 2026, 11:00 pm IST, down 1.4% on the day, up 14.3% over a year. Its 52-week range is ₹6,234 to ₹12,540. The live price is in the app.

₹10,360.00 −1.4% today
+14.3% over 1 year · NSE, as of 12 Oct 2026, 11:00 pm IST
60 month-end closes, 31 Oct 2021 to 30 Sep 2026, adjusted for splits and bonuses
52-week range65% of the way up
Low ₹6,234High ₹12,540

What is Oracle Financial Services Software's market cap?

Oracle Financial Services Software's market capitalisation is about ₹91,544 crore: what it would cost to buy every share at today's price. That makes it the 24th largest mid cap company we cover.

₹91,544 Cr Mid Cap24th largest mid cap company
Mid Cap means the companies ranked 101 to 250 by size, under SEBI's rules. Shares in issue are worked out from the market cap and the price. What market cap tells you →

Key facts

From the exchange
Symbol
NSE: OFSS
ISIN
INE881D01027
Cap bucket
Mid Cap, 24th largest by market cap
Industry (NSE)
Information Technology › IT - Software › Software Products
Listed since
2002
Futures and options
Traded

Is Oracle Financial Services Software overvalued?

Fair, with low confidence: no valuation within 120 days; P/E 26.8 vs peers 24.0 (7th of 9); P/B 8.3 vs peers 6.2 (6th of 9).

Valuation

Latest price and trailing 12 months
P/E 26.80
vs peers 24.0 · 7th of 9
Price divided by last year's earnings per share: how many years of today's profit you pay for. Learn more →
P/B 8.34
vs peers 6.2 · 6th of 9
Price divided by book value per share: what you pay for each rupee of net assets on the balance sheet. Learn more →
Market cap ₹91,544 Cr
Total market value of all shares, in ₹ crore. Learn more →
Dividend yield 5.9%
vs peers 2.4% · 1st of 9
Last year's dividends as a share of today's price. Learn more →
PEG (vendor) 0.23
vs peers 2.3 · 1st of 7
P/E divided by the vendor's earnings growth figure, which it does not disclose; a P/E adjusted for how fast profits grow. Learn more →
PEG on our 3-year EPS growth 2.03
P/E divided by the 3-year EPS growth rate from the stored accounts. Learn more →
3 models could be judged
Skipped — Fair value, EPV, Graham number, Graham value, Lynch, Owner earnings: no valuation stored

Our valuation range

🔒 Pro
Value range, implied growth at today's price, and the nine models behind it: in the app.

Is Oracle Financial Services Software a quality business?

Quality score 62.5, 4th of 9 in its peer set; CLEAN on 26 of 30 flags judged.

Quality and risk

Data as of 12 Oct 2026
Business quality Not available
The kind of business, which sets the yardstick it is judged by. Learn more →
Quality score 62.5
vs peers 47 · 4th of 9
Returns, margins, leverage and consistency against its peers, out of 100. Learn more →
Risk level CLEAN
26 of 30 flags judged
From flags on debt, earnings quality, dilution and price swings. Learn more →

Profitability

ROE 38.1%
vs peers 22.0% · 2nd of 9
Return on equity: profit as a share of shareholders' money. Learn more →
ROCE 47.7%
vs peers 27.5% · 2nd of 9
Return on capital employed: operating profit as a share of all the capital in the business, debt and equity. Learn more →
Profit margin 37.0%
vs peers 11.5% · 1st of 9
Profit after everything, as a share of revenue. Learn more →
EPS ₹303.37
Trailing 12 months
Profit for each share over the last 12 months.

Scorecard

🔒 Pro
Health scores and red flags with their values and history: in the app.
See the scorecard →
Inside the app

Get a sneak peek of Valarth

Start freeStart free
A Valarth stock page: the share price with its chart and 52-week range, valuation and profitability figures, and a scorecard of health checks.
Stock pagePrice, valuation, profitability and a scorecard of health checks for every company, each figure explained.
The Valarth stock screener: a table of companies with price, market cap, P/E, P/B, PEG, EPS and ROE, and filters down the left.
ScreenerEvery listed company, filtered on 212 figures, each with a plain-language lesson beside it.
The Valarth AI Screener answering 'Which companies will benefit from India's Project 75 submarine programme?' with a basket of four naval shipbuilders and a written thesis.
AI ScreenerAsk a question in plain English, like which companies benefit from India's Project 75. It reads the intent, builds the screen and writes the thesis.
A Valarth business-model card for State Bank of India, with a plain-language summary and statements verified against the filing.
Business modelHow a company makes money and what can hurt it, each statement checked against its annual report.
Valarth's Before the Bell edition, with the day's headline, regulator notes and sector moves.
Before the BellA morning edition before the market opens: what moved, which rule changed, and what it means for your holdings.

Has Oracle Financial Services Software made money for shareholders?

Yes: +14.3% over one year and +18.5% a year over five years.

Shareholder returns

1-year return +14.3%
Price only
What the share price did over the last 12 months. Learn more →
5-year return +18.5% a year
Price only
Yearly average price return over five years, bonuses and splits adjusted. Learn more →
Wealth destroyer No
Five-year total return — price CAGR on bonus- and split-adjusted closes plus the dividend yield — below the 7% a bank fixed deposit paid. Learn more →

Returns

3Y and 5Y are yearly averages
1W
+0.4%
1M
−10.9%
3M
−10.5%
6M
+46.7%
1Y
+14.3%
3Y
+40.0%
5Y
+18.5%

Does Oracle Financial Services Software pay a dividend?

Yes. Oracle Financial Services Software's dividend yield is 5.94% at the latest price; the last payout was ₹270.00 a share, ex-dividend 7 May 2026.

Dividends

Per share, by ex-dividend date
Dividend yield5.94%
The past 12 months' dividends as a share of today's price.
7 May 2026 · Interim 2₹270.00
3 Nov 2025 · Interim₹130.00
8 May 2025 · Interim₹265.00
7 May 2024 · Interim₹240.00
9 May 2023 · Interim₹225.00
Payout ratio🔒 In the app
The share of profit paid out as dividends; a very high share leaves little to reinvest.
Dividend growth, 5 years🔒 In the app
How fast the dividend per share has grown a year.
Years without a miss🔒 In the app
How many years in a row a dividend has been paid.

Is Oracle Financial Services Software growing?

Revenue 3 years 10.5% a year; profit 3 years 13.5% a year; revenue 5 years 11.5% a year.

Growth

Statements through FY2026 (Mar-26)
Revenue 3 years 10.5% a year
vs peers 8.7% · 4th of 9
Compound annual growth of revenue over three years. Learn more →
Profit 3 years 13.5% a year
vs peers 4.8% · 4th of 9
Compound annual growth of net profit over three years. Learn more →
Revenue 5 years 11.5% a year
Compound annual growth of revenue over five years. Learn more →
Profit 5 years 12.6% a year
Compound annual growth of net profit over five years. Learn more →
EPS 3 years 13.2% a year
Growth in earnings per share, so dilution counts against the company. Learn more →
EPS 5 years 8.2% a year
Growth in earnings per share over five years, so dilution counts against the company. Learn more →
P/E vs own history 21.2%
vs peers -13.7% · 7th of 8
Today's P/E against its own 5-year median; negative is cheaper than its history. Learn more →

How did Oracle Financial Services Software do last quarter?

Oracle Financial Services Software reported revenue of ₹3,125 Cr, up 12.1% on a year earlier and a net profit of ₹1,416 Cr, up 10.9% in the Jun 2026 quarter.

Latest quarter

Jun 2026
Revenue, latest quarter₹3,125 Cr
+12.1% on a year earlier
What the company took in over the quarter.
Net profit, latest quarter₹1,416 Cr
+10.9% on a year earlier
What was left for shareholders after every cost and tax.

How does Oracle Financial Services Software compare with its peers?

Compared with 8 IT - Software (the industry, as the basic industry was too small); 7th of 9 on P/E; 4th of 9 on quality score.

Compared with 8 IT - Software (the industry, as the basic industry was too small)

8 companies

Oracle Financial Services Software against its peers

Largest 8 of 8 peers, by market cap
CompanyMarket capP/EP/BROEROCE1YQuality 🔒Rank 🔒
Oracle Financial Services Software Ltd₹91,544 Cr26.88.338.1%47.7%+14.3%
HCL Technologies Ltd₹3.3 L Cr18.914.140.6%50.3%−18.6%
Wipro Ltd₹1.6 L Cr12.93.119.1%21.9%−33.7%
Tech Mahindra Ltd₹1.5 L Cr26.16.217.5%20.9%+4.4%
LTM Ltd₹1.2 L Cr23.15.222.1%27.4%−26.0%
Persistent Systems Ltd₹91,022 Cr46.911.426.6%34.5%+8.3%
Coforge Ltd₹82,755 Cr37.94.618.9%18.5%+8.8%
Mphasis Ltd₹45,064 Cr23.56.022.0%27.5%−14.2%
Hexaware Technologies Ltd₹32,903 Cr24.414.324.3%28.6%−23.9%
Peer median—24.06.222.0%27.5%−16.4%
Market cap in rupees crore; P/E and P/B on the latest price; 1Y is the price return over a year. A dash is a figure that does not apply or is not reported.

Full peer comparison

🔒 Pro
Every peer, every figure, the ranks and the quality and forensic scores side by side: in the app.

Who owns Oracle Financial Services Software?

Oracle Financial Services Software is held by promoters 72.4%, foreign institutions 9.7%, domestic institutions 8.8%.

Shareholding pattern

Latest filing, percent of shares
Promoters72.4%
The founders and controlling group.
Foreign institutions9.7%
Overseas funds investing through the FPI route.
Domestic institutions8.8%
Indian insurers, banks, pension and mutual funds together.
Mutual funds5.4%
Indian mutual fund schemes; part of domestic institutions.
Retail and others6.0%
Individual investors and everyone else.
Promoter shares pledged🔒 In the app
Promoter shares given as collateral for loans; a high share is a risk to watch.
Holding trend🔒 In the app
Whether promoters, foreign funds and mutual funds have been adding or selling over recent quarters.

What do analysts say about Oracle Financial Services Software?

1 analyst cover Oracle Financial Services Software, and the consensus is buy. A consensus is a count of opinions, not a forecast; read it beside the numbers.

Analyst consensus

1 analysts
ConsensusBuy
The rating most covering analysts give the share.
Average target price🔒 In the app
The mean of the analysts' 12-month price targets.
Upside to target🔒 In the app
How far the target sits above or below today's price.
Share rating it a buy🔒 In the app
The share of covering analysts with a buy rating.

What does Oracle Financial Services Software do and what is it sensitive to?

Oracle Financial Services Software sells banking software products, including licence, cloud and maintenance offerings, together with consulting and IT services to financial institutions. Sensitive to: foreign exchange rate (INR vs major currencies).

Business-model card

FY2026 · 41 verified
4Revenue
4Channels
3Regulators
4Reg. dependencies
4Sensitivities
3Costs
3Geographies

Oracle Financial Services Software sells banking software products, including licence, cloud and maintenance offerings, together with consulting and IT services to financial institutions. It earns through product licence, cloud and maintenance fees and through fixed-price and time-and-material services, and its largest customer is an entity in its parent's group.

Revenue by segment

year ended March 31, 2026
Products90.5%
Services9.5%

Revenue engine

4 verified
Products revenue (banking software licences, cloud fees, maintenance and related services) (92.0%)
Products revenue is the larger line. Per the segment note it includes licensing of software products, cloud fees, maintenance fees and related services. The 92% share is for FY2025.
Services revenue (consulting and implementation) (8.0%)
Services revenue includes fees for providing software solutions to the customers and consulting services. The 8% share is for FY2025.
Products stream mix: consulting fees 48%, maintenance 36%, licence 16% of products revenue (FY2025)
Interpretation: these percentages are shares of products revenue, not of total revenue. Maintenance is a recurring stream, recognised rateably over the contract period.
1 more statement
Fixed-price vs time-and-material services
Services are mostly fixed price; time-and-material was 16% of services revenue in FY2025 (20% in FY2024). Fixed-price revenue is recognised by stage of completion measured by labour hours.

Customers & channels

4 verified
Largest customer, reported as a single customer across the Oracle Corporation group (51.0%)
Customer concentration is high. The largest customer's share of consolidated total revenue is 51% for FY2026 per the concentration table. Interpretation: this is the Oracle group entity, which the filing states is linked to the parent.
Largest customer (consolidated, total revenue, FY2026) (51.0%)
Interpretation: the 51% share is read from the FY2026 total-revenue column of the consolidated largest-customer row. Standalone largest-customer share is 86%.
Parent company as a source of compliance expertise
The Company relies on its parent for compliance across jurisdictions, so the parent is a dependency on compliance capacity as well as a customer relationship.
1 more statement
Financial institutions (banks, lenders, specialised financiers) as the end buyers
The products are sold to banks and specialised financial institutions, who use them for lending, payments, corporate banking and profitability management.

Regulators

3 verified
Software Technology Parks of India (STPI)
The filing lists STPI rules and regulations among the laws that apply to the Company, which bears on its software-export operations.
Governments, central banks and regulatory bodies governing AI, cloud and data
These authorities set the rules for AI use, model governance, data privacy, data residency and cloud deployment, which govern how the Company's cloud and AI products can be sold.
Financial-system regulators (customers' regulators: KYC, exposures, risk, cyber fraud)
Regulators of financial systems set requirements that customers must meet, which shapes the compliance features banks buy.

Regulatory dependencies

4 verified
AI, data residency and cloud regulation
Divergent or changing rules could lengthen implementation timelines and constrain AI-enabled use cases. Interpretation: this would slow or narrow sales of AI and cloud products, and raise the cost of compliance features.
Data residency and cloud oversight at banks
Rising oversight of cloud storage and processing of sensitive data by banks may change how cloud-deployed products are bought and configured. Interpretation: stricter residency rules would raise deployment cost.
Labour-market and mobility regulation
Changes to labour and mobility rules may limit access to specialised AI, data and cloud talent and change delivery models and cost structures.
1 more statement
Corporate tax and MNC income-share demands
Governments are seeking a higher share of MNC income, which raises tax cost and compliance burden for a multinational group. The filing says it files accurate returns and pays appropriate taxes.

Sensitivities

4 verified
Foreign exchange rate (INR vs major currencies)
Interpretation: most revenue is in foreign currencies and most expenses in rupees, so a stronger rupee lowers rupee-reported revenue and a weaker rupee raises it. The Company hedges trade receivables in major currencies.
Hedging of trade receivables
Hedging targets the gap between the rate at invoice and the rate at collection, so it limits realised FX gains and losses.
Geopolitical conflict and consumer sentiment
Conflicts can affect consumer sentiment and global trade and, per the filing, financial services demand, budgets and the pace of transformation programmes. Direction: a worsening conflict reduces demand.
1 more statement
Macroeconomic and policy conditions
Inflation, GDP growth, economic policy and taxation changes could affect business growth, per the filing.

Cost inputs

3 verified
Employee compensation
The largest cost line. It covers salaries, bonuses, retiral benefits and stock compensation. Increases were driven by compensation increases in FY2026.
Professional fees: cloud infrastructure and external contractors
Costs rose on higher cloud infrastructure spend and external contractors hired for specific project needs.
Selling and marketing, including partner commissions
Selling and marketing costs include commissions payable to partners, so partner-led sales add a variable cost.

Geographies

3 verified
Europe, Middle East, Africa (EMEA) (34.0%)
Second region by total revenue for FY2026 on a consolidated basis. It is the largest region for standalone products revenue (39% in FY2026).
Asia Pacific (JAPAC) (27.0%)
Third region by total revenue for FY2026 on a consolidated basis.
Customer base across 160 countries
Customers are spread across about 160 countries. The filing says this spread offers a natural hedge against a slowdown in one region.
Each statement is checked word for word against the FY2026 annual report; the passages are in the app.

What changed recently?

Q1 FY2027 results filed (22 Jul 2026).

Change log

8 entries · newest first
  1. Results filedQ1 FY2027 results filed.
  2. Corporate actionInterim Dividend - Rs 270 Per Share.
  3. Results filedQ4 FY2026 results filed.
  4. Results filedQ3 FY2026 results filed.
  5. Corporate actionInterim Dividend - Rs 130 Per Share.
  6. Results filedQ2 FY2026 results filed.
  7. Results filedQ1 FY2026 results filed.
  8. Corporate actionInterim Dividend - Rs 265 Per Share.
Get alerts →Sign in to be told when any of these change.

What this page does not tell you

What could not be judged, and why. Never empty.
  • Models not runFair value, EPV, Graham number, Graham value, Lynch, Owner earnings: no valuation stored.
  • FlagsCLEAN on 26 of 30 flags judged; no red flag; 4 could not be judged.
  • Data gapsBusiness quality: not available yet.
Not applicable to this company · 1
  • Altman ZAltman Z is a manufacturing model; a service business has no inventory or plant turnover for it to read.

What this page rests on

✓10 years of annual statements, through FY2026 (Mar-26)✓10 quarters of results✓217 months of month-end prices, adjusted for bonuses and splits○no valuation of ours yet✓business-model card FY2026 · 41 verified

Questions people ask

What is Oracle Financial Services Software's share price today?

Oracle Financial Services Software last traded at ₹10,360.00 on the NSE, as of 12 Oct 2026, 11:00 pm IST, down 1.4% on the day, up 14.3% over a year. Its 52-week range is ₹6,234 to ₹12,540. The live price is in the app.

What is Oracle Financial Services Software's market cap?

Oracle Financial Services Software's market capitalisation is about ₹91,544 crore: what it would cost to buy every share at today's price. That makes it the 24th largest mid cap company we cover.

Is Oracle Financial Services Software Ltd a large cap, mid cap or small cap?

Oracle Financial Services Software Ltd (OFSS) is a mid cap company in AMFI's classification for Jan-Jun 2026. SEBI's buckets go by rank on six-month average market capitalisation: the top 100 are large caps, 101 to 250 mid caps, the rest small caps.

What is Oracle Financial Services Software Ltd's P/E ratio?

26.80, vs peers 24.0 · 7th of 9. Price divided by last year's earnings per share: how many years of today's profit you pay for.

Is Oracle Financial Services Software Ltd overvalued?

Fair, with low confidence: no valuation within 120 days; P/E 26.8 vs peers 24.0 (7th of 9); P/B 8.3 vs peers 6.2 (6th of 9).

How does Oracle Financial Services Software Ltd make money?

Oracle Financial Services Software sells banking software products, including licence, cloud and maintenance offerings, together with consulting and IT services to financial institutions. It earns through product licence, cloud and maintenance fees and through fixed-price and time-and-material services, and its largest customer is an entity in its parent's group.

Who are Oracle Financial Services Software Ltd's peers?

Compared with 8 IT - Software (the industry, as the basic industry was too small): HCL Technologies Ltd, Wipro Ltd, Tech Mahindra Ltd, LTM Ltd, Persistent Systems Ltd and 3 more. The app shows how they compare on every figure.

Is this investment advice?

No. Valarth is a research and learning tool and is not a SEBI-registered investment adviser or research analyst. The figures come from the company's filings and the exchanges; what to do with them is your call.

How did Oracle Financial Services Software do last quarter?

Oracle Financial Services Software reported revenue of ₹3,125 Cr, up 12.1% on a year earlier and a net profit of ₹1,416 Cr, up 10.9% in the Jun 2026 quarter.

Who owns Oracle Financial Services Software?

Oracle Financial Services Software is held by promoters 72.4%, foreign institutions 9.7%, domestic institutions 8.8%.

Does Oracle Financial Services Software pay a dividend?

Yes. Oracle Financial Services Software's dividend yield is 5.94% at the latest price; the last payout was ₹270.00 a share, ex-dividend 7 May 2026.

What do analysts say about Oracle Financial Services Software?

1 analyst cover Oracle Financial Services Software, and the consensus is buy. A consensus is a count of opinions, not a forecast; read it beside the numbers.

Everything on Oracle Financial Services Software, and 6,621 other companies, with 212 filters and the full peer tables

See Oracle Financial Services Software in the app →See pricing